Are you too busy earning to think about saving?

i really wish to save on our finances. my husband is working overseas, and i could say that he's providing as enough to live a comfortable, while me ,myself is earning too because i am employed with the government. the problem is that, everytime i am trying to save,something would happen that would need money. so all my savings will just come out. i think the problem is that i help a lot. i could not afford seeing someone having none to eat without me helping them. i don't know if it is good, but sometimes, i am giving too much.

My husband and I certainly do not earn big but we manage to pay our mortgage and our bills. I am very good with my budgeting; I’ve had to be to ensure that the money will stretch to cover everything. Saving anything is extremely tough because it seems that the minute we have a little something in the bank something unexpected will occur and we will be back to square one. I do know of people who earn a lot more than us and manage to be in a lot more debt; I think it’s due to poor money management and living beyond the means.

Yup i am the person where i am always busy to earn money rather than thinking about the savings. I tried to think about savings but if i start to think then i will loose that much of time in earning. So i have to think about it and i should make some time for that. So i can achieve something in life.

Well I am one of the wishers who can make much more, but no matter how much I do I can't seem to make more. I would love to save and or invest, but what I make online has to definitely go towards a tad of my gigantic bills. I do have hopes that whether I can return to offline work force that what I have learned and picked up online I can save and or invest with.

Hi! I think the more we earn the more we spend. So, it is wise to always put aside some savings and spend the rest, lol. Of course there are bills to pay and all but we should always be wise.

Yes it's always good for your own financial safety to save a bit on the side. There are some actors who were earning thousands and thought that would always be the case and spent big. A few years later they are seen on the street.

As a child growing up there was never much money. But there was everything we needed. When I first went out on my own I would pay my bills first then buy my food. There was rarely money for clothes. I've always had a budget, been careful to keep bills low, practised economies and spent only what I needed to spend. The rest went into and stayed in the bank. I've never been a big spender or had holidays or owned a new car. I don't party or throw my money around. I'm still trying to be safe with a little in the bank for emergencies but it's getting harder. I had over a thousand dollars worth of car repairs last December and my car broke down again a month ago...this time costing nearly $3000. It's much harder to save and I still don't have much of a life. I'm no longer in the workforce but I do some volunteer driving. My income is nothing to write home about. If I could earn some money, I would still save it.

I too have this problem. I feel like a millionaire at least for a day whenever I get some money. I too would love to hear and read the responses of others.

I'm not very good with money and really have to learn to do more to make an effort to save, i hardly ever think about saving and just have enough money to afford the daily things in life that we need. If i have spare money i will being to try and save

I think I have a good idea on who wrote the book you read... If we look at the Keynesian Framework of economics, we are just in realm of recession where the economy has contracted a lot.. saving and reducing spending in the macroscopic scale will just further contract the economy.. this is the time to spend.. in fact governments across the world are allotting billions on spending in what we call a "stimulus fund" to propel the economy from contracting and re-fuel trade among sectors... so far this 4 century old trick still work..