It Irks Me When People Don't Cash Checks Right Away / myLot

United States

June 30, 2016 10:43am CST

It drives me crazy when people don't cash checks right away and it's one of my pet peeves. I sent my daughter a check for her birthday at the end of May. She never acknowledged receiving it so eventually I had to ask if she received it. She said she did and was forthcoming with a big thank you and how much she appreciated it. Today her check finally cleared the bank. A whole month later. I don't know what her reasons are for holding on to the check for so long but it just irks me that she doesn't cash it right away. Lucky for her that I deduct that money immediately from my bank account and have considered that money gone for weeks now. Imagine her surprise if it had bounced since she took so long to cash it. Do you hold on to checks when you get them or cash them right away?

22 people like this

29 responses

Marlina

@marlina (154130)

• Canada

30 Jun 16

I wonder why she didn't acknowledge receiving the check right away, it is the least she could have done.

2 people like this

Yvon Champagne

@Wordly1 (470)

• Kingston, New Hampshire

30 Jun 16

I do all my business online except for the rent. But, whether online or by check, I congratulate your practice of considering the money gone at the time you make the transaction. There are people who play the 'waiting game' and that's how they end up with overdrafts and ruin their credit.

2 people like this

Koalemos

@Asylum (47893)

• Manchester, England

30 Jun 16

I do exactly the same if I have to write a cheque, deduct it from my available balance immediately and consider the amount to be spent. As for cashing cheques, I have to make a special visit to the bank, so I often have one for 2 weeks or so. The only cheques that I receive are from my electricity company for my solar power generation, which are sent every 3 months. I really wish that they would stop using cheques, especially considering that I always pay them via direct bank transfer.

2 people like this

koopharper

@koopharper (7601)

• Canada

30 Jun 16

I've been caught because of late cashed checks before. I tend to avoid using checks for that reason.

2 people like this

s sivasubrahmanyam

@shivamani10 (11035)

• Hyderabad, India

30 Jun 16

what other reasons one will have. She must be busy or she must have misplaced it for to be found ater one month.

2 people like this

Yogesh Sharma

@ModernDayWriter (3318)

• New Delhi, India

30 Jun 16

Just deposit them in bank.

2 people like this

bonnie

@bunnybon7 (50973)

• Holiday, Florida

30 Jun 16

I feel the same as you. if it is from an individual and not a company, I realize they may not remember the money could come out at any time.

1 person likes this

Bluedoll

@Bluedoll (16773)

• Canada

30 Jun 16

I think cheque's have a time limit? You wouldn't like me then. Once I at work I held my pay back one month (could do it as an employee on computer server) so I could see what a real cheque looked like.

They didn't like it either. Sorry.

1 person likes this

Marsha

@MarshaMusselman (38865)

• Midland, Michigan

1 Jul 16

In the US checks have a basic time limit of ninety days unless it says differently on the face of the check.

Bluedoll

@Bluedoll (16773)

• Canada

1 Jul 16

@MarshaMusselman Well money is made to be spread around.

1 person likes this

Juliaacv

@Juliaacv (51407)

• Canada

1 Jul 16

We usually take them in within a few days, the next time we are in the area of the bank, but wouldn't leave a personal check for a month, that's not very considerate. If you'd like to write me a check, I can show you how quickly I can cash it-LOL

1 person likes this

AbbyGreenhill

@AbbyGreenhill (45494)

• United States

30 Jun 16

I never hold onto checks! And my mother's favorite work was "irk" - you made me think of her!

1 person likes this

Fiacre Banks

@xFiacre (13155)

• Ireland

30 Jun 16

@marilynda1225 Its quite inconsiderate when people do that.

2 people like this

Lenore Plassman

@sallypup (61643)

• Centralia, Washington

30 Jun 16

That's rude. Thank God we have more money in the bank these days. Folks used to do that to me and then I'd be in trouble, getting dinged for not having enough money in my account- they'd charge me and it would be the other person's fault for hanging onto the check for so long.

1 person likes this

Judy Evans

@JudyEv (342179)

• Rockingham, Australia

1 Jul 16

We receive very few cheques nowadays but I have to admit we can be very tardy about cashing them. I'll try to do better in future.

I hadn't thought about the impact on the sender.

1 person likes this

Claudia Kirkland

@CRK109 (14556)

• United States

30 Jun 16

When I had a car and I could get to the bank right away, it wasn't a problem. But one time a check that someone had sent me somehow got lost in a pile of papers and I didn't find it again until about a year later. I made a call to apologize and didn't want a replacement. Just wanted to let the person know that the check had never been cashed. It was terribly embarrassing.

1 person likes this

marcyaz

@Marcyaz (35316)

• United States

30 Jun 16

I try to cash checks within a week of receiving them. I don't like it when someone doesn't cash a check right away and doesn't acknowledge they have received it.

1 person likes this