Credit Problems
By amanda_marie
@amanda_marie (223)
United States
December 12, 2006 9:30pm CST
I regret having ever gotten a credit card. They are nothing but trouble. I'm now stuck with a debt that will take me a while to pay off. I guess I've learned my lesson I need to learn to manage my finances better than this. Anyone else have these problems?
1 person likes this
3 responses
@Chapman15 (1492)
• United States
13 Dec 06
Yeah, I'm in a little debt, but nothing I can't pay off within the next couple months... I guess my only advice is to not say to yourself "I can pay that off later", because that's what will get you in trouble!
@amanda_marie (223)
• United States
13 Dec 06
Thanks everyone for the responce and the advice. That is my problem too, thinking I can pay it off later
@pravda1 (288)
• United States
16 Apr 07
First, I'd like to suggest that you take a look at repairing your credit yourself! My web site http://www.thecreditrepairmanual.com can help you learn how to raise your credit score, how to dispute, and how to write those dispute letters!
We had an account listed on our report that is not ours, and I disputed it on-line with no success. I used one of our web sites "credit letter" and the account was removed!
Good luck,
@deargoodbye (761)
• United States
13 Dec 06
I was up to my ears in CC debt but then joined a debt program that lumped all my payments into one monthly payment instead of 5 or 6 a month. Now I'll be debt free in about 2 years.
This is who I use:
http://cccs-inc.org
