Hypothetical Question For You...
By celticeagle
@celticeagle (168334)
Boise, Idaho
December 22, 2024 3:29pm CST
I have a hypothetical question for you all. Say a young couple has some credit card debt. They eat out one time a week at a Chinese restaurant. They keep up on all of their bills. Should they forgo the eating out once a week and add what they would spend onto their monthly credit card payment or have that one-time-a-week splurge?
Picture is from my collection.
10 people like this
11 responses
@MarieCoyle (38744)
•
23h
I don’t like debts. I buy what I can afford or I just don’t buy it. I have read that interest charges on credit cards is averaging 25%. Who can afford that?
2 people like this
@LindaOHio (181821)
• United States
15h
I think splurging once a month is enough. I hate debt and would want to pay off that credit card. Have a good week.
2 people like this
@BarBaraPrz (47683)
• St. Catharines, Ontario
21h
Personally, I think once a month eating out at a restaurant is enough of a splurge.
2 people like this
@much2say (56114)
• Los Angeles, California
22h
From my past experience, I'd say do whatever it takes to get rid of the credit card debt . . . don't add anymore to it as much as possible. I learned to cook a lot of restaurant copy cat recipes to save money. Also shaving costs in other areas and saving up cash to have that splurge meal helped too.
2 people like this
@kaylachan (71826)
• Daytona Beach, Florida
23h
Well, millions of americans carry some kind of debt. There's no changing that. But, as long as they aren't drowning and can pay their bills, go for it. You need something to look forward to.
1 person likes this
@wolfgirl569 (108241)
• Marion, Ohio
22 Dec
It would depend how much it costs and how much they are able to pay on the credit card.
1 person likes this
@celticeagle (168334)
• Boise, Idaho
22h
That's true. Two people eating a meal at a Chinese restaurant is maybe $30-40.
2 people like this
@MarieCoyle (38744)
•
20h
@celticeagle
So, basically $200 per month to eat Chinese food. Like @BarBaraPrz, I think once a month would be plenty.
2 people like this
@RasmaSandra (80812)
• Daytona Beach, Florida
22 Dec
That is a hard question to answer, I guess it would depend on how important that once a week going out is to them, I got rid of all my credit cards when I left for Latvia in 1994 and since then I have only used debit cards and spend only that which I can afford.
1 person likes this
@JudyEv (342179)
• Rockingham, Australia
22h
They just might need this little treat to make them think that life is worthwhile. Just sayin'.
@aureategloom (11046)
• Bosnia And Herzegovina
9h
i guess it depends on how much they're in debt and how much the meal costs. i think everyone should "treat themselves" from time to time, if possible. 
