..its so weird borrowing money from someone..
By subhojit10
@subhojit10 (7375)
India
September 21, 2012 2:29pm CST
Hey guys.. i have always felt asking or borrowing from some one no matter how close that person is. i feel so ashamed even when i ask money from my parents. i feel like i am wasting their money for no reasons and most of the reason i try to use my pocket money or the money that i have got thanks to my scholarship. This is the reason my parents forcibly give money to spend as they know that i feel it reluctant to ask money from them.
Many of my friends are very good at borrowing others and i have felt uneasy because of them most of the time. i know we might fall short of money any time but that does not mean begging for money from others most of the time.
What are your thoughts regarding this?
2 people like this
14 responses
@jenny1015 (13366)
• Philippines
22 Sep 12
As much as possible I do not want to ask money from my parents or borrow from anybody else unless it is for some extremely important reasons. I just don't feel right about it. I feel I am such a loser! I do not want them to see me as this "minute" person who could not afford to pay or buy certain things for the family.
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
hey thanks a ton for your response.
Well great thinking of yours about asking money from others only when the situation is so grim that u are forced to ask money from them. I mean this is good in way otherwise people would take u in a wrong way and portray u in a negative way and u would always be a matter of discussion for them. It is always advisable to think carefully before investing money in anything.
What say?
@jenny1015 (13366)
• Philippines
23 Sep 12
Definitely! I do not want others to think that I am just taking advantage of their generosity. And also, I do not want them to be thinking that I am borrowing money just to buy some stuff that I do not need.
@subhojit10 (7375)
• India
24 Sep 12
Hey thanks again for your response. Well yes, it is also a matter of self respect and dignity when u are asking for money from others. It really feels weird and uncomfortable whenever u are begging for money for people might take your emergency conditions in a different way and might threaten u at a latter time to return the borrowed money even if u are having the right intentions of returning back the money to them on time. Its like being their slaves and they are the masters ruling u.
What say?
@ARIES1973 (11426)
• Legaspi, Philippines
22 Sep 12
Hi subhojit! I also wouldn't want to be borrowing money from anybody especially if I know that we are just of the same situation. I would rather apply for a loan or pawn my jewelries. This way I will disturb anybody.
1 person likes this
@ARIES1973 (11426)
• Legaspi, Philippines
22 Sep 12
I mean, I will not disturb anybody. Have a nice day!
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response. Well yes i agree to your point that until and unless one is not in that grim situation where he is bound to borrow money from others, he/she should not give it a thought of asking for money from others as it might annoy some people also who will take undue advantage of your situation and many portray u in a negative way.
What say?
@mrswhitfield (2044)
• Indonesia
22 Sep 12
When I was still in elementary school I very rarely ask for money to my parents for pocket money, I felt bad because I know our economy was not too good. I always try to meet my personal needs, I usually recycle my things that I have that I do not have to buy new stuff. I am afraid to borrow money to others, I'm afraid that I can not return their money on time.
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response. i think first of all hats off to u for being so sensible enough even during your childhood days who very well understood the plight of your family's financial condition. I think this mentality of yours will take u places and i wish u earn many more money for yourself and for your family. People should learn many things for u who are spending money like anything. I too feel afraid sometimes if i am not able to return money on time if i have borrowed from others and this is the reason why i have never given a thought of borrowing money from others.
What say?
@BigMoney25 (1286)
• Philippines
22 Sep 12
Well then just borrow when you really need it. Dont be shy with asking for money in the real world you will need it to buy the things you want or need. Shy people usually miss great opportunities, do not let shyness take over you.
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response.
Well yes, shyness in most of the cases steals away the rare opportunities from us. It is not a matter of shyness but the mentality of people how willing they are to help u in the crunch situations this is because they are many people these days who are there to take undue advantages of u.
So its advisable to borrow the amount only when it is needed and return it as soon as possible so as to avoid them giving any chances of backbiting about us.
What say?
