Starting college at when you're almost 40, would you do it?

@dfinster (3528)
United States
February 26, 2007 8:48pm CST
Lately I've been seriously mulling over the idea of going to college to get a degree as a paralegal which I've wanted to do for a really long time. The thing is, I'm almost 40 years old and wonder how the whole experience would be for someone my age. I have so many different reasons that have made me shy away from starting. Besides my age, I have an 8 year old to take care of and worry about holding down a job at the same time I'd be going to school. The biggest concern for me though is the cost. I'm really scared to take out a student loan and have another 20 thousand dollars of debt added on to the huge amount we already have for our house and vehicles along with several other things. Then there's not even having a clue about student loans, financial aid and all the other things it would take to even get started. I've been a nursing assistant for the last 10 years or so but am not happy with my field of work at all anymore. And working in the legal field has been something I've wanted to do for almost as long as I remember. Have any of you been in this situation and if you were what did you do. Even if you haven't been in this situation, what are you're feelings about this. I could really use the input, it would be a really big help to me.
10 people like this
34 responses
@vokey9472 (1486)
• United States
27 Feb 07
I am 34 years old. I will be 35 in September and I am about to start college. I have a 4 year old little boy. Lots of colleges now have self paced and online classes. They allow people like me, older and with small children, to take classes and still take care of our children or even work. You may wish to look into those types of classes. Also, if you go to the school you are thinking of and talk to someone in the financial aid office, they will walk you through the whole process. There are grants, scholarships, loans, work study, all kinds of ways to pay for college. Be sure to search for all kinds of scholarships. You would be suprised to find out how many are really different. I found one once that was for a red haired, green eyed girl of Irish descent who weighed 175 pounds or more, was 25 years old and majoring in Math. There are all kinds of scholarships out there. If you have never atteneded college before, like me, start at a community college. Most if not all of your credit hours will transfer to a 4 year univeristy. Also, community college costs a TON less than a university. It's a good place to start for many reasons. For me, the cost is number one, but you also have more older people, early and late class times if you want to be on campus. Summer classes are available too and the best part of the summer schedule is that the class I want to take is at the same time as my son's swimming lessons, at the community college. So I can take my class while my son takes his swimming lessons. My class will actually let out 10 minutes before his swim class so I can get from my classroom to the pool to pick him up without him having to wait on me at all. I have always wanted to get a college education, but life had other plans for me. Now, I can go to college. When people question me because of my age, I just tell them the truth. In four years I will still be four years older. By going to college, in four years I will be four years older with a degree. Ok, so maybe it will take me 6 years, but I will still be 6 years older whether I go to college or not. So why not go to college and fulfill my dream.
3 people like this
@dfinster (3528)
• United States
27 Feb 07
Thanks so much for all the thought you put in to your response! I had no idea about the scholarships and grant being like that. I'd like to know abot any other things that you've come across that have helped you out. As far as attending college before, I did take some college classes at a community college about 10 years ago. I think I finished 12-15 credits and carried a 3.97 gpa. Do you think any of those credits could be transferred over if they're similiar to the one needed for this degree?
1 person likes this
@vokey9472 (1486)
• United States
4 Mar 07
My hubby finished two associate's degrees over 10 years ago from community college and he just applied to a 4 year college to finish his degree and everything transferred. Same with my mom who went back after almost 20 years. She only had to take 4 classes over as the information had become outdated. Most if not all your old credits should transfer but you have to check with the college you are planning to attend. I strongly suggest that you talk to a financial aid advisor and fill out your FASFA. Also, most student loans are deferred so that you don't have to start making payments until 6 months after you graduate. The thing to remember is that you don't have to take a HUGE loan. You can always just take a federal student loan that will cover just the cost of tuition and books. Also, some states have other grant programs that can help with the cost of college. Talk to your advisor about everything out there. I know that here in Dallas, Texas there is a program that my cousin used to get her degree. She got her entire college costs paid for by the school district because she is bi-lingual. The exchange was that the district paid for school and she gave them a 3 year contract to teach in a school that was predominantly spanish speaking for like 50% of what they normally pay the teachers. She wanted to be a teacher anyway, so it worked out for her. There are always programs that help pay the costs of higher education for certain professions, you just have to search them out and the first step to that is talking with a financial aid advisor.
1 person likes this
• India
27 Feb 07
If you truely wish to join for a degree join immediately, for, as time passes you may back out from the decision. Don't be shy, learning can be done at any age. But I feel that, you should join for some job-oriented courses, such that after the study you can make some income from that and can repay the loan amounts.In our country education is not that much expensive. Your 8-year old can look after himself. While he is at school you can go to your college, while he is at his studies im the evening you too can join him with your own studies and let the little one take inspiration from you! Is there not some part time courses - like evening classes where people with other jobs (aged like you)join and study? Any way bravely join the course. Hurray!
