Do you have any tips to save money?

You need to budget, check the cheapest way to lessen the expenses. Then you can earn more.

Saving money its real tough to make a budget and be strict in following it.Unless we are very much careful we can not save anything.

i prepare my lunch for the office, so i can save money to buy lunch in office. then, my salary always save in bank, i just take some money to buy something.

The best way to save money is to open a savings account to your trusted bank, and deposit at least 25% of your salary, it should be compulsory in your part, that each payday you go directly to your bank and deposit, this works for me, By the way, My salary is in cash, I don't know if you're company is paying you by card.

First things first. Live well below your means. This is the best rule for you to be able to save. It starts in here. If you don't do this, then no matter what you do, you won't be able to save a cent. Next, set your budget plan or savings goal. This will give you motivation and the discipline to save. If you have a target, you are on a direction and you will always have something in mind to get saving done. Follow your budget plan faithfully. You do this by setting the amount or percentage of your generated income to savings. You should be able to work that thing out depending on your expenses and generated income value. Then after accumulating some money by saving, go for investing. This will further increase your savings and create passive income for you. I hope this one helps. Also, I do have a discussion regarding on how to save. A lot of other myLotters really gave good responses and ways to save in there. Try to browse it on my profile page. I hope you'll learn a lot from there. Happy saving!

That is usually my problem on the first week when I get my salary lol. What I do is I write a budget list. I will make sure that I will at least save some thousand bucks a month, I will put it in bond so I'm sure that I will never use it. Whenever I buy anything (from small things like candy to big things like bags or clothes), I always put it in my list. After the end of the month, I will add all the prices of the items I bought. I did it once, and it helped me a lot to be thrifty the following month. In that list, you will learn how much you spend every month. You will realize that even if you buy small things, such as candies and coffee, if you add it for the whole month, it will cost you a lot. If you do that, you will learn to budget well on the next month. Imagine, I tried this technique and I was so shocked to realize that I spend an average of $500 a month when eating in fast food or drinking coffee in starbucks . sine then, I tried not to eat too much outside, and I saved a lot.

I have to stay away from the shops as I have found it can be the little things you buy that really do add up, I try and do my supermarket shopping in one go because it is very hard to stick to a list as I might go just to buy bread and milk and I then come out with a beasket full of stuff...and never go to the supermarket hungry...

Saving money can certainly be difficult to do. I think one thing to do is to budget carefully, and make sure to put a little bit aside. And the money aside make sure to not touch it or anything like that. It doesn't have to be a lot. But at least a little bit is always good. This is what I try to do.

Hi Besweet, that is a good idea. I think you can buy tins of sardine or tuna, and make your own sandwich. That is definitely cheaper than buying food outside. Best to avoid buying drinks too. Drinking water is the cheapest option. Plus you can go for cheaper hobby such as reading, instead of watching TV. That will save a bit of money on electricity.

I usually transfer my monthly income to an account which I can't assess at all and do not have any withdrawal facilities that convenient me. A bank which is not hook to any alliance so I don't get money that easily and I just gave up the idea of buying stuff knowing that budget spending is met.

I agree that making a budget is crucial. It sounds boring, I know, but it really works and it also gives you a good idea of how much it is realistic of you to save every month. I also suggest that you automate part of your savings, meaning some amount should be taken automatically from your paycheck to your savings account without you ever seeing it in the first place. I do this, and it works really well.

The simplest tip to save money is to always restrict your expenditure below the level of your earnings. So you must make a budget and should always be careful your expenditure. You should follow the age-old saying; to cut your coat according to your cloth.

The best tip which helped me to save much more of my money was just choosing one day from the week when you have to not spend even a single penny. It is really hard but now I am expert in it and almost save most of money. Also getting home packed lunch to college or office is also one tip which saves so much. I would advise you to go for choosing one day to not spend even a single penny in the week. You will automatically see the change in your funds.

Tips to save money. For FeMale 1) become friendly to a guy that looks like it has a crush on you. 2) look for boyfriend that has many money that will spend money for you. 3) choose a friend that has many money so they will use their money for you. For Male 1) dont go to relation ship. that's only a joke but its true and effective.

A few things that my family uses to save money are things like cutting coupons, dont buy something you wont use, turn the lights off if they're not being used and look for deals on things rather than just buying it right away. Hope this helps

@besweet You made a good start. Cutting out things that you don't actually have to do is a good thing. To only budget yourself on things you NEED rather than things you WANT. And after some time you'll see money being saved.