Unpaid Debts

My friend, consider it as a seed, it is a blessing that you were able to help her. Specially when you don't need the money badly, you are just disappointed that you have not been paid on time. Just let it go, and give her enough time, to pay you, if she really intends to pay you, she will if her means permit him/her to do so. Don't rush on being angry, just tell her, that you would soon need the money, so you would still expect the payment later. And give her the emotional support. God bless you! Have a happy life.

It depends if her reason is true or valid or she just use her mother's illness just to avoid paying you. Of course you have the right to get angry especially she promise you to pay on the date she committed to come back the money but she didn't pay. I think you have to fine out if she's telling the truth. If i found out she lied to me, I'll make sure that she can't lend money to me again. I feel disappointed and cheated as well.

Hi, Of course, you still can ask that person when she can pay you back the money that she owed you, But from her condition,it seem she is really in hard situation,that is why she borrow money from you to pay for her mother's hospital bill. Maybe you will consider to give her some time to pay you back or instead of paying a lump sum amount, you may suggest to pay you back in installment method.

tell that person that you understand his/her situation right now but still a debt is a debt so have something written down on how they will pay it, when they will pay it and what are the consequences should they not pay the amount and then have it signed by you and the person you lent money to and then have it notarized that way it's legal and binding if they have checks it'd be better

You know what? I am in the same boat as you are, and with mine, its not only just one person who owed me money. There are 6 of them and 3 of them owed me a big amount. I am so disappointed and at the same time lonely thinking how they pleaded to me just for me to gave them the amount they ask for, and of course, they promised me that they will pay me on that date etc. Now, none of them returned and pay me back. Just this morning, someone borrowed money to me still though she knew that im no longer working anymore. For me, its not bad to help others especially when i have something in excess but i just really can't understand why there's a lot of people who have an amnesia and just let go of the words they promised together with the friendship they had with me in exchange of the money. I just pray to God that thongs may turn out right in the next days to come. With your case, the one who owned you had a valid reason why she can't pay you on the exact time she promised. Just talk to her and im sure that you will settle this case by yourselves, good luck!

This is always tough to loan an acquaintance some money as no matter what the explanations are you still need your money. So I would say you be apathetic to his mothers situation, however do remind the person that you still need your money as prioritizing needs to occur after the mothers bills are sort of satisfied, and even in good faith a little at a time would show great appreciation for you as when they needed the money you surely were quick to loan. Good luck and I hope you get your money back soon.

I think there are times when you should be struck by apathy-If that person was not just a faceless stranger but a friend you cared about, then I think what should be in your mind right now ought to be apathy not the pressure to have her pay-give him/her time, he will pay when things are better!

Yes you have all the rights to get angry at someone who is not able to pay his debt at the agreed time. Please dont leave the matter till he returns the money back to you. Dont get disappointed, call him and ask him to return your money as early as possible.

Hi Graceekwenk I get why you would be upset and yes it is justified. I would imagine that because you are the victim here that it would be next to impossible to sympathize with this person's situation. I think most of us have been in that type of a situation at one time or another. It doesn't really matter how good of an excuse the person has, it doesn't change the fact that we still need the money that was promised to us and were counting on. Did you have a written agreement on the pay-back? If so then you could take him to small claims court and he would be ordered to pay you back plus the court costs. If not then about all you really can do is chalk it up to a tough life lesson and hope he comes through for you soon. I learned the hard way not to lend out any more than I can afford to lose should the person not follow through as promised which is very very small amounts. Sucks doesn't it? Sorry this happened to you, Grace.

Hi. Graceekwenx. I know that this person owes you money. Try to have some apathy for them. Sympathize with their situation, as if it were you that is in it. I hope that you will work with this person during this difficult time. God will bless you when you do so.

i feel sad about this. it is just an awkward situation with a friend who had borrowed money from you. you have every right to ask for the payment and to ask when she could pay. that has to be clear, she must not leave you hanging. i hope the friend is not using the mother's illness as alibi.

Grace beta You have every right to get annoyed, once you give money to some body, they do assure you of payment in time, but most don't, i agree obstacles, problems do come, most are real, but one need to keep his/her word.. I have many such experiences, so if some body asks for a loan, i give a small amountn no need to pay back!! Thank you so much for sharing your problem. Professor ‘Bhuwan’. . Cheers have a lucky day ahead. God bless you. Welcome always.

With a valid reason, I think you can be apathetic. I know it's difficult especially if you also have a need for the money but really there's really nothing you can do if he/she can't pay the debt. Unless of course that person is only making excuses and does not plan to pay you up. Then you can file legal complaints to force that person to pay.

I think she'll pay you in other occasions. You should share with her. This situation doesn't expect by her. If her mother hasn't been ill, she would pay you, right?

if i don't really need the money so desperately, then i will try my best to be apathy to the person and won't chase for the money because she has a very valid reason... but if the person is using the money for her own enjoyment or wrong use like gambling, drinking, etc, then of course i will be extremely angry and demand my money back right away... take care and have a nice day...

I would feel both anger and disappointment. Money’s not coming easy these days and no matter whether you need it or not, it always feels better to have your money back. You are justified in feely let down…however, the situation is such you cant really tell her anything (and that’s all the more frustrating)… I’ve been in similar situations and didn’t really know if I would ever see my money again…you can only wait and watch…and pray for her mother’s swift recovery.

In that case I would extend my patience. As long as she approached me first and apologize for not being able to pay on time, so that I won't expect anything. Disappointment is normal at first but then I'll understand and will feel sorry. Just as long as it's not a lie, and indeed the money was used up for her mom's hospitalization. If her mom was hospitalized but the money that was used up was not hers and she just made it as an excuse not to pay me, then for sure I'll be angry and ask her pay immediately!

I think its depends on how many money she did owe you. And also the kind of sickness her mum had. Also how good a friend was she? If you need money for free i can send you a guide so you will have money in your pocket again :)