Where are the terms of use for MyLot?

You'll find the Terms, the Guidelines and the FAQs under "Help" in the leftmost menu under your username. There is a filter which will prevent you from using certain words and attempting to subvert the filter by adding/substituting other characters is a violation of the Guidelines. You should also be aware that Admin has stated that posting material which can be found elsewhere on the Internet,(even if it is your own original work) will be regarded as 'plagiarism'.

some words are prohibited, but i dont know, but i ever get notice of that

f-bombs not allowed.you'd have to change it to something else.

It is prohibited to use these profanity words here.

I don't know about things like that, maybe there are friends here who know more about things like that