..so anxious of living the future that we forget to live the present ..

no,that sounds absolutely reasonable. knock out some of those other payments so you don't have debt 1,2 and 3 every month. unless the house has major faults you shouldn't need a whole 100K right off the bat.

I think you have a good plan there. can always fix up house as ya go. LIke us we are now doing our puter room paint and pulling up carpet and putting down tile looks good so far. and last year we painted the kitchen a few years back I put new flooring int he kitchen so we are working on it as we go

This happens to me as well. I get so caught up in thinking about what might happen later on, in the seasons and years ahead, that I forget to live in the present moment. And time goes by, and the I wonder where it went so fast.

No you are not wrong and I really hope that your Husband listens to you as I totally agree It is ok to want to do this but it is better to do bit by bit so that you do not struggle Surely he sees that, also if he does it bit by bit it will give him something to do in his free time Why do some Men just not think when it comes to things like that It is ok doing it all up and that but then there will be the struggle with Money and in the end he will loose the House is that really worth it yes it is your future I agree and because it is your Future you can take one step at a time with it

The present is very crucial. The seeds you plant now will only bear you the fruits sometime in future. So whatever you plan now must be carefully thought out as it will decide how your life will be like in future. I did not plan my life well and I suffered for many years because of bad planning. I lead a life as if there is no tomorrow. With good job and a fat salary I went for classy things. I had a bungalow and a sporty car. But more than half of my income went to repayment of the loan. When I got married problems started to creep in. I build my house on my own land before I got married which on reflection now was a stupid thing to do and a very bad planning. I have since sold the property as the house is too big and the children have left the nest. I sold my car and now I am driving an old car but I care less as long as I don't have to pay anything to the bank. Since I have left the employment world I have to tighten up my belt and my husband is of no help to me either. But all is not gone when mom came in as my savior. When her property was developed into a housing estate, she gave all her ten children 2 units of houses each and I am saved again from facing a bleak existence. I will be moving in to my new house free from encumbrances in May and I think I will never again suffer sleepless nights thinking of my debts. At least I can now breath normally when I am not being burdened by the calls from the financial institutions. I promise myself never to keep up with the Joneses but live a simple and happy life. Remember debts you incur now will haunt you throughout the years and you will not lead a happy life laden with debts. Avoid financial mess by not borrowing too much as the bank now is only too happy to provide you the umbrella when the weather is sunny but once the sky turns cloudy they will take away the umbrella which add more salt to a wound. The present is a gift to treasure and let the future takes care of itself.

the present is nothing but a figment of imagination, no more real than fantasy. The past is gone. Untouchable. We have now, right now, this moment, this second this breath and we won't have it for long.

This is absolutely true. The future is not hear yet, and may not be for some so the present should always be lived. The past should not be in play either for it has already been and gone, unless you own a debt or want to reminiss. this leads to should of... The future inspires the wants, but the present holds the here and now and the needs.