Do you spend or save money?

We as humans all like to spend money. But the best way to do it is simple. Always budget yourself, and after you put away money for your bills and other living expenses, whatever you have left, cut that in half. Put half away and spend the other half.

I spend less and save more. But it depends , sometimes I spend more and save less. Or worse I spend all because I am supporting my family and I have 5 kids to support so sometimes I spend all. But I am trying to save as much as I can. For future and just in case there is some emergency that we need money. It's better to save that spend it for not so important things.

To tend to do both spend money and save money. My largest expense is my mortgage and my second biggest expense is traveling. I pay all my utility bills by direct debit. I have to buy food for myself, my children and my two pet dogs. Two supermarkets give shoppers charity tokens. They have three different local charities and there is one thousand pounds per month. So it might work out charity 1: five hundred pounds, charity 2: three hundred pounds and charity 3: two hundred pounds. Before Christmas I buy charity Christmas cards. These give money to a charity. I like to support charities that help animals, children, old people and poor people.

When i was still young and just started to work, i see that i spend quite a lot of money into buying clothes and accessories. Most of the time, i hardly able to save much since i had spend most of my money. After a few years of working, i started to save money for buying car. After have got my car, i start to value the need of saving money for the future. Nowadays, i am trying my best to save as much as i can, since day by day things are getting expensive. It means our future would need more money for us to survive our daily expenses.

no matter how i want to save money right now it is impossible coz i have a lot of things that need to pay and buy. probably next year i will save some money.

Saving money is difficult for me while spending is easy. I would have liked to spend and save too but I could not do it at the same time.

I try to save it.... it takes a lot of sacrifice most times. but when you don't have a regular job you need to be very discipline with your spending...

Most people nowadays are spending more money than saving money. Well, in my case I still hard to save some money due financial instability. I don't know why these days are very hard to live a life. Whatever I can do to save some money I still don't make it because of higher price of all the commodities in the market...

spending money and saving both are necessary for us. Saving is tradition and culture of we Indians. We must be balance between saving and spending. Money is one on the best friend in emergency.

My first payroll in this foreign country is this coming December 15th. It'll be my first and I don't think I'll be able to save on my first salary. Most of it will go to my husband. If he could save half of what i'll send him, I would be very glad. The rest of my salary would be for my daily expenses until the next salary day. I really want to save money, but sometimes there are temptation. My biggest temptation is electronic gadget. Yes, i'm tempted to buy things that I still don't own. It's a good thing that i'm "fully equipped" when i came here.

Well, I am in a state that is a must for me save money because, unfortunately, I do not work, I live in a family where four of us with only two income. So we all are family almost on the threshold of poverty. In fact, I emphasize that in recent times, it is increasingly difficult to make ends meet! I have a certain way of thinking, however unfortunately my brother does not think like me. Although he does not work and the "pocket money" that from my mother, every week, he does not get enough!

I spend money. In recent past I haven't been good at saving. When I used to stay at home with my family, I used to save. But since now a days most of the time I am on official tours, I do spend little too much.

I do lots of saving but I still can't save much.That is not because I spend too much on my things but because I have a son who needs so many needs.When my son was only 1 year old I saved a lot then we purchase a new house.Maybe it's because a growing child needs more. Saving now for the future of my son is my ultimate goal right now.I want to secure his future.I want him to have a good education that's why I save.

I also try to save as much as possible. For that house I want to buy. For that trip I want to take. I spend on things that I want. I never spend excessively. Always spend within my limits. But sometimes I think what if I don't live another day to buy that house I am saving for. That's something to think about.

Hi! Yous is a good habit. I love to spend money rather than saving. I believe that - "tomorrow never comes" so I want to enjoy the life to the fullest. If I save money for future, I may not be alive to enjoy it.

I also not spend too much money and not unnecessary expenses because I understand to earn money is very hard but to loose money is very easy. To complete hard work for earning money but to spend no hard work. I always ready to give the money to needy person but check really they are poor.

I prefer saving money, we never know how future strikes be it negative or positive changes in our lives. Saving money also lets us see ourselves as responsible individuals, it's better to save than to regret wasting money on things that are not really important.

I am on both track. I do love saving but then when I see some stuff that I really like I want to own that one.It is really hard to control myself for the things that I really want to have, i want to buy them as long as I have left money. I always says "Give myself a treat" for I worked for that. That's why my savings has been ruined sometimes.lol

saving is a good thing but then you should lack some things that could be essential in you day to day life like a watch with an excuse of saving and also spending all your earnings minuse saving some is not a good idea, some money should be kept aside for emergency.

Yes, but I want to save but its so hard to save. You have any idea to save money?