Old age home room I selected for me..

Keeping up a place is tough. I know. I have investment properties. When did you decide to go in the park and what exactly is this park. Why is there no management body to maintain the place. The place I selected I will not have to do anything except bathe, and feed myself and go to loo myself.

@vandana7 Yes, we do have people working here to upkeep the grounds. It is a trailer park. It is the inside of my place that is falling apart. I need new faucets in the kitchen and bathroom. I need to fix some windows. The electric is funky. I can't run anything else if the heater is on. Some wood is rotting in here because of the high humidity. The list just keeps getting longer. My husband used to fix things but he is gone.

@akalinus So sorry.. Hope something that is to your liking comes up soon.

Interest rates have moved south steadily out here. So depending upon interest is not what I hope to do. I am contemplating surrendering one of my investment properties upfront to this old age home. They need some monies to set up facility for sick and bed ridden elderly. I would be handing over my property for all my future expenses so that I am not worried about financial part anymore.

@louievill Properties for rent also become a headache. The tenant vacates, delays rent, then there are repairs, etc. They are best, if a family member is gonna run around doing the needful.

@vandana7 true when it comes to traditional banks where interest rates have gone negative , I think blockchain tech, cryptocurrency especially bitcoins would be the game changers now that mass adoption is imminent. From 3k March last year bitcoin surged to 58,000 dollars a few days ago and currently trades at 48,000. Regulated Crypto banks and lending platforms are now offering 4 to 8 % PA, in just a few years traditional finance as we know it would soon be replaced with a new system with COVID speeding up things as a catalyst. Even paypal has already embraced crypto. Maybe things like small properties for rent, non fiat correlated assets ( to avoid inflation)like gold and silver could be added to the general plan of growing old. Yes nothing beats living a modest lifestyle and being content with basic comforts, maybe we will find out if I am right just a few years from now.

So who will be there to help you should you need some help? Will kids be around with you or at a distance from you - I mean.

@rebelann Then will somebody check on you? I had a bad bout of Urinary Tract Infection, dad went to doctor and got me medicine..that bad. I could not lie down, or sit or stand straight..was in acute pain. He took me to doctor. I depend upon him so much. At our age we cannot say what will strike us when.

I have no kids @vandana7 Like you I never married and did not wish to have children that I could not afford to take proper care of

It is unexciting for sure. :) But the real joy for me outside. Lots of area to walk and some games, and gardening. For now, it is vacant so it is looking like that. Later on it will look more lively I hope. Here are the cupboards. And you can imagine vacant wall where I can have a table and even cooking area, if I want to make something for me.

@akalinus I am not an indoor person. So for me that would be quite worthwhile. :)

@vandana7 I am sure that you will make it lovely and inviting. The outside sounds like a great place to be. I hope you will be happy there when the time comes.

You are much too young to start thinking about it. LOL. I started looking for them seriously around 55. LOL

@thelme55 You look and sound much younger. Put you in late thirties or early forties.

@vandana7 I think we are of the same age.

You think so? I am so glad. :) I liked it because of it being in secluded place with fewer social activities. Every morning and evening Sai bhajan, which also people are welcome to avoid if they do not believe in him. Outside two large lawns with seating arrangements. Walking trail. Some place to play badminton. Kitchen and dining are decent too. For roughly 15000 pm I am fine with living alone in such a room.

@arunima25 Shamirpet, Hyderabad. But mind you no social activities. I like it like that. Too much socializing means unnecessary politics which I hate. Where are you basically from? In Rajasthan there is Ashiana at Bhiwadi, Lavasa, and Jaipur, you might want to check net on where you can take on rent. I am suggesting other options for you because you would have your food preferences. Here, I will get local preparations. That one has facilities for bed ridden folks as well. In Patiala there is another as North Indians you will be able to adjust to Punjabi foods better. Heavenly Palace. This one is expensive. In Bangalore there is Anandam, and a branch in Kodaikanal where you can get on rent if you can adjust to different food. Wherever you go watch out for a. Not too much stuff that will be difficult to keep track of. b. Whichever real estate properties you have acquired over a period should be nearby so any rent collections or maintenance should be easy. c. Food served should be to your tastes; d. Medical facilities - 24 hours doctor should be there and so also hospitals. e. Climate suitability f. Language comfort g. PROXIMITY TO YOUR KIDS - they should be able to contact you check on you so that you are not abused h. Facilities like laundry, ironing, library, tv and internet connection, walking trail, etc. i. Your spiritual inclinations and compatibility with the group j. Exercises like yoga and other things K. COSTS. There should be no mandatory purchase as resale becomes difficult. L. Does it have facility to take care of bed ridden folks. M. Environment and security. Phew..the list. You all still have a long time and new facilities will come up by then. But you need to check various facilities to confirm so that you can expand that list as per your needs and tick mark which one will fit.

@vandana7 It's quite decent and affordable. We would love to have such place. Husband keeps talking about some Nana Nani house... it's a gated property for elderly. Not sure where it is. I guess in Pondicherry. But there you have to buy a property. This one is better..renting out. Where is it??

