Do you own your home or rent?

Well done, I know it seems daunting but it's worth it! We've had our bungalow 11 years, it's not our dream home but it's as good as we can get it, when we refitt the family bathroom later this year it'll be finished, more or less. I love my bungalow, there was just me and the cat to start with but now theres a dog, Shrek and 2 boys aswell. It is big enough but it's nowhere big enough some days, lol. I would like a bigger garden for my boys and a field for Shreks workshops and some goats.

We have always owned our own home since we were married. However, since all our children have grown up and left we recently downsized to a smaller house. Our last house was out in the country with nothing but trees and fields around us. Now we are just on the borders of a little village and whereas, we love the house, we cannot get used to living in a community again. Now, we are looking for another small house back out in the countryside, but the thoughts of all the packing again is bothering me.

I have owned my townhouse for the past 8 years and am still loving it. Since I am single still, I do not need a bigger house but would like to eventually and have a nice yard and garage and basement. Congratulations on being homeowners for the first time. I like where I live but would love a better and more peaceful place.

I have both rented and have had my own home for about a year, in all honesty I much prefer to rent, I know to some it's money thrown away and at the end of it the place is never yours, but I do prefer to rent, because if things go wrong, they are not your responsibility. If you need to move you only have to give a couple of months notice, or it depends on the contract. Buying and selling houses is far too stressful, especially if you become part of a never ending chain. I have been through it and believe me I wouldn't ever want to do that again. I have actually moved 5 times in the last 5 years. I like to be a free spirit and do not like to be tied down, and having a mortgage around my neck is no fun either. The thought of having a debt for 20-25 years and if you lose your job. Ok, so I'm very negative about it, but the argument for me definitely sways into the 'rent' rather than 'own' and sure I've had my fair share of uncooperative and difficult landlords, its swings and roundabouts. Maybe one day when I'm really settled I may consider moving somewhere, like by the sea where I can own my own property on My Own without sharing!

I own my home via a mortgage, and I definitely prefer it to renting, where landlords were a nuisance. Some advice - set up a savings account especially for your house and pay into it regularly and don't touch it except for things to do with the house - eg to pay for repairs/plumbing emergencies and the like. It might be a good idea to save a few months mortgage payments in there too, just so that if god forbid, you lose your job, you can still pay the mortgage while looking for work.

We rent. I'd love to own a home someday though.. Unfortunately, I don't think that's anywhere in the near future. We're horrible with saving money and don't have any money saved up for any kind of a down payment on a house. Not to mention my husband is only working a part-time job right now so we're not making anything close to what we would need to own a home. We've lived in this same apartment since we've been married. A little over 6 years now. It's part of a triplex in a pretty old house. I don't like that it's falling apart on us, but I can't really complain over $250/mo. rent either.

We used to own our townhouse. Back in September we sold it to an investor who is allowing us to stay here and pay him rent at the same time.

I rent my apartment.

We are in our first home and really lovin' it. I just love my neighborhood, it's a little off the main road, so there isn't much traffic on our streets. You don't have to worry about noise coming from above you or beside you. When my grandsons are over, we have a big yard that they can play in. I can turn the volume up on the TV, and not worry about disturbing someone next door. Having a home can be a lot of work, but the reward is knowing that you are working on something that's yours...Congradulations and best wishes...SS

We own our home but we are wanting to sell in a couple of years. I want to move closer to where I used to live and I want a bigger home. I do like it here where I live but I like it better out in the area where I used to live.

I own my home.I don't think I could ever go back to renting again ... I am ok with this neighborhood,it could be better but hopefully over time it will change for the better... Since my home is paid for I think I am happy enough to say that I don't need a "dream home "..best to have a home free and clear than to have a $200,000 mortgage to sweat to pay each month

we rent, my brother and i live on a studio-type apartment. what is my dream home? i would want to live in a townhouse so that i can be proud of my achievements. having a house to live and not rent it is a part of an achievement too.

We still rent....I'm just thinking about all the money we have spent on rent over the years...we could be owning a house by now.

I own my own home. It isn't my dream house, but at least by not wasting my money on rent I'm part of the way to getting a really great house someday.

I own my home, and the three acres of land. It is not my dream home but hey its mine.

I live in a one bedroom apartment. It's a really nice apartment and the management is great, but I look forward to having the money to buy a house and the time to maintain a house. I need more space really bad. Plus I hate the idea that I am throwing my money away on rent rather than investing in something.

i still live in my parents house and work hard to own a house.i do agree its great feeling to have own house.am thinking since last year to buy one before i get marry to my girlfriend.just economy problem and i don't want to go for bank loan..anyways i think..hopefully i'll buy one soon.

We bought our home almost 2 years ago and we love it. Yeah there is that unexpected expense from time to time but we can do anything we want to this house, we can personalize it to our taste. Thats when it becomes a home. We bought so young that by the time our kids go to college the house will be paid for. That is very conforting. There is such a good feeling that comes with puting your money twords owning something than just renting. Good luck with your new home !

Own, but we are still paying our monthky dues at our bank, the best thing we ever did, instead of paying rent we pay for our own house!

Best of luck to you. I have lived in rental apartments my whole life and I wish to own a house. I am considering a move to FL, I think I'll have a better chance of getting one down there.