Do You Prefer to Use Credit Card or Paypal to Buy Online?
By getbrowser
@getbrowser (1708)
China
October 27, 2009 8:01am CST
If you are familiar with the Internet, I believe pretty much all of you have purchased at least one thing online in the past. And I guess most of you probably purchase online regularly, be it goods on Amazon, eBay, ebooks and courses or web hosting.
From where I stand, Paypal is easier and quicker when you get the hang of it, and it also protects your credit card information. However, there are many people who complain about Paypal’s interface and people who had problems with their accounts over time.
When you buy online, Which is your choice out of security? PayPal or Credit Card?
Do you prefer to use Paypal or Credit Card for those online purchases?
12 people like this
62 responses
@Agoenxz (551)
• Indonesia
29 Oct 09
Well... that's the problem. I don't have any credit card yet.. I have a visa marked debit card, from local bank in my country, but i guess it doesn't works/support online transactions this time. Could you help me with this please?? Anyway thanks for your respond! Have a nice day!
@jugsjugs (12967)
•
27 Oct 09
If i buy anything off the internet i usually use a credit card as i have an insurance on that.I was told it was safer to use a credit card and that it was alot safer than paypal,i do not understand why,but i do know that i have an insurance that i have paid for on my credit card where as i do not on the paypal account.
1 person likes this
@IMEzekieL (498)
•
28 Oct 09
I never knew that there's a thing called credit card insurance until now. I learned something, thanks!
@ladygator (3465)
• United States
28 Oct 09
I am defiantly one that would prefer to buy paypal. I completely trust them and it would prevent any unnecessary issues with my credit card. Like overcharges when someone makes unauthorized charges through a scam. If its in your credit card linked to a bank you can get it fixed it just takes longer and lots of charges and hassles are made. Paypal, you only put in what you want to spend. Or at least I only put in what I want to spend.
@whiteheather39 (24403)
• United States
29 Oct 09
I do use Pay pal when the company or online store accepts it. If not I always then use my Discover Card because for each new purchase you get a one time different secure card number to use so the seller cannot access your actual credit card that makes it so easy to check if any one number has been used more than once..plus they take immediate action if you dispute a charge.
1 person likes this
@xiaosan (5)
• China
27 Oct 09
i usually use my paypal to pay for the online purchasing.Internet shopping is very convernient and practical,and i think taobao is a good choice. For there are lots of things that are particular in it,especially the secondhand gadgets.I hardly used a credit card when i was purchasing online, i think it is a personal habits.Anything as long as you like it is good thing.As to the Amaazon,ebooks and so on, i've never uese them,could you tell us more about them?
1 person likes this
@celineml (126)
• Malaysia
30 Oct 09
Hi Getbrowser, for me normal buy online is use transfer, me havent use the Paypal or Credit Card. So i also dun know how to using the Paypal. How the Paypal to use at online? I thing now many is using the Paypal it's? Next i will try to using the Paypal to buy online thing. I dun have Credit Card so never to try using. Hope is a good choose for Pay pal.
@irishmist (3814)
• United States
28 Oct 09
I always use paypla when shopping online, I don't have a paypal credit card. I just use money from my account. I actually don't have any credit cards, as I really don't need them.
@jpso138 (7851)
• Philippines
27 Oct 09
I have been using paypal to receive my payments from my earnings online. But I have not used paypal to purchase online. I do agree that paypal is very safe. But the purchases I make online is only for the things that I used for my training. Usually these are books and other items. The company has a record of my credit card details so when I purhcase, I just advise them to charge them to my credit card without sending them my card details since they already have it on record. So its quite safe. Maybe perhaps later on if I purchase from other stores or companies which I am not sure yet, I will be using paypal.
1 person likes this
@magic9 (980)
• China
27 Oct 09
up till now , I don't have a penny in my paypal account. I bet the only source would come from mylot and thanks to that. so right now, I could only use my credit card for those online purchases.
I am looking forward to the very first day --- my payday from mylot. 
1 person likes this
@doryvien (2284)
• United States
27 Oct 09
I'm not a big fan of online shopping except for purchasing plane tickets for our family trips. I use credit card in doing this because it's more convenient and easier to manage. I've never used my Paypal earnings, the money I earned from my online activities I keep it as mood changes.
@msfrancisco9369 (10002)
• Boston, Massachusetts
27 Oct 09
I did once for a winter coat when i worked in the US two years ago. I used my credit card and never had any problem then. You know what-- that's the first time that i used a credit card. When i am in the Philippines i never had one and even when i returned i don't use credit card. I'll just maintain my US credit card just in case i will be given the chance to return to the US. This input about credit card use vs. paypal is a great information for me. I will bear this in mind. Thanks!
1 person likes this
@tuhkatriinu (283)
• Finland
27 Oct 09
Hello there,
i like to use Paypal. I don`t know, but seems easy and anyway my paypal is all ready connected with my credit card. To buy with paypal its much easyer also because you don`t have so many things to fill out. Just an PayPal address. I have made many deals with paypal all ready in internet and i like it:)
@lenny03 (26)
• Indonesia
27 Oct 09
I prefer paypal than credit card to buy online, because in this virtual world, the bank account was virtual too, so it must using virtual account too. I think it's dangerous using credit card to buy thing in this virtual world, because there are any crime that can break our money from credit card.
1 person likes this
@fineartist (1217)
• United States
28 Oct 09
This is an interesting topic of discussion. :)
I honestly do not know which method of payment is more secure. I assume PayPal is more secure, although I am not certain of it.
Apart from the security aspect, I much prefer paying using PayPal.
It is so much faster and easier paying via PayPal than with a credit card, since one doesn't have to type in all of the numbers of a credit card to make a purchase!
Have a terrific day!
Have a terrific day!
@sweetbabyjane (1929)
• United States
28 Nov 09
I do not have a credit card. I use my paypal card as credit instead of debit so that I can get the cash back bonus. The bonuses add up at the end of the month if you use it a lot like I do. I use the PayPal card at the Post Office and at the grocery store.
Happy Mylotting
@chiepao (714)
• Philippines
29 Oct 09
Online shopping is very handy these days and I'll honestly say I do shop online. xD Since Paypal is recommended by all, I use paypal instead of directly putting my credit card info on a site. I think it's much safer and paypal is tested by alot of people already. :)
@nrn2003 (661)
• United States
28 Oct 09
i would rather use paypal because it is totally secure and i dont have to feel too nervous about using it. plus you can link your credit card to your paypal so it is alot easier. i am just more confident with paypal than to use a credit card. especially if i am shopping on a site i have never used before.