Here to some are extremely expensive.

@vandana7 You would not believe the kind of place my mother in law is in. Honestly, she should not even be there, but that is a long story. It is extravagant . . . they say it's like being on a cruise . . . but you bet it costs a pretty penny.

You are much too young to decide that. Hopefully love finds you and you lead a happy and fulfilled life. Care givers ..well, that will come later I suppose. For now, it is simple living. Without care giver cost is 15000 INR pm, with care giver 27000. Single person. Sharing costs come down to almost half. But there are much cheaper options too. There is Aadhar near Vapi. It is quite cheap and decent. Yes, children cannot be relied upon these days. Part of the problem is created by us. They have a tough life ahead of them. Jobs are hard to find and keep. They have to keep upgrading skills lest they become redundant. That said, not all children get caught in the rat race.

@psanasangma Oh I have no choice but to stay here as my friends and colleagues who will eventually check on me live here. It is a tad expensive no doubt. But there are old age homes that are offering everything for just 3000 pm. In my city air conditioner is necessary for 4 months. So that is the reason it is expensive. Otherwise, charges would be less. If you want to check for cheaper accommodation, there is aadhar near Vapi near Mumbai and Gujarat. They charge just 3000 inr pm.

@vandana7, it will be like companion or house mate in case if it happen. Simple living and minimalist living are the best choice. This looks expensive, I assume, facilities are properly provided and comfortable. Stay safe and healthy

Can you share the details? Like how they look and how much they cost per month. This place I selected is run by a qualified doctor so that added to my confidence.

@vandana7 I give you the link of one of those retirement homes. We have more than one place here, but more or less they are all similar. The price depends on what you need, Switzerland is not a cheap country, I think that the minimum is around $2,000 per month.

@jaboUK Thank you for wishing that. :)

I know you love gardening. :) You would not fit in anywhere. This place appealed to me because there are large lawns on both sides. Walking place. Kitchen garden, orchard. I cannot afford such pleasures. :) Paying some one to look after is fine if kids are around. My situation is a tad different. If I ask someone to look after me, there would be nobody to monitor them. You brought up your kids well. :) Thank you. I have to. Dad will be 87 soon. The longest surviving blood relative lived for 88 years. While my dad still looks good for 10 more years, I cannot take chances.

@vandana7 I hope your father lives for a few more years, but you are right to be practical by planning for when he is no longer here.

That is the reason I have found this place. I will be paying approximately 15000 INR i.e., near about 200 dollars per month. Additional 150 will take care of my medicals and cosmetics. Cool I think. I agree it is a short term arrangement only. Kinda .. till I am bed ridden. They will then shift me elsewhere and my bill will be 500 dollars per month including care giver's services. I need to be prepared. I see so many caught off guard. I am not fine with any stranger staying in my room. My househelp offered, but the thought of her and her family in my home made me feel quite vulnerable. Kinda they would be dictating terms and I could be at their mercy. I would be also cut off from friends which is not what I want. So this seemed better alternative to staying where I am now.

@Fleura Thank you. Yes I hope for bright side too. :)

@vandana7 You are very organised. And look on the bright side; you may never become bedridden. Many people are quite active until the end.

I remember your post long ago, about arranging for burial. I think that is the one that made me look for such things in earnest. I was searching for some, but there were always somethings that did not fit the bill. This one has everything that I want. It is simple. No excessive social gathering no excessive and timely prayer hours. Here people presume that all elderly would like to be praying to god a lot. LOL. And they also presume that we miss company. In fact, I like my privacy. So prior to that post from you, I was feeling weird that I am looking for old age homes, but when you looked for burial place, I thought, there are folks like me, so it is pretty normal thing. I am right to look for a place to stay in old age. Thank you Dianne for putting my mind at ease. Hugs.

@DianneN You gave me guts to do so, Dianne. Folks here think it is weird to be looking for something so well in advance. Even I thought of me as weird. LOL. That is why I was not visiting any. But this one I visited personally and everything fit so perfectly.

@vandana7 I’m so flattered I was able to give you ideas. I’m sure you have made a very wise decision.

Downsizing is a pain. First round makes us feel, we cannot do without this. Then second round, and third round. :) I have manage to sort out my clothing so far. Now I have to manage footwear. Then books, and documents. Small gadgets. :) Some old age necessities like hot water bags, knee caps, ankle caps, sleeves, waist bands..etc. Medical kit basically.

@vandana7 Yes, we have accumulated a ton of stuff during our 50-year marriage.

Will there be anybody around to check on you and help you with your needs?

@vandana7 Hopefully my husband, other than that I will be on my own.

I saw one of those abuse links on YouTube and for a while I did get scared. LOL

Thank you. :)

Our culture needs to change. Kids these days have it tough. While they have the gadgets and facilities, unlike what we had, they also have lot of competition to cope with and the need to constantly update themselves. Expecting traditional attention will actually cause a dent on their careers, and in turn disturb their retirement planning. I agree with your husband, kids need that chance.