which indian credit cards are accepted by paypal ?

India
April 13, 2011 11:29am CST
hi I am from India. i tried to add my Syndicate and SBI bank visa debit cards but failed to add and come to know from my friends that debit cards are not accepted by paypal.though paypal still says that we accept debit cards in india. So i have decided to buy a credit card now and i want to know which indian credit cards are accepted by paypal.Do Bank of Maharashtra,Corporation banks credit card are accepted? Also i searched on net for a few discussions.some people said we cannot pay intl sites with credit cards as we have currency in INR.is it true? pls give me a clear solution as i m very new to handle with debit/credit cards.
4 responses
@zralte (4178)
• India
15 Apr 11
Paypal India do not take Debit Card. I have tried to add debit card before and I failed. I also know few people saying they cannot add debit card. However, that should not be a problem as you have your bank account. WHy not just use that? You don't need any card. You can use your SBI account or Syndicate Bank account. I don't use any card in my Paypal account, just my bank account details. You can verify with your bank account. Credit Card: As long as it is Visa, MasterCard, American Express,etc. it does not matter. Unless you need credit card for some other purpose, you don't need credit card just for Paypal. I have never heard of such thing - that you cannot use Indian Credit card on International site. I have used my Indian Credit Card, and also used my husband's UK credit card, both work perfectly fine. The currency should not be a problem. Your credit card company will do the exchange and charge you the amount in the INR value - though the exchange rate are never good. The only problem you may face - paying with Indian Credit Card on International site - may be that if the site is listed as a Foreign country, your credit card company may not allow it to prevent fraud. If that happens, call your credit card company and authorise the transaction to them. I hope that answers your questions. Feel free to get back to me if there is anything else I can explain further.
• India
15 Apr 11
I asked my bank about this.but they are blank and saying if the card is working on ATM then there is no problem with the card.they are not able to identify the problem.i already verified paypal with bank account.i just want to add a card to paypal because site i want to purchase item has only paypal as the option. If i add international site to my online sbi account. is it possible to make purchase?
@zralte (4178)
• India
19 Apr 11
Hi angelsilver, You are right. There is no option for paying from a bank account. I have just tried to do it and there was no option, ONLY credit card. It is frustrating, to say the least. Worst of all, my credit card company refused to pay, I guess I will have to call them up to authorise the payment. I will let you know after I called them. My personal opinion is that any credit card is accepted(Visa, Master Card, Amex,etc), but your credit card company may refuse it. Best thing to do would be to call up your credit card company and tell them you are trying to pay by Paypal using your credit card. They would release the payment to them. I am going to call my credit card company right now, and I will let you know the result.
@zralte (4178)
• India
19 Apr 11
Okay, so I just called my Credit Card Company (ICICI Bank) and they are now authorising it. I do think that any card from any company will do as long as it is a VISA, MasterCard, or American Express. I am not too sure about Maestro, but I'm guessing that is alright too.
@sajeevking (5073)
• Mumbai, India
15 Apr 11
i have verified my paypal account successfully using syndicate bank account and even transfer money from paypal to bank account i too tried to add debit card there but i think they don't accept it though they say we can add debit card i don't know whether they accept any other debit or credits card but if you are looking to just verify your paypal account then try to get it done by bank account
• India
15 Apr 11
i have my paypal account already but i want to purchase online . i can make payment only with paypal.i tried to use alertpay.but alertpay also denied my card. i activated verified by visa and got the email.but when i tried to login next day it said my card is invalid. Do i need to do activate my online sbi account? [my visa debit card is printed as electronic use only....what does it mean?]
• Mumbai, India
15 Apr 11
zralte is right we don't require debit or credit to verify our paypal account we can just use the bank account i have never brought any thing using paypal i just transfer money from paypal to bank account sp can't really help you on this
@sona22 (1430)
• India
15 Apr 11
I am also not sure which credit card paypal is accepting. But there is a difference between a debit card and a credit card, so like you, I have also failed to used my Axis Bank and SBI debit Card for verifying my paypal a/c. Then I used VCC and verified my paypal a/c. But last month I used my Axis Bank Debit Card with paypal and on the statement noticed that Paypal debited an amount again credited the amount. That means payapl verified my account again. So try to use VCC first.
• India
16 Apr 11
Hi angelsilver, I understand your problem. The same problem myself also encounters. I am a paypal 'verified' account holder. But now to add funds to buy referrals from paypal, they (paypal) ask to submit the credit card number. This is because of new rules implemented by paypal and Reserve Bank of India.RBI directed paypal not to use paypal funds for transactions. The funds shall be transferred to the Indian bank account within 7days. So this may be a problem for Indians only, I think.If you are submitting the credit card to the paypal, they will deduct the amount of transaction from that.This problem can be solved with Indian and paypal authorities themselves.
• India
16 Apr 11
@zralte paypal does not accept payment thro bank account in india. i m really worries that i read some discussion on net that they are having problems with credit card even..so i want to know which indian bank credit card is accepted by paypal