3 people like this
@dfinster (3528)
• United States
27 Feb 07
I thought that would be pretty cool to be able to sit and do homework with my daughter too. When I talked about doing this she's totally into the idea and thinks it would be great to study with mom.
1 person likes this
• United States
27 Feb 07
Go for it! You can go to college at any age. Why stay stuck in a professions where you're not happy? To save money, you can start at a community college if there's one in your area. You can also earn your first two years of credits by taking CLEP tests. You can look them up on the web. Most colleges will accept CLEP credits, and they will save you an enormous amount of money if you have the self-discipline to study on your own.
@dfinster (3528)
• United States
27 Feb 07
Thanks for the ideas. I've honestly never heard of CLEP tests. I'll ook them up and see if they would be something I can use. Hopefully they will be useful to me.
2 people like this
• United States
27 Feb 07
It is never too late to start or finish your education. I would go fo it! If you work outside the home, does your company have a tuition reimbursement program? That could help with the costs. I would suggest taking one class and see how it goes for you. Best of luck to you!
3 people like this
@dfinster (3528)
• United States
27 Feb 07
Thanks for the input and encouragement. The county nursing home that I work for has a tuition reimbursment program, but only if I go to school to become an LPN or RN. I've thought about pursuing one of those but my heart was just never in it and I don't think I'd do well in school if I went for something that I didn't really want to do.
1 person likes this
@wisedragon (2325)
• Philippines
27 Feb 07
You have to do what you love. That's one of the keys to success. Since you don't like your present job, can't find another that you like, and that you really want to become a paralegal, I say go for it! At the end of life you don't really regret the things that you did. You only regret the things that you didn't do. Good luck!
3 people like this
@dfinster (3528)
• United States
27 Feb 07
You're right I don't want to go through life regretting that I've never tried. Thanks for your response.
1 person likes this
@cybergwen (158)
• United States
27 Feb 07
I just went back to school at 35 and it has been great! It did take a couple of weeks to get the hang of it again, but after the initial fear, I am rolling. Many community colleges have paralegal programs and that cuts the cost to a more managable amount than the fancy schools. Also many feature distance learning that make it easier to juggle school, children and work. I would encourage you to check them out:)
@dfinster (3528)
• United States
27 Feb 07
I'm definately going to check out online courses and ITV courses. Thanks for the comments!
1 person likes this
@blueskies (1186)
• United States
27 Feb 07
I went back to college 3 years ago and earned my paralegal degree. It was tough, with two children at home at needed my attention, but it was also very rewarding. I graduated second on my class and was offered two jobs right away. I am not working in the legal field, simply because my special-needs son needs me at home right now. For me, school was a very positive experience. I am now qualified to get a well-paying job that will challenge my abilities when I get everything at home straightened out. I'm not sure where you live, but I attended Bryant & Stratton College. They processed all of my student loans for me. You can check them out at http://www.bryantstratton.edu/
2 people like this
@blueskies (1186)
• United States
27 Feb 07
Please excuse my typos.
2 people like this
@dfinster (3528)
• United States
27 Feb 07
Thanks for the link to check out! Was Bryant & Stratton an online school? For some reason I think I've heard that name before. I live in Wisconsin. And when I've been online checking out schools in my state for this that particular college didn't come up. I'm not sure how I've heard that name but I'll definately check it out. Good luck getting things worked out at home. I hope you can go back to work and all goes well with everything. If you do get back into the workforce in this field, I'd like to know how it goes for you. Again, good luck with everything.
1 person likes this
• Canada
27 Feb 07
i think anyone can go to college at any time of their lives. i went to college when i was 19 and now i'm still only 24 for i plan to go back in the bext couple of years. i had a boss who retired at 65 and she was going back to college. i thought that was great that she just wanted to learn, i really admired her for that.
3 people like this
@dfinster (3528)
• United States
27 Feb 07
It's nice to know that someone as young as you are looks at someone my age so supportive. To be honest, that was one of the things that bothered me a little. I kinda worry about how the younger people will see me when I'm sitting in a class w/ them. I know that sounds extremely superficial but it honestly concerns me a little. Good luck pursuing your education and thanks for your comments.
