Would I be out of line to do something like this?

Very true. See, the reason I ask is because the both of us are trying to reach a goal of $100,000 so that we could, not retire just yet, but work less days during the week like 2 days each. Right now we have like a combined total of $18,000 or so and we try to save $200 each per week, minimum $100 each. I'm just thinking you know, since I'm the one who mostly handles the finances in our relationship, it would be easier if we had a joint savings with all of our savings in it that way at the beginning of the month whenever I do our finance books I don't have to keep asking "So how much do you have in your savings right now?"

I think that you should just explain that to your wife and let her know how you are feeling about it. If you are mostly in charge of the finances anyway then surely she would understand. Explain to her that it would make things easier on both of you this way and you wouldnt have to be asking her all the time about what she has in hers bc you would already know. Also let her know that you could be getting a higher interest rate if you combine the funds, which would mean more money faster, which would also mean you could both reach your goals faster and have more time to spend with one another and less time working!! Let me know how this works for you!

I would say you should open a joint account and both keep your own accounts. Dump an equal amount from your own accounts into your joint account. It is best to have your own money so you don't feel guilty about spending money from the joint account. You also won't have to explain every little thing to each other. You don't have to hide what's in your account but at the same time you can hide your transactions. What if you want to do something or buy something for her? she would know about it and ruin the surprise!

Whdevo, I dont think I can exaggerate this enough... we are soulmates in the purest sense. Our birthdays are one week apart, her birthday is equal to mine, we've never had any seriously significant arguments, we both love to take vacations and have fun, we both think alike and sometimes finding ourselves saying the same thing or thinking the same thing, we both like video games and 80s music, we're the only two people that we've ever met who eats plain foods without ketchup, mustard, and all that other junk... the list is endless.. I can tell you for a fact that I'm not just saying we're soulmates just for the heck of it. I made no indication anywhere in my original post that I'm making this relationship all about money... My wife and I are trying to retire and we're trying to do it before we're too old to spend our retirement money like most folks wait until. And the key to doing this, with OUR financial situation, is to get to savings of $100,000 so that we can BOTH start working 2 days a week EACH, that way we will be on the right path to where we want to get to. I know money is an object, but try telling that to your landlord, therefore my post is a very important and relevant discussion.