how many credit cards do you have in your wallet?

I don't have credit cards, like you I would be afraid I couldn't pay the bill. I prefer to do things by cash as much as possible. I do have a walmart money card though. It costs three dollars to load and three dollars a month, but since its not a credit card I don't have to worry about a huge bill at the end of the month

Lol.. just like you I don't have any. It is another bill that I don't want to have to pay at this time. When you don't want to be tempted, stay away from temptation!

I have three personally and two that I share with my husband but I only use two. I had a hard time at first because when I got my first one for myself the 1990 recession started and the big businesses started laying off people and no one wanted their windows renewed.

I'm a woman and I have one credit card. I have no desire to get deep into debt. I figure the less I have of the option to put something on a credit card, the better off I'll be.

Well like you, i really don't have a credit card. I hate obligations which i am not sure i can do them. I would be in a lot of trouble when we're talking about credit cards. lol! I wouldn't want to go to jail just because i can't pay my dues. I'd rather use cash. I think it's a lot more convenient. You're right about credits card holders are mostly females like my exes.

We have two credit cards, one my husband uses for work expenses so it is under control, the other we have just managed to pay off so now I am not allowed to use it! It is quite depressing to go shopping using cash only! I will stick to my resolve though because it took us ages to pay it all off. What intrigues me is that they keep increasing the limit on it without checking out circumstances!

I rarely keep any credit card in my wallet and i feel not so safe in keeping credit card in my purse.I only keep debit card in my wallet.

I don't have any credit cards in my wallet and I don't have any plans of getting one in future. I thought guys have more credit cards than women like my brother. I usually pay by cash and if I want to buy something, I save money for that certain thing. I don't like to pay debts and interests... most of all, I hate follow-up calls from credit collectors.

I have one credit card and it is from hsbc. I have been using it for more than two years already. Actually it all depends on you if you will use it too much. In my case I use my card when I am out of budget or if there is a 0% interest that I need to buy. Like our TV we pay it for one year. Actually this credit card helped me somehow. But it is important that on the schedule day of payment you have to pay. You have to discipline yourself not to over credit.

I only have one credit card... but aside for that... i have my eon card which is a debit card... and my smart money... another debit card...i rarely use these two... because i save them in case of emergency... so i end up using my credit card instead...