Since when does $12.32 - $4.94 = negative $22.62?

I would certainly not put up with that type of performance on more then one occasion. I accept that mistakes do happen but surely a bank should have a computer system capable of basic arithmetic, so it is inexcusable. If this happens to enough people then many will not notice and the bank could stand to make huge profits, although I would suggest that it was actually intentional. Changing banks may cause a little hassle, but it is simple enough to inform your place of work of the new account number and also create the automatic bill payments through another bank.

I agree with everyone else changing banks might be in your best interest.. Granted there is a lot of hassles that come along with changing.. Even though your husband may get frustrated at first; I bet he will apperiate the extra money in your new account and less hassles in the long run.. With my bank I have had one major mess up in the past two years.. They ended up refunding me the bank fees.. They told me that everyone slips up every once and a while.. I was relieved... Banks that are more concerned with getting their fees then keeping a custumor is not a bank that I would ever use.. I may not be a millionare or a business person.. But I though banking is more of a numbers game then anything.. The more accounts that stay open for long periods of time is more likely to gain other accounts with that person; and/or new customers just by the word of mouth.. In any business customer service is a big priority.. Without customers businesses go under.. Granted; with bigger banks they are corporate accounts, which may keep a business a float just is not going to be the most successful..

May be it is time to close your account in that bank, but if you refuse to do that, then you must be prepared to put up with this continuous mistakes from the bank's computerized system that can't do simple arithmetic of add and minus or just simply hope that you will catch the error whenever you receive your monthly statement and get them corrected with refund or bank credit. I trust that your bank is going to business as usual on all these negative monthly statement balance since it obvious help a lot in the bank's bottom line by generating so much fee from account holders, there is no reason for it to decomputerized its accounting system.

I'm not sure I would continue to put up with that. If I were in your shoes I would make a list of everything that has to be taken care of to switch banks and then see if you can't get it done relatively painlessly. I've changed banks after a representative gave me the run around and a very condescending lecture. I didn't make the change right away but I have a long memory when it comes to garbage like that.

Hi i can understand it and I would like to suggest you to change the bank. They are just taking your hard earned money like that. Better go and complain and ask them to give your money back. Thanks for sharing and have a wonderful day ahead.

When I lived in usa I had that problem with a bank every month. I never was in negative. But once I made 2 deposits. One was 518.00 and another was 100.00. Clearly should have been 618.00. Tey showed 603.00. And never mad eit right.

Well, better go through the hassle of changing banks than continuously receive erroneous statements! At least you just have to change bank once and then everything should go smoothly rather than staying put but but continuously rage about it. Hope it will get fixed!

If this persists to happen then it is definitely worth the hassle to move banks. It will suck to have to move everything but it will be easier for you in the long run. Imagine the accidental fee charging occurring when you really need the money in your bank but it not being their and you getting charged more fees. I wish you all the best in possibly getting this done or at least convincing your husband to take a look at other options.