Credit score problems

How soon are you talking? The easiest thing you can do if you want to see results are to pull your credit reports and first look for inaccuracies, if you see any, report them as inaccurate...this includes addresses, or anything. Secondly, if you see negatives, dispute those, first with the credit reporting agencies, then, with the collection agencies themselves. Another thing that can kill your score is utilization. You are going to want your utilization to be between 0-30%, so basically, from the amount of credit you are allowed, you want to only be using less than 30% of that...I would probably get it down to 10% though. Beyond that, there really is no quick fix. Once you get everything deleted that cannot be validated, the rest is up to time, patience, and of course paying your bills on time every month.