My rest day Saturday
@luisga814 (7140)
Quezon City, Philippines
August 26, 2022 9:25pm CST
Good morning. It's 10:18am here of Saturday in the Philippines.
I've finished my Friday night work shift as a customer service representative of an online shopping site for fashion dress and shoes at 4:01am.
After shift, I checked some online activities. Looking for something but can't find something.
Then, I took my breakfast.
I took a nap about an hour to gain some strength then I've gone to the nearest store to buy about 1 and half kilos of chicken for our next day meals. I only bought with that weight to save some money in preparation for my transportation allowance next month going to work as well as school allowances of Sam and Kyler.
Honestly, I'm not feeling right now. I'm in bed. Thinking the remaining money on hand until the next salary.
How do you manage your finances?
How do you manage your rest day?
13 people like this
13 responses
@sallypup (61221)
• Centralia, Washington
27 Aug 22
@luisga814 For sure some rules can't be bent.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@sallypup Honestly, sometimes I lose patience but manageable. When customers are asking for something that even if I tried to explain that's not part of our process, customers are still obliging me to do it. For example, a customer wanted to cancel his order after placing the order 3 days ago. Our process, you need to cancel your order within an hour.
1 person likes this
@sjvg1976 (41281)
• Delhi, India
28 Aug 22
@luisga814 oh, you had to close your business during covid time?
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@marlina when I was young, I once an entrepreneur, selling sweets, but now, I can't do it.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
28 Aug 22
@sjvg1976 what meant, when I was young, I had a business. But now, as I'm getting older, I can't do it anymore due to finance issues.
1 person likes this
@LadyDuck (471573)
• Switzerland
27 Aug 22
@luisga814 - Debt with friends is not a problem, you know that you pay when you can.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@LadyDuck yes I agree with that. However, I'm thinking, what will happen if someday they'll need the money in which I don't have yet?
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@LadyDuck I don't have debt right now from credit cards although I do have some debt from friends without due dates. Pay when I'm well. However, budget still have a problem.
1 person likes this
@Deepizzaguy (103100)
• Lake Charles, Louisiana
27 Aug 22
I manage my finances by having the money put into the bank account to buy items I need. My rest day is spent working on fan fictions.
1 person likes this
@Deepizzaguy (103100)
• Lake Charles, Louisiana
27 Aug 22
@luisga814 I know how you feel since my relatives have that same problem buying the basic needs and winding up broke by the end of the first week after payday.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
Yes. I do have my bank account also. But the problem is I can't maintain a good balance. Just like last salary, I deposited to my bank amounting Php1,100 ($19.58). However after 4 days I withdraw an amount of Php1,200 ($21.36) because I need to buy some basic needs. Imagine, I withdraw more than the amount I deposited. @Deepizzaguy
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@RubyHawk same with me. I don't have debt right now except for some friends who used to lend me some money and no due date to pay. I can just pay them whenever I'm ready.
1 person likes this
@RubyHawk (99405)
• Atlanta, Georgia
27 Aug 22
@luisga814 That’s good. Debt always gets us in trouble.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
28 Aug 22
@RubyHawk Yes I agree with that.
1 person likes this
@Beestring (14580)
• Hong Kong
27 Aug 22
I have some savings in the bank and am holding some stocks, mutual funds and bonds. I also work on a freelance basis. I am grateful that I don't have to worry about not having enough money to get my necessities.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@Beestring actually, I have some mutual funds but due to budget constraint, I forced myself to sell almost 90% of my mutuals funds in order to buy some basic needs for this week.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@Beestring actually, some has lost but some gains but forcing myself to sell my mutual funds in 90% is not acceptable.
1 person likes this
@Beestring (14580)
• Hong Kong
27 Aug 22
@luisga814 Ah, that's a pity. Hope you didn't make any loss selling the mutual funds.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
28 Aug 22
@sjvg1976 that's good to know.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@Shavkat as much as I've wanted to work extra during my rest days, I can't because I don't have links to find an extra job.
@RebeccasFarm (89980)
• Arvada, Colorado
27 Aug 22
My finances are easily managed..I am retired.
Have a lovely rest day there now Luis.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@RebeccasFarm have a lovely day too.
1 person likes this
@jobelbojel (35651)
• Philippines
27 Aug 22
Hope you can manage your finances.
I hope mine too.
So I have to manage it carefully
My salary less:
Top 1 - my Tithes (10%) of my gross income
Top 2 - my amortization (10,000) huhuhu
Top 3 - grocery (I am done yesterday)
Top 4 - 10% savings (barely making it)
Top 5 - other expenses but only if needed
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@jobelbojel I'm trying to follow that but still not enough.
@LindaOHio (179152)
• United States
27 Aug 22
We are retired and on Social Security and pensions. We never buy anything we can't afford and live quite comfortably.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@LindaOHio Maybe because my kids are getting older and finances for their school activities such as allowances are additional expenses in my end.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
28 Aug 22
@gtdoss As much as we've wanted to save but due to prices here, I can't.
1 person likes this
@luisga814 (7140)
• Quezon City, Philippines
27 Aug 22
@Ravi6300 yes. I'm trying to save but there's some uncontrollable reasons that I forced myself to withdraw from the bank.
