Do You Pay Your Bills On Time or Always Late or Wait Till The Very Last Minute?

@devideddi (1435)
United States
February 6, 2007 11:06pm CST
Some people sit down at the first of the month and pay all their bills at once. I think if I had plenty of money thats what I would do. But I don't and I pay as they come in and that's if I have it!!
7 people like this
26 responses
@brokentia (10389)
• United States
7 Feb 07
Before when I was working, I always liked to pay my bills a little bit in advance. Only by a week or so. This way I could not be charged a late fee if there was a delay in the electronic funds. Which, I am glad of because once there was a delay and I was able to fix it before the payment was late. :)
2 people like this
@Shaun72 (15959)
• Palatka, Florida
8 Feb 07
I always pay mine as soon as I get payed at the first of the month.
1 person likes this
@msqtech (15073)
• United States
20 Feb 07
best to pay when due that way you can spread them out as you get receipts.
@TerryZ (22076)
• United States
7 Feb 07
Thats me I always wait to the very last minute and sometimes I will have to let one go if I dont have it
1 person likes this
@Willowlady (10658)
• United States
7 Feb 07
We pretty much make out the checks when money comes in. Since our housefire we tended to pay who squealed the loudest. We are better nowadays and are just making the payments timely almost all the time. Been a long road to this point. Used to be able to set the bills in row in time to mail order and that worked out real well.
1 person likes this
• United States
7 Feb 07
Since my husband is paid every week, I sit down and pay them as they come in or whichever is due first. Our rent takes one weeks pay alone so sometimes we have to put a few off until the next week, but they are never late. I don't like to pay my bills late but have had to in the past.
1 person likes this
@FreakQD (867)
• India
7 Feb 07
I always pay my bill on time. I have entered into a standing instruction with my bank and I have added all my bill payments to that. My bank used to make the payment two or three days before the due date.
1 person likes this
@samsonskola (3357)
• United States
7 Feb 07
i know exactly what you mean. I live paycheck to paycheck, and usually can't pay all bills at once. I have to juggle bills every single week of every single month. It's aggravating, as I don't like having to do that, but I have no choice. One paycheck will only go so far, and it's just not enough to pay all that is due. I don't live beyond my means, either. I have very basic, simple monthly bills. It's so hard to make ends meet and still have enough for the amount of groceries you need, etc. It can be really depressing, and I just don't see it getting any better any time soon.
1 person likes this
@phon4u (2215)
• Laos
7 Feb 07
I like to pay the bills on time, but my spouse likes to pay later or carry to the following month.
1 person likes this
@freesoul (3021)
• Egypt
7 Feb 07
I don't have problems with my bills, I make it as absolute priority then I can manage with the rest of expenditures depending on what i have.. I hate living paycheck by paycheck and I always keep some extra as savings, that helps taking care of things when needed.
1 person likes this
@Bytemi (1553)
• United States
7 Feb 07
Honestly I pay the bills on around the 1st and 15th of every month, some are paid early and some are on time. Basically I divid my paychecks, I know that I need this this and this to pay this and I adjust around it. I actually enjoy budgeting, I know I need professional help, so it is a challenge for me to make sure that I have something left over after the bills. My goal is to be debit free except for my mortgage before the 2008, I am doing OK so far with it!
1 person likes this
@crazynurse (7482)
• United States
7 Feb 07
I do pay them on time to avoid any extra fees being tacked onto the initial amount. However, I do mail them early! I mail my bills so that they get to their destination right on time. I can't see giving my money to the collector early and allowing them to earn interest on it! I let it stay in my account and earn interest until the last possible day!
@inked4life (4224)
• United States
21 Feb 07
I pay all our bills online and am able to schedule the date when they are sent, so what I do is, as soon as the bill arrives I check the due date and schedule the payment accordingly.
• United States
21 Feb 07
I usually try to seperate my bills up. Like my house payment is due the first week of the month. Then my power would be due on the secound week, with the car insurance bill. And then my cable would be due the third week. I felt that this was is very helpful, and that way we won't have to pay the bills all at once.
@emquinsat (1058)
• Philippines
7 Feb 07
Well as for me, I always pay my bills ahead of time. I get discounts if I pay earlier so I pay them usually 2 weeks ahead of the due date. What I do is set up my schedule of payments in my bank account online and the bank automatically debits the amount on the scheduled day from my account.
1 person likes this
@msqtech (15073)
• United States
20 Feb 07
I try to always pay them when due. It is the best to pay them that way. I use my electronic banking to schedule them and pay them as they come due. This is the best way and they are always up to date. I also go for balanced payments where possible as with utilities.
• United States
7 Feb 07
I try to pay mine on time. But like you, if I had it I would pay them when got them. That way I wouldn't be apt to forget them.
@gemini1960 (1161)
• Philippines
21 Feb 07
sometimes i cant pay the bill..or as always very late..
@hottie0728 (1732)
• United States
21 Feb 07
I do pay my bill either ahead or on time. I value my credit score and as much as possible I would keep my record as clean as I can.
@all4ucnc (861)
• United States
7 Feb 07
I would like to say they always get paid on time, And really they usually do. I never miss a payment, though I'm sure one or two may get there a little later due to the funds situation.
• Malaysia
21 Feb 07
i always wait for my salary and collect all the bill before pay them. save time but not save cost.. yeah, its sumtimes hard to pay our bill in bulk. what can i do.. i just a government servant n get paid monthly..