Your ATM card...
By howard96h
@howard96h (11640)
New York, New York
34 responses
@crazynurse (7482)
• United States
20 Feb 07
I know myself well enough to know that my first reaction would be to curse violently. Then I would use my cell phone to call my husband to bring me a cot, blankets, pillow and his weapon. Then I would attempt calling the bank (hope they have an afterhours number) and see what they recommend. I would then camp right there by that ATM until a bank employee showed up! My husband would be assigned guard duty. He would park right beside me and sit guard with his weapon! No way would I leave that card there for someone to find should the machine start working again!
2 people like this
@crazynurse (7482)
• United States
21 Feb 07
Well good, I'm glad to know that I made someone's night better! I am particularly fond of that little laughing smiley there! That is just too cute! thanks for the 'best response.'
1 person likes this
@cultoffury (1283)
• India
19 Feb 07
No that has not happened to me. But now, you have made me afraid. I would be tensed when I next time reach out for an ATM. This post would be really in the back of mind. This ever happened to you? I think you lost your card or menu.
2 people like this
@howard96h (11640)
• New York, New York
19 Feb 07
Like one of the others have said, we now know what to do in the event this happens. Thanks, don't be afraid to use your card.
1 person likes this
@winterose (39887)
• Canada
19 Feb 07
Yes as a matter of fact it did happen to me. I went to take out money and the machine just ate my card just like that. If I remember correctly there was a number that showed up to report that my card was stuck, or it said to call my local bank. In any event I called and they sent me a new one right away.
2 people like this
@howard96h (11640)
• New York, New York
19 Feb 07
That is scary. What a terrible feeling. Thanks for your response.
1 person likes this
@ctv101103 (859)
• Philippines
19 Feb 07
yes, this has already happened to me but i got it back the next day. i just had to inform my bank that the atm machine captured my card. they gave me instructions that i am to go to the bank/branch were the atm is located (if the atm is located at a bank/branch) or go to the bank where i opened my account to retrieve the atm card.
i'm sure your bank has similar procedures when and if this does happen to you.
@howard96h (11640)
• New York, New York
19 Feb 07
Ok, thanks for this information, good to know.
2 people like this
@essilem (286)
• Philippines
19 Feb 07
Yes it has happened to me. If it happens in your depository bank you can get it right away but if it happpens in another atm you have to wait till the next day or when they will open the machine to load money, whichever comes first.
@howard96h (11640)
• New York, New York
19 Feb 07
Seems like this happens alot. Wish they could change the card slot so the machines don't keep it. Thanks.
1 person likes this
@howard96h (11640)
• New York, New York
19 Feb 07
Yes, I too have learned what to do in the event. Thank you for this comment.
1 person likes this
@disvachic (10117)
• United States
27 Apr 07
This has never happened to me.I think I would be very upset ESPECIALLY if the bank is closed.I would immediately call the 1-800#,but I think this happened to someone before though.
@disvachic (10117)
• United States
27 Apr 07
Thats why I would stand right there and use my cell phone call that 800# and cancel my card before someone goes there to use the ATM.
@howard96h (11640)
• New York, New York
4 May 07
Good point, to stand there and call and cancel the card right away. Good advice for other people. Thanks for this information.
@howard96h (11640)
• New York, New York
27 Apr 07
Yes, this is an awful thing to go through. I would be very upset having to leave the bank knowing that my card is still in there and could pop out after I leave. Thanks for responding.
1 person likes this
@hockeygal4ever (10021)
• United States
20 Feb 07
Simply contact your bank. If there is a problem with the account sometimes they will keep the card or once in a while the card machine will malfunction. It's easily remedied as when they open the machine they can get it (probably already have) and you can usually get it the day you call.
@howard96h (11640)
• New York, New York
20 Feb 07
True, some time those machines malfunction. Thanks for responding.
1 person likes this
@cheongyc (5072)
• Malaysia
14 May 07
For a forgetful person like me, it's a sure thing to happen :) It happened to me several times, mostly when I deposit cash using the ATM. At first I didn't know that we could retrieve the card through the enquiry counter and file a lost report. End up they charge me RM12. Later on, I found that we could claim it back without any charge :)
@howard96h (11640)
• New York, New York
14 May 07
That's good you got it back. Is RM12 a lot of money?
@mom2chriskel (1060)
• United States
19 Feb 07
It has happened to me before. I went in and asked the lady at the bank if I could have my card back and she told me that the guy wasn't due back til tomorrow and he would just chop the card up. I had to go order a new card from my bank and they closed my other card immediately. When it happens at my bank, they just open the machine and give me my card back.
1 person likes this
@howard96h (11640)
• New York, New York
19 Feb 07
From reading everyones posts, seems like it happens a lot. Thanks for sharing this.
1 person likes this
@tigerdragon (4297)
• Philippines
19 Feb 07
it happened to me once when i was in a mall. i called the bank where it was get stucked and gave them all the necessary details needed and i waited for a few days for it to be proccessed by my bank and the other bank. it was a lot of hassles considering your money is stuck and the only way for you to do is withdraw over the counter.
