ATM Bank Machines

Photo taken by me – ATM Bank machine
Preston, England
November 13, 2017 5:11pm CST
Searching for a bank ATM hole in the wall machine is never fun, as most invariably prove to have no money left in them. Some at least have a message on screen allowing you to see that they are empty. Others allow you to insert your card, press your pin number in and get halfway through a menu before telling you they are empty. Very few stock £5.00 notes, and the few who do get drained more quickly than others. It is annoying when you want to get £5.00 or £10.00 just to cover a taxi fare for home, but the bank machine will only let you draw out £20.00 notes. This can be bad if you have an interest generating overdraft, and even catastrophic if you have only £19.86 in your account at the time. What is worse is that many ATM machines that do function attract a queue half a mile long. Worse still is the sight of a machine with no apparent queue until you get within five yards of them when a whole bunch of people materialize as if they have been teleported there just to get in your path. Another ATM phenomena are street peddlers. Beggars, eager to make you feel guilty for drawing paper money out for yourself while claiming not to be able to offer the cost of a cup of tea (or a bottle of Meths), Such people wait for ATM users especially for this purpose. It never makes me feel guilty or intimidated. My own use of an ATM is rapid, as after all I usually just want cash, or confirmation that some rare ingoing bank-payment has cleared OK, so why do some users in front of me seem to take an eternity to use the dammed things, often making the service as slow and laborious as queuing inside the bank? I have seen ATM users insert their cards into the machines before losing interest in them to have a lengthy chat on their mobile phones, regardless of the people lined up behind them. This is sometimes even pertinent to their business as some will ask the person being called for the pin number (which the banks tell us to keep private and share with NO ONE) for the card, which the user then shouts out for confirmation as they key the details in – half the time they mishear and have to get confirmation. If I was a neredowell, I could easily snatch the card and make use of such casually shared data. All I want however is for them to go away and let me quietly use the machine myself, if they haven’t taken the last of its money so my mission turns into an epic odyssey all over again. Arthur Chappell
13 people like this
15 responses
@louievill (28851)
• Philippines
13 Nov 17
Im like @amadeo I never used an ATM my entire life but my wife does, I simply don't have the patience and I would feel very uncomfortable drawing money with lots of people that I do not know around me.
3 people like this
@dgobucks226 (35744)
14 Nov 17
It does feel strange to have an ATM where others are behind you in line. I usually use a drive-up one where I can stay in my car and feel a bit safer. And I don't use one at night if at all possible. So I understand your feelings about using them...
3 people like this
• Preston, England
14 Nov 17
@amadeo often the only way to get by here as banks are often closed when we need money out
2 people like this
@dgobucks226 (35744)
14 Nov 17
@arthurchappell I see, appreciate the explanation
2 people like this
@amadeo (111938)
• United States
13 Nov 17
I have never or ever had to use this.No need to.I cannot be bother.I know most people do.sorry not for me. Empty there?
3 people like this
@Asylum (47893)
• Manchester, England
14 Nov 17
I have rarely had issues with ATM machines, but it does happen at times. Usually I draw out enough to last me a couple of weeks, which reduces the number of times I need to use one.
2 people like this
@Asylum (47893)
• Manchester, England
14 Nov 17
@arthurchappell I used to do similar, but these days I am not out as often.
1 person likes this
• Preston, England
14 Nov 17
@Asylum yes, sometimes it is more practical to take out more
1 person likes this
• Preston, England
14 Nov 17
@Asylum I generally only take out as much as I need any given day - I don't like carrying cash - if it's lost it's just gone
1 person likes this
@JudyEv (342146)
• Rockingham, Australia
14 Nov 17
Luckily there aren't often long queues at our ATMs.
2 people like this
@teamfreak16 (43418)
• Denver, Colorado
14 Nov 17
I always get stuck behind somebody slow, taking forever like they've never seen one before.
2 people like this
@dgobucks226 (35744)
14 Nov 17
Wow, there seems to be many issues with ATM's in your area.
2 people like this
@koopharper (7601)
• Canada
14 Nov 17
Generally, in our area, the machines are pretty well stocked. I don't remember the last time I needed cash and ran into an ATM that didn't have any money in it. My real problem is the lack of funds in my bank account.
1 person likes this
• Preston, England
14 Nov 17
@koopharper that is always a factor too of course
1 person likes this
@mydanods (6513)
• Nigeria
4 Feb 18
I use them once in a while although I prefer withdrawing cash from the teller. Over here, you withdraw maximally 10,000 from the machine. If you want to withdraw 30,000, you have to do it thrice. I prefer the tellers.
1 person likes this
• Preston, England
4 Feb 18
@mydanods most bank machines here set a limit of £300 a day - any more needed and you have to go through the tellers
1 person likes this
@jaboUK (64354)
• United Kingdom
13 Nov 17
You seem to have been very unlucky. I've very rarely had any trouble, though occasionally the person in front of me does seem to take a long time.
2 people like this
@Hannihar (130213)
• Israel
31 Jan 18
I do not use them much. There are times they changed how they work and had a frustrating time trying to figure it out.
1 person likes this
• Preston, England
31 Jan 18
@Hannihar some are more complicated than others
1 person likes this
• Preston, England
1 Feb 18
@Hannihar never faced that fortunately, not knowing any Hebrew at all
1 person likes this
@Hannihar (130213)
• Israel
1 Feb 18
@arthurchappell Yes they are when you have to figure them out in Hebrew Arthur.
1 person likes this
@nela13 (58710)
• Portugal
14 Nov 17
I think I am lucky as I have never had that kind of people near me when I use an ATM machine
1 person likes this
@responsiveme (22926)
• India
15 Nov 17
While sometimes the queue is long especially during holidays, lots of these machines have come up and it's not such a problem now
1 person likes this
• Preston, England
16 Nov 17
we still have too few in many areas
1 person likes this
• Defuniak Springs, Florida
13 Nov 17
I just get cash back when I check out somewhere .
1 person likes this
@peachpurple (13961)
• Malaysia
14 Nov 17
Yesterday I went to the bank to withdraw moneya t the atm machine, out of 5 machines, 3 of them are not working, one almost "ate" up my card!
1 person likes this
• Preston, England
14 Nov 17
@peachpurple yes, I know that experience well too
@NJChicaa (120141)
• United States
13 Nov 17
Wow. I've never been to an ATM that doesn't have cash in it.
1 person likes this