@randomarts09 (1405)
• Indonesia
22 Sep 12
I think that just mean you don't want always rely on your parents or from borrowing money from someone and that's good in its own way. Although you don't have hesitate to ask for help when you truly needed it. I think it's good that you have your concience not to begging for money from others too much, that'll make you motivate to earn enough money.
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for such lovely words of yours. Yeah in a way i feel self independent and more confident that i have to never ask for any monetary help from others as i have a good share of my scholarship amount that has made me secured till now and i have never thought about my future also because of this. I hope this will motivate me to earn more amount of money, do savings in a right way and avoid unnecessary expenditures.
what say?
@ontayp (15)
• Philippines
22 Sep 12
It's good that you got money from your scholarship and not depend on your parents. But if you really need the money you should have at least tell it to your parents rather than asking for someone else. Also, you could tell the reason why you need that money.
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response.
Well yes i am grateful enough that my scholarship has taken care of my monetary needs so far and i give full credit to my hard work and focus on studies. Yeah it is not that i would never have asked for the help from my parents in case i needed some money. i would have definitely asked them after all i am still a student having no source of income and i am pretty sure they would have helped me with the same zeal.
What say?
@ladym33 (10979)
• United States
22 Sep 12
Well you are still quite young and still going to college, so it is not that bad to get money from your parents. When someone is my age and still borrowing money from people then they have done something wrong in their life and they are not taking care of their finances well. I borrowed some money when I was younger, but I have not borrowed money for over 20 years. Lately though a lot of people have been borrowing money from my husband and I and it is very sad because it shows how bad the economy is. Many of our friends and family are struggling these days, either with not being able to find jobs or having to take jobs where they make less money then they used to. We are being dragged down by our friends and family who are borrowing money from us in order to keep from losing their homes. Now we have lent out so much money if we have an emergency that requires a lot of money we are going to be struggling.
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response. Well yes i do agree that i am a young college going student but still i feel a bit uncomfortable to ask money from my parents and i am not sure whats the reason behind this. May be i think of what would be their reactions are borrowing money from them. yeah good to know that u and your husband have been helping your family and friends in lending some money to keep them going in their lives but i believe that it should be their responsibility to do something so as to return the money to u and your husband on time. Yeah i believe lending too much of money to so many people might put u into some trouble in case u need a large amount of money one day.
What say?
@dainy1313 (2370)
• Leon, Mexico
22 Sep 12
Hello suhojit10! I have never borrowed money from my parents. I have never ever asked them for it. But I have applied for two loans and I got them. Now I`m working to pay them.
I was very messured with expences since I got married, but suddenly as children grew up, they increased. Fortunatly my eldest girl is beginning to work, she can buy her own shoes and clothes, and more things, soon. This is very helpful for our family finances.
Blessings... dainy
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for such a lovely response of yours.
Well yes great to hear that u have never borrowed money even from your parents. It has definitely made u self independent and more confident in your life as well. It is a matter of pleasure to hear that your elder daughter is also following your footsteps and this clearly shows the teachings and upbringing of our children. I hope i can continue the same habit of not borrowing money from others in the future as well like u.
What say?
1 person likes this
@subhojit10 (7375)
• India
25 Sep 12
Hey thanks a ton for such a lovely response of yours.
Well yes, this habit is like an addiction for some who find pleasure in borrowing money from others. This is such a bad thing that cannot be put into words. Money is not just a toy that can be used like we want. It is such a precious asset and we should always be careful about its usage, earning and its expenditure.
Now it was bad to hear about your parent's separation and i hope that u are intelligent enough to handle your family properly and make the best use of money. Hope u prosper in life with your wonderful thoughts.
What say?
1 person likes this
@randylovesdar (4932)
• United States
22 Sep 12
I hate borrowing money from others so I know how you feel. It is hard to get good grades and work (believe me I have done it before and my grades had suffered)and I think that the reason why your parents give you money. I do not think it is right to beg others for money. I am glad that you got the scholarship to help pay for college.
