do atms in your country have cash limits?

rebel_woman06

@SIMPLYD (90722)

• Philippines

15 Apr 18

That is what's frustrating with BPI. That is why, if you will need a big money all at one time when in Manila , you cannot do it. You have to withdraw from your other ATM to fill the needed big cash at once.

3 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

is boc bank of commerce?

2 people like this

Louise Crisologo

@mlgen1037 (29886)

• Manila, Philippines

14 Apr 18

@hereandthere Yes, my good friend.

2 people like this

Anna

@LadyDuck (471500)

• Switzerland

14 Apr 18

I almost never use a ATM machine, but I think to remember that the minimum is 20 Swiss Francs (21 $) and the maximum is 1,000 Swiss Francs (1040$).

3 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

20 swiss francs would be 1,081.36 philippine pesos, while 1,000 would be 54,067.83. so you only withdraw over the counter, issue checks or do online banking, instead of using an atm?

2 people like this

Anna

@LadyDuck (471500)

• Switzerland

14 Apr 18

@hereandthere Checks are no more used here in Switzerland. We do almost everything online, I pay almost everything using my credit card. I withdraw time by time over the counter at my local bank.

2 people like this

Tinis

@Tinissome (314)

• Indonesia

14 Apr 18

It's good to know

2 people like this

youless

@youless (112481)

• Guangzhou, China

18 Apr 18

Here it seems you can withdraw maximum 5000 yuan, which is about USD796 from ATM each time. And you can't withdraw over 20000 yuan which is about USD3184 everyday.

2 people like this

youless

@youless (112481)

• Guangzhou, China

18 Apr 18

@hereandthere You can withdraw this amount from ATM. If you need withdraw within 50000 yuan, you can go to the bank counter. If you need to withdraw more than 50000 yuan, usually you have to reserve or tell the bank earlier.

2 people like this

@hereandthere (45645)

• Philippines

18 Apr 18

5000 yuan would be about 41,402 philippine pesos while 20000 would be 165,610. do you still withdraw over the counter at the bank?

2 people like this

Debscrochet

@Debscrochet (1947)

• United States

14 Apr 18

Yes different banks have different limits

2 people like this

Debscrochet

@Debscrochet (1947)

• United States

15 Apr 18

@hereandthere I seldom go, hubby does

2 people like this

@hereandthere (45645)

• Philippines

15 Apr 18

yeah, i saw it in the link jolietjake attached in his response. do you still go to the atm or do over-the-counter transactions?

2 people like this

@hereandthere (45645)

• Philippines

16 Apr 18

@Debscrochet with our parents, it was my mother who did all the bank stuff

1 person likes this

Sunrise Fan

@sunrisefan (28524)

• Philippines

17 Apr 18

Actually, having a maximum limit for the withdrawable amount from the ATM has one advantage - in case you are held up and forced to withdraw from the ATM under duress, your loss exposure is only limited up to the maximum withdrawable limit.

2 people like this

@hereandthere (45645)

• Philippines

17 Apr 18

great point! the times i was tasked to withdraw big amounts i did over the counter, so i can also sit a while and "hide" them. hehe.

1 person likes this

@hereandthere (45645)

• Philippines

17 Apr 18

@sunrisefan i think most banks do now because they prefer people to use the atm for withdrawals and not add to the crowd inside the bank. hehe.

2 people like this

Sunrise Fan

@sunrisefan (28524)

• Philippines

17 Apr 18

@hereandthere I think BPI charges a certain fee if you withdraw over the counter when you have not yet exceeded the withdrawal limit (as in, for example, your withdrawal limit is 20K and you intend to withdraw only 10K but you don't want to go to the machine).

2 people like this

august

@august18 (3907)

• Tunisia

14 Apr 18

I don't think so.

2 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

so what's the minimum and maximum you can withdraw from atms in tunisia?

2 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

@august18 how much is 10 us dollars in tunisian money? what is your money called?

2 people like this

august

@august18 (3907)

• Tunisia

14 Apr 18

@hereandthere I think you have to have a minimum of 10 dollars in order to be able to withdraw.

2 people like this

ultraman cosmos

@id_peace (14005)

• Singapore

15 Apr 18

In my country, there is a limit of $2,000 sgd unless you have called in to request for an increases in the limit of cash withdrawal.

2 people like this

ultraman cosmos

@id_peace (14005)

• Singapore

15 Apr 18

yes that is the maximum if we do not call in to get an increase in the limit.

2 people like this

@hereandthere (45645)

• Philippines

15 Apr 18

2000 singapore dollars via atm? that would be 79,289.24 philippine pesos so that would be over-the-counter here.

2 people like this

Hazel Vee

@epiffanie (11326)

• Australia

17 Apr 18

I don't use ATM ..But I know that if I lose my credit card and whoever gets hold of it and know my pin, they can withdraw more than $20,000 on one transaction .. Just thinking about it, makes me feel like going to the bank and change that to the minimum..

