Which do you prefer Credit Card or Debit Card
By abijan
@abijan (494)
Malaysia
21 responses
@supershik (298)
• United States
27 Nov 06
I like debit card I really like to spend only the money I have and not the money I wish I had. I do have a credit card but I haven't used it in years I really just keep it in case of emergency.
2 people like this
@arunk7319 (1281)
• India
27 Nov 06
I do use my Credit Card only when I travel out of country. I at time use when the value is high. I don't carry more cash in Hand and at the same time in credit card we have the provision paying cash late which is some time use for managing our money.
@supershik (298)
• United States
27 Nov 06
I like debit card I really like to spend only the money I have and not the money I wish I had. I do have a credit card but I haven't used it in years I really just keep it in case of emergency.
1 person likes this
@abijan (494)
• Malaysia
27 Nov 06
Hey, you are good. It seems you know how to manage your money. I think everyone should have 1 credit card just to use it during emergency. At all time we all should only either use debit card or cash. No matter how hard it is, it is the best way of spending.
1 person likes this
@traumalikerain (205)
• United States
27 Nov 06
Debit card because you spend the money you do have, and you dont have to wait and pay later.
@tingaling (52)
•
30 Nov 06
I like debit card better than credit card. Atleast i don't have monthly payments etc like my friends. Plus itis easier to handle and earn money without one.
1 person likes this
@matthewrandall (79)
• Canada
28 Nov 06
probably good to have both, Debit for traditional money use, credit to earn credit with banks and such.
@unknownname (1081)
• Malaysia
27 Nov 06
i think credit card n debit card have +ve n -ve ..so the right choice for me are debit card becoz ur need put money in debit card account ...
-ve for debit card when ur money finish ur can do anything unless ur put money again ..
+ve when ur finish ..mean ur limited ur spend ..n ur will not over budget
i think ur all know about credit card right ...more -ve from +ve
but i have 5 credit card n just 1 debit card ...but i using my credit card if in emergency case
@ngm_syd (1087)
• India
27 Nov 06
I do use my Credit Card only when I travel out of country. I at time use when the value is high. I don't carry more cash in Hand and at the same time in credit card we have the provision paying cash late which is some time use for managing our money. Thank you
@meljessxena (2315)
• Australia
27 Nov 06
debit card, um not sure why think cost to much for credit card
@teufelskind (813)
• United States
28 Nov 06
i prefer debit because i know i have the money instead of hurting my credit
@sarobanu (125)
• United States
28 Nov 06
I belive cerdit card is better than debit.. Hope we can be safe with lot of money coming in free.. if you pay them correctly then you will never end up in paying extra