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your positive response. Well yes, my hard work has always paid off for me in the form of scholarship due to which i am able to receive it from last 10 years and i am grateful to my parents from believing and having faith on me and my credibility. i too hate borrowing money from others and it feels like being a slave while asking money from them. why not to make an initiative of saving money first and then spending it in your own ways rather than spending it the day u have all the money with u.
What say?
@natliegleb (5175)
• India
2 Dec 12
well said and its bang on,exactly correct and that person must not feel so nettled to lend us money and we must not beg from them,we must get as a loan ideally
@subhojit10 (7375)
• India
2 Dec 12
Thanks a ton for your valuable response. Well yes it is like losing your self respect while asking and begging for money from others. I know life is uncertain and we never know when there would be an emergency regarding money issues but we should always have a back up against such situations so that we never get an opportunity to beg in front of others. There are banks available around us who are always willing to help us when we need money.
What say?
@ardoy0731 (7308)
• Philippines
22 Sep 12
Well i am quite reluctant and hesitant to borrow money from someone I know or to a friend. Its quite uncomfortable for me. But if is quite emergency or urgent well maybe I could have the guts to ask.
I think there is nothing wrong in borrowing money from someone as long as we know our responsibility of paying it on time.
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for those beautiful words of yours.
Well great to hear that u feel uncomfortable like me in borrowing money from others but great that u have that guts to ask for the help in case u are having an emergency situation. hats off to your thought that u are confident that u an pay off the money that u borrowed from others in order to prevent any unavoidable circumstances in the future. We should all have the same mentality as yours.
What say?
@maorzh (21)
• China
22 Sep 12
It's good for you to have this sense of independence.This will encourage you to work hard and rely on yourselves.That's great.However,sometimes people borrow money because they have to.We may get into emergencies.So if someday you are in real need of money,dont feel bad to borrow it from your parents or friends,they would be happy to help you.
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your inspiring response.
Well yes, i have developed this sense of independence and self confidence thanks to my mentality of not borrowing money from others. Yes it has always inspired me to save as much as money as possible and avoid unnecessary expenditures and thereby work more harder to earn money and rather relying on others. Yes i also remember that there are many bunch of people around me who are always willing to help me and i thank god that i have never been put into such situations till now.
What say?
@kitmurphy (81)
• United States
22 Sep 12
I mean it is a good thing in some ways this is a good. Not wanting to have to rely on your parents or others for the rest of your life shows maturity. You are ready to eventually go out into the work force, make money and pay for your own stuff. This mentality could also keep you out of piling up lots of credit card debt.
If anything make sure to be polite and always thank your parents for any money forced upon you and may be keep it in the bank to acquire some interest, save for a rainy day or that moment that you may need it badly.
You are doing fine
1 person likes this
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for acknowledging my discussion. Well yes i am kinda feeling it happy that my parents have started to realize that i am not that money minded or extravagant person who keeps on asking money from them all the time. i am grateful to them also that they are doing their responsibility of lending me some bucks in case i need it urgently. This attitude of mine has taught me a lot of things like being self independent and being confident in life. I hope it will help in the future as well.
What say?
@winniemariposa (255)
• China
22 Sep 12
We should always remember that no one's money comes without efforts, so we should appreciate them when they decide to lend money to us. Besides, if we borrow money from others, no matter who they are, we should remember to return their money in time, otherwise, a spot may appear in the pure relationship.
@subhojit10 (7375)
• India
23 Sep 12
Hey thanks a ton for your response. Well yes u are right. We should be grateful enough to those people who lend us money without any hesitations but what about the people who are not willing to help us and discourage us by speaking bitter words and this is the reason we should make the best use of our two hands, two legs and most importantly our brains and hence avoid any such situations that can force us to lend money from others. And even if we are forced to do so, we should make it a point of returning the money on time in order to prevent any unavoidable circumstances in the future.
What say?