2 people like this

@hereandthere (45645)

• Philippines

17 Apr 18

unauthorized transactions also happen through skimming like in restaurants when you pay with a credit card

2 people like this

Hazel Vee

@epiffanie (11326)

• Australia

18 Apr 18

@hereandthere we always pay with credit cards even when we go overseas.. we are every lucky that we have never experienced anything like that .. but extra care is needed for sure ..

2 people like this

Bojel

@jobelbojel (35577)

• Philippines

17 Apr 18

Union Bank's per transaction is 20,000. I tried it when my officemate asked me withdraw her money. I think she trusted me because our atm is inside the building located in our own pantry.

2 people like this

@hereandthere (45645)

• Philippines

17 Apr 18

wow, you have your own atm!

LK2018

@Letranknight2015 (51957)

• Philippines

14 Apr 18

Well, I don't have that much to withdraw anyways.

2 people like this

@hereandthere (45645)

• Philippines

15 Apr 18

do you still do humanatic?

1 person likes this

Judy Evans

@JudyEv (339950)

• Rockingham, Australia

14 Apr 18

We have limits here too and I suppose it varies for each person.

2 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

if i'm withdrawing a big amount, i prefer to go during banking hours and in branches where there atm is inside or enclosed, not exposed

2 people like this

Judy Evans

@JudyEv (339950)

• Rockingham, Australia

15 Apr 18

@hereandthere That's a good idea. It's pretty safe in our small town but you never know what can happen if people are desperate.

2 people like this

Oshobu Happiness

@Oshobu (661)

• Nigeria

14 Apr 18

We don't have maximum per day... but we have minimum and maximum per transaction which is 1000 naira and 10000 or 20000 naira respectively..

2 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

ah, so now i know what your money is called - naira. 1,000 naira is 144.47 philippine pesos. 20,000 naira would be 2,889.44 pesos do nigerias still withdraw and deposit over the counter?

3 people like this

Oshobu Happiness

@Oshobu (661)

• Nigeria

14 Apr 18

@hereandthere Yeah... we can withdraw 50000 naira and above on the counter

2 people like this

J Prakash

@prakashj256 (926)

•

14 Apr 18

Yes, here in India SBI is the largest banking sector. One can withdraw from any SBI atm for maximum 4 transactions in a month. A person can withdraw maximum Rs.10000(Around 183 us dollar) per transaction. If one does more than four times then extra charges will be deducted from account. I don't know the amount of extra charge as I haven't tried extra withdrawal.

2 people like this

@hereandthere (45645)

• Philippines

15 Apr 18

so SBI allows 4 free atm withdrawals in a month, max of 10K each, so 40K a month. here, if i withdraw from another bank's atm, there is a small withdraw fee, ex. 12 pesos or 66 us cents

2 people like this

J Prakash

@prakashj256 (926)

•

15 Apr 18

@hereandthere every bank wants their customer to use respective ATM of banks. I think we have some relief here, as in some of the other banks where 2 transactions per month are allowed for free. Every bank has their specific rule regarding it.

2 people like this

Starmaiden

@Starmaiden (9311)

• Canada

14 Apr 18

My bank has a daily cash withdraw limit that the ATM complies with.

2 people like this

@hereandthere (45645)

• Philippines

14 Apr 18

do you still do over the counter transactions?

2 people like this

Starmaiden

@Starmaiden (9311)

• Canada

14 Apr 18

@hereandthere I can still make debit purchases.

2 people like this

scarlet_woman

@scarlet_woman (23463)

• United States

19 Apr 18

yea they do..otherwise,some people'd clean them out instead of going to the bank.

1 person likes this

@hereandthere (45645)

• Philippines

19 Apr 18

good point! there won't be any left for others.

1 person likes this

maezee

@maezee (41988)

• United States

14 Apr 18

Interesting. I think here most are 200 or 300 usd.

2 people like this

https://www.gobankingrates.com/banking/atm-withdrawal-limits-chase-wells-fargo-banks/

@hereandthere (45645)

• Philippines

14 Apr 18

jolietjake provided a link of us banks and the highest was santander bank 9,000 dollars

www.gobankingrates.com

https://www.gobankingrates.com/banking/atm-withdrawal-limits-chase-wells-fargo-banks/

1 person likes this

Toni

@toniganzon (72281)

• Philippines

16 Apr 18

When they want to withdraw big amount, they should go to the teller and withdraw over the counter.

2 people like this

Lena Kovadlo

@lovebuglena (44537)

• Staten Island, New York

14 Apr 18

I have accounts at two different banks. One allows a withdrawal of up to $800 and another allows a withdrawal of up to $600. I've heard some banks allow $1000 to be taken out.

2 people like this