@howard96h (11640)
• New York, New York
19 Feb 07
After posting this question I never realized how many people this has happened to. Incredible. Thanks.
1 person likes this
@howard96h (11640)
• New York, New York
20 Feb 07
It is good that it has never happened to you. I am surprised how many people this has happened to. Thanks for responding.
1 person likes this
@ag_abscruzmd (2283)
• United States
19 Feb 07
Yes, it happened to me once. From what I know, if it's banking hours and the machine is adjacent, an adjunct to, or right inside the bank, then you can just go to the information desk or to the teller so that they could retrieve your card immediately. Otherwise, you have an emergency hotline usually posted in the vicinity of the machine which you can call (some would even come with phones right there so that you could make the call); or you can just report that the machine ate up you ATM card to the bank during banking hours (ex. of the following day).
@howard96h (11640)
• New York, New York
19 Feb 07
I would be afraid to leave if it was after banking hours, my luck the card would pop out as soon as I left. Then someone would get it. I wish all banks would have it so you can dip your card and take it right back out. Thanks.
1 person likes this
@howard96h (11640)
• New York, New York
19 Feb 07
No, thank God, but I herd of it happening to someone and they stood there for 4 hours waiting for a repairman to come and get it out. I would freak out too.
1 person likes this
@keepermykitty (2573)
• Canada
21 Feb 07
Yes this happened to me once .
Luckily I was near my bank , so I went to my bank and asked about it .
There was no reason that they could see , and they issued me a new card right on the spot . Has this ever happened to you ? What did you do ?
@keepermykitty (2573)
• Canada
21 Feb 07
Well the only reason I left was because the Bank was right around the corner and it only took a few minutes to get there .
@howard96h (11640)
• New York, New York
21 Feb 07
No it has not but I would not feel comfortable leaving the card in there and going back to the bank the next day. It could come out after I leave and someone else might get it. I am surprised though how many people this has happened to.
2 people like this
@howard96h (11640)
• New York, New York
21 Feb 07
Loosing your card is such a scary thing. I wish all the banks would modify their machines so we can just "dip or swipe" the card rather than the machine pulling the card in. Thanks.
@KrauseHome (36447)
• United States
23 May 07
Yes, unfortunately this has happened to me in the past. Once it was because I had somehow forgotten my Code, and when I entered it wrong like 3 or 4 times it decided to keep my Card, and then another time I had accidently put a Blank envelope in as a Deposit instead of the Correct envelope with my check in it, and then almost ended up Freezing my account to where I could not have a Bank Card and would have had to only get $$ from my Bank. I was Glad that the Bank was finally understanding to release me a New Card, but it was a nightmare doing so.
@howard96h (11640)
• New York, New York
23 May 07
Wow, freezing your account is an awful thing to go through. You must have been so happy when they finally released the freeze. With so many pin numbers and different codes to remember with phones and computers it is very easy to forget. Thanks.
@sreejithsreenivas (10200)
• India
26 May 07
It has never happened with me.This type of incident happened with my some friends.Now the ATM machine is changed,istead of inserting card in to to machine,we can swipe the card.It is more convinient than older machine.
@howard96h (11640)
• New York, New York
26 May 07
Yes these are the ones I prefer where you swipe or dip your card in and it never leaves your hand. The machines that takes your card in should be changed, I guess the banks don't want to spend the money to change them over. Thanks for your response.
@lkbooi (16070)
• Malaysia
20 May 07
I did experience this before when I got an ATM card at the first time long ago. I went to one of the counters immediately and told the person who was in charge of ATM cards what had happened. She asked me to collect my card the next day as they used to collect the ‘gulped’ cards in the machine once before office closed during working day.
@howard96h (11640)
• New York, New York
20 May 07
That was good that the bank was open, can you imagine if you had gone there at night time. Thanks.
@Fluplup (555)
• United States
21 Feb 07
Yeap, I had a important dinner in my house, so I was running to ATM to get out money and got to the Trader Joe's get nice stuff for cooking. I can not belive, the bank ATM machine ate my card.... I was on hurry.... I left my check book in my house... I can not tell you how angry I was...., but on the end dinner was great!+
@howard96h (11640)
• New York, New York
21 Feb 07
6 months, can you imagine if you never got the new one. That's a shame. Thanks for replying.
1 person likes this
@Fluplup (555)
• United States
21 Feb 07
I almost forget, the bank send my card back after 6 months! Well, I aready had new by taht time!
@pyewacket (43903)
• United States
11 May 07
Thank goodness this never happen to me because if it did I'd probably freak out--but an awful lot of the ATMs now aren't the kind that you have to insert the card in but just swipe--I guess they re-invented the ATMs so something like that doesn't happen anymore
@howard96h (11640)
• New York, New York
11 May 07
I prefer the "swipe" or "dip" over the machine taking the card in, what an awful thing to happen. Thanks for responding pyewacket.
