Do you have a credit card of your own?

I have two credit cards. It was offered to me by credit card agents. Well, I use the card from time to time. I do shopping but I always control myself and buy only those that I need. I know that if you use the card correctly, you will really find it useful.

I don't have credit one. I don't get one because I know that I don't have a control when it comes in shopping.

I do own several credit cards and I am proud of owning them. I am always very cautious of using them as I make sure that I settle my payments on time or the most within 2 months. Once you go on credit with the bank, it will take you your whole life paying it back .... so, it's better to always be cautious on how you spend using your credit card.

Know I don't own a credit card. My husband did before I married him now he is in debt. I have never owned one because I thought they were more trouble then what they were worth. And sometimes they can help you build up your credit if you watch what you are doing.

Nope, I don't have one. Well, I used to have one, but I find it useless, for I really don't want to have credits. I normally pay in full.

yes i recently got one credit card, but i haven't used it yet. Well my parents pays the bill for it. Since i haven't use it yet i don't regret or happy about having credit card.

Yes, I have one credit card and two debit cards. My wife takes care of the check book and card payments. We only carry the credit card for emergencies and never owe over 100 or so dollars, which we pay off without paying interest. I had a problem with one of my debit cards not long ago. Somehow somebody managed to drain over 200 dollars from my account, I canceled that card and the bank issued me another one. The bank made good on the illegal withdrawals and I only carry about 300 dollars in that debit account. One of my debit cards is a PayPal business debit card. I only use it to make purchases on the internet. I have been using PayPal for several years and never had a problem with my account. We pay for most everything with cash or by check. I worry about my sons and grandsons that they don't get trapped by the card companies and run up a big charge on them.

Yes, I do have a credit card of my own. It is very useful considering that I do a lot of purchases online. I conduct training programs on safety. They require certain items such as handbooks, training materials that I need to order online. I used my credit card in purchasing these items. Of course, I also use my credit card on local purchases and in dining out with my family. It is very useful indeed. I guess the only thing that is important is that you should have control in so far as using your card. When you do not control, there is always a tendency that you tend to over charge and you will be tempted to purchase items beyond your financial capability. So credit card should be used carefully.

Hello lcdelmendo18 , yes I do have a credit card. I actually have 3 credit cards. I might use one but I pay for my purchases in cash or check or debit. I am the only one that pays for my credit cards whe the bill arrives.I am the type of person who weighs out whether or not I really need something before I buy.

Nope, I don't have one. Well, I used to have one, but I find it useless, for I really don't want to have credits. I normally pay in full.

I have one credit card.. I prefer to usd credit card payment...but not regularly. i enjoy having it sometime, many time also regret having it...

I unfortunately have one. The bill is due me and as long as no emergencies happen I have been fairly good with it. My impulse purchases are for the most part in check. There are sometimes when you "just have to have it" or "should treat yourself" like what happened with my iPhone. The iPhone was totally worth it however.

i use it quite a lot. i need to make sure that i keep a check on it now.

I don't have any credit card, even though I have the requirement to apply for that, I don't do that. For me it's okay to use a cash instead of credit card, yes it's good have it because it's more convinient when bring it. But as what they said, you have to be disciplined if you have that. I'm a disciplined person but for me it's ok to pay a cash directly.

My husband and I have a credit card. We try and use it for emergencies only but sometimes we have to use it for other things. We are pretty good about paying it on time. Hopefully that will continue. Economy sucks really bad and it is so hard just to find a weekend job to make things meet.

yes i actually have quite a few credit cards. i use different ones for the promotion offered by the various issuers. i don't regret having a credit card because i watch my spending. if i don't have the money in my bank, i won't spend it. the best part about having a credit card is the cash rebates offered. it's like an additional discount on top of whatever is already offered by the store. overall, i have to say having credit cards helped me save quite a bit of money over the years.

credit card.............means we are become ill

hiii dear friend..I dont have creditcard of my own..And i havent applied up to own..I have the bank account but i dont have the credit card..If i have the credit card also i dont have the use with it..The only use of the creadit card for me is just link it with the paypal..And also i dont have the much funds in the paypal..So the unverified storage is enough for me..So that i havent applied to creditcard..If i have the use with it i will definitely have the credit card..Happy mylotting dear friend..have a nice day..keep smiling..

I have no problem having a credit card and in fact, I am quite happy having the credit cards as it brings me quite lot of convenience. I mean since having one, I really don't feel like taking with me lots of cash. Using it to purchase things is so much simpler. But then, it makes purchasing things easier doesn't mean I take buying things lightly. In fact, I am becoming more careful as I know I have to pay the bills or else I have to pay the interests.

I don't own a credit card. I'm glad in a way because then I won't end up owing as much as other people I know. In other ways, like buying stuff online, I wish that I did. Still, I think I'm better off without the temptation.