My friend's house got robbed
By clorissa123
@clorissa123 (4926)
United States
September 4, 2009 3:16pm CST
Crime is the biggest headache to every new home owner. My friend is no exception. He recently bought a new house, and a week ago, he got robbed. Television, jewelries, computers and some cash along with other valuable stuff were stolen. He reported to police and also contact the property insurance.
I doubt that the police can solve that case, it might be a mystery forever. And the compensation from the house insurance might not be too promising. Probably a couple of hundreds to a thousand.
Good advises, always take a snapshots of you house valuable properties, or receipt of purchase in case you can prove their value.
1 person likes this
10 responses
@bigmal12 (57)
• United States
5 Sep 09
Wow that's horrible. it make me want to check my locks right now. He didn't have an alarm? I will definitely make sure my alarm is on tonight. I have worked for, a lot of the stuff in my house. Well at least he is okay. Maybe he should move out of that neighborhood.
1 person likes this
@clorissa123 (4926)
• United States
5 Sep 09
well, the thing is he just bought this house, and and the neighborhood seems nice, and woon't be a much problem for him. He thought wrong then. He couldn't predict what happen in the future right. So, make sure he has his alarm on.
1 person likes this
@neededhope (1085)
• United States
4 Sep 09
Actually if you ever get house insurance or renters insurance they always say that you should make a list of your valuables. Or even take pictures. THis way they can determine hwo much they really do owe you. The other way if he purchased the items not long ago and put it on a credit card. He can call the credit card company and get a copy of his statements and also prove what he paid for it there.
They'll at least give him close to what it costs to replace it depending on the type of insurance he has.
@clorissa123 (4926)
• United States
5 Sep 09
I doubt that insurance gotta pay the full amount of what he lost. At least 50% is a lucky number. Otherwise, they just making a fortune from our yearly insurance prices.
1 person likes this
@mrbranan (1012)
• United States
5 Sep 09
It is ashamed that so many people find it nessasry to steal from others. I mean really get a job, pick up cans, do something other than take from others. It also seems that insurance is never enough. Always take out extra insurance so it will cover everything.
1 person likes this
@fwidman (11514)
• United States
4 Sep 09
That is a very good suggestion, taking pictures. Of course, having the insurance in the first place helps as well. Sorry your friend was robbed, that really is awful. I've been burglarized twice myself and there is nothing but sorrow for the person that's been robbed like that.
1 person likes this
@clorissa123 (4926)
• United States
5 Sep 09
I felt sorry for him too. But you coulnd't avoid such thing happen to you even if you don't want to. I suggested him to install the security alarm system to better protect his house.
1 person likes this
@trisha27 (3494)
• United States
4 Sep 09
Wow, that's a scary feeling over being robbed and your stuff being taken. Robbery has been a great crime here were I live as well and it has even hit close to home. Like in the same apartment complex and its horrible when that is done to you. I do hope that at least your friend gets compensated for the items that were stollen. At least it was insured you know. Better safe than sorry.
@clorissa123 (4926)
• United States
5 Sep 09
I hope that his insurance will compensate him as much as they could. But they still investigate this matter on hand. I doubted that they gonna pay for him everything. He might get half of what he lost will be lucky.
1 person likes this
@jbow007 (1)
•
4 Sep 09
I was just talking this over with my hubby the other day. We just got insurance and I was surprised that they didn't want a list of things that were expensive in our house that could get damaged or stolen, so they would know how to compensate us. I told him that we should write it all down anyway and send it to them, and keep a copy for ourselves. How do they know what we own or purchase, yes some things are priceless but I know for sure my flat screen has a price that could be paid back if it got stolen. Good Advice!
@clorissa123 (4926)
• United States
5 Sep 09
You should keep a receipt or something like that on your drawers, and keep it for the future sake. Don't lose it, because they gotta pay for it if ever got stolen.
1 person likes this
@lingli_78 (12822)
• Australia
5 Sep 09
i am so sorry to hear what happen to your friend's house... it is terrible... crimes are everywhere nowadays and we just have to be really careful and not trust anybody... i hope that your friend will get a decent amount of compensation from the insurance company... it is really a very good advice to take pictures and keep the receipts of our valuable belongings... i will start doing that now... take care and have a nice day...
1 person likes this
@skysuccess (8858)
• Singapore
5 Sep 09
clorissa123,
Whilst it is important to keep an inventory of our valuable belongings, I think it would also be wise to keep our residence fully locked and secured. There should be enough safety measures installed in the premises as well.
Nowadays we just cannot afford to overlook these and undermine today's perpetrators. Loose sight of them and you will find your precious belongings missing sooner than you can blink your eyes.
We just have to be careful. Take care.
@nabajanidipjyoti (10)
• India
5 Sep 09
Yes indeed crime is a headache. No matter how stringent the law becomes still a speck of crime always remain here and there. Your notion of taking pictures as a proof for claiming compensation from insurance companies is really prudent. I totally agree with you. You know its really painful to be robbed of your valuables which you might have bought with your hard earned money. My first bike was stolen from my garage. I had bought this bike for going to college which is quite far from my house. I got to ride it for only a couple of months only and alas I had to part with it. I claimed insurance but they needed more proof for full payment. I approached the cops for help but they needed bribery to get busy. Without any other option left I paid the cops to issue me a letter saying there is now no hope of finding the stolen vehicle anymore. When I produced this document to the insurance company, they finally paid me. But I only got 60% of the money back.
I am still haunted with that heist. Truly, one should beforehand keep solid proof of their possessions to claim insurance.