Second Chance Bank Accounts

For starters you have to pay for your consequencs. My older brother is in the same situation, no bank will take him bebcause he screwed that change up. I can see as a business they dont want the hassle when its clear you are responsible. If they see you are trying to pay it back they will do more for you. I worked with a lady who has been with every bank, and years she has been in the hole for about 10,000$ at about 6 banks. But they keep helping her out because she pays even $10 off a month. Now for me I have good credit, I have been in rough situations and talked to the bank they were willing to help me. I know so many who simple dont care, and it shows. Why should my bank fees, and future dealings with the bank go up, and less of because of people such as yourself who owe thousands (in the end if you dont pay I end up havig to fork out more money each month), not just banks all my bills I pay over $150.00 for services in fees because people dont pay their things yet, I do and end up having to fork out more. So why should they give you a second chance?

Hi friend, you can contact your bank about this email, some banks may send this kind of emails for real to keep their customer with them. I don't have this kind of issues with my bank account. As you mentioned you are interested in using a bank account, why don't you contact your bank about this mail?

Hi Philly, I'm in the UK but I reckon our banking system is similar. Over here, people with bad credit can still have a savings account so money can be paid in, and once you have one of those you can then apply for a "simple account" which has no cheque book, just a debit card, and you can't go overdrawn. I think most banks will let you have one of these - but stick to well known high street names; ignore any web offers - doing ANYTHING financial online is a big risk (says one who got ripped off with yet another "cheap" loan.) Because my ex shared my bank account, when he got into financial difficulties it affected my credit rating - badly. But I did manage to get a simple account for direct debits etc. Four years down the line, I now have two "proper" bank accounts, a cheque book and even a small overdraft - things I never thought were possible! If I can do it, I'm pretty sure you can. At the end of the day, the banks WANT your money!

Dont trust it. Sounds like a scam. My hubby uses a prepaid card to get direct deposit. It has been working wonderful for him.

Well I have never received such an email. And for consideration, email into spam emails usually are fictitious/scam. I never read incoming email in my spam except from an email address that I know (may be it goes into my spam by mistake).