Close friend owe you money

I hate to borrow money from family or friends. These days, I won't borrow money to a friend or a family member, but if I have the money I would just give it to them and not expect anything in return. It would be a gift, and that way the friendship stays in tact and I get to help someone that needs it.

Just get straight to the point when you already need what was owed of you. Some people got easily taken advantage of because of the relationship in between the loan. I have often lent to my friends my money, hardly earned money, but I am rude during the times I need the money. I get straight to the point, tell them personally, in a nice and respectful way, "hey, i was thinking maybe you already have what you promised to return to me last week? Because I need to buy something very important today." That's it, and fortunately, I do have friends who pay right there and then, or promise to pay some other time, and when the promised time come, they do fulfill such promise.

I have lent money to friends and then gotten taken advantage of. I had one friend a few years ago. She was not a best friend but still a friend. I lent her 300 dollars and she promised to pay soon. What upset me was i learned she went gambling about a month after the loan. She had not made even one payment to me. If at least she would have said here is 50 dollars I had this trip planned and paid for from before so I have to go. I will pay you back over the next few weeks or months I would have maybe felt better. It strained our friendship to say the least.

A friend in need is a friend indeed. You must know and understand the circumstances of your close friend and if he is really in a difficult situations or doesnot have money, then you should bear with it. But if he is fooling you, then he is not your friend, he is just a cheat. You should learn from every such small incident and take such things as cost of Learning. If you want to save a close relationship, then never give or take any money. Even if you give money, then give it without having any expectations of getting it back. That way, you will be at peace always.