2 people like this
@sasklily (240)
• Canada
27 Feb 07
Age doesn't matter! If this is something you think you'd like, then, at least, do the research. Find out exactly what you'd need for a loan and what all that entails. Sometimes the student loans can be forgiven, which would be a huge plus. Also look into the different babysitting plans, maybe there's a neighbor or good friend that you could swap with or a family member that could help out. If this is something you really want, try to make it work. Even if you can't go back to college, maybe it's time to look into other fields that don't require school; could be there's something out there that you'd enjoy more and the pay better.
@dfinster (3528)
• United States
27 Feb 07
I've had so many people say what you've just said about age not mattering and that makes me feel so much better about that part of all of this and thanks for the suggestion about the babysitting. That's why I enjoy this site so much, I always get ideas from every angle that are almost always helpful to me.
@foxyfire33 (10005)
• United States
27 Feb 07
I'm going to keep this simple and to the point. You've wanted to do this for a long time. Most likely in 5 years you'll still wish you'd done it. Or you could go for it now and have your dream job already in 5 years. I'm assuming this is a two years degree. You'll be 42 in two years whether you do this or not. You'll have a job to hold down, a child to care for, a house and vehicles to pay for. None of this will change either way. Don't wait for a better time to chase your dreams.
3 people like this
@dfinster (3528)
• United States
27 Feb 07
You said a lot with only saying a little. I like how you put this. I agree with everything you said here.
1 person likes this
@Chele2k2 (241)
27 Feb 07
When I left school, I wanted to go to art college but got discouraged from the man my mum married after divorcing my dad. I didn't go through with it, having grown up a lot, it is something I regret not doing. I would seriously consider it, yes you have debt, yes you have a daughter to take care of and yes you have a job. If you sat down and gathered lots of information, i'm sure you could work around most things and approach in a way that works best with all your other commitments. If you really want it, then I am certain you will find a way to achieve it. Go for it! I hope you get what you aim for :o)
@dfinster (3528)
• United States
27 Feb 07
Thanks for your comments. I definately understand what you mean about regretting now doing it sooner. I said in an earlier comment that I didn't take education seriously when I was in highschool and now there's been so many times over the years I could kick myself for letting all this time slip away. Hopefully I will get what I want in this situation and thanks again for the encouragement.
1 person likes this
@kmdvmd (357)
• India
27 Feb 07
You can start study at any age.As you mentioned you have a child of 8 years and you are paying a nurse also,if you want to study further you can go for small courses.Higher study is very dificult at this,it requires lot of brain,physical energy and tution fees of high amount.After compliting study there is no guarantee of getting a job of higher scale.So if possible you can prepare your child for better studies and let him have good education so he can get good job,earn more then you and save some amount for future.
@dfinster (3528)
• United States
27 Feb 07
Thanks for you comments. I realize how difficult college will be, I've taken a few college courses years ago and really enjoyed them. I did very well. I didn't really factor in the physical energy it will take now that I'm a parent, but I think I can do it. I agree with you about preparing my daughter for a good education and I'm hoping that by leading by example and showing er that I can do ths it will give her encouragement to do the same.
1 person likes this
@AndiCat (325)
• United States
27 Feb 07
I say - Go for it! If this is your dream, then you owe it to yourself to go after it. It may be difficult at times, but you'll always wonder "What if?" if you don't follow your dream now! Good luck!
2 people like this
@dfinster (3528)
• United States
27 Feb 07
You're absolutely right about the wondering "what if". I've been thinking like that more and more as time passes and I don't want to let anymore slip by. Thanks.
1 person likes this
@dfinster (3528)
• United States
27 Feb 07
By the way, cute cat picture!
1 person likes this
@AndiCat (325)
• United States
27 Feb 07
Thank you so much!! ;)
1 person likes this
• United States
27 Feb 07
Why not. YOu will be better off starting now than waiting until you ar 50 and spending the next 10 years miserable.
3 people like this
@dfinster (3528)
• United States
27 Feb 07
You're right, time goes on no matter what decision I make and I have to determine how that time is used. Thanks.
1 person likes this
@lingli_78 (12822)
• Australia
27 Feb 07
well, people say that there is no age limit for studying... in fact it is a good thing that you still have a desire to learn... but i think it is harder for you now as you have many other commitment to fulfill as well and you are tight on budget... for me, age is not a matter at all... when i am doing my master degree, i have a friend who is almost 60 years old who is studying in the same class with me... in fact, i respect these kind of people who still have a desire to learn and upgrade themselves despite of their age... good luck...
2 people like this
@dfinster (3528)
• United States
27 Feb 07
I never really had any desire to learn in ighschool, I justwanted to finish and get out on my own. But as I got older I developed th urge to better myself and am interested in learning almost everything I can. I think it's part of what makes life interesting. Good luck with your masters.
1 person likes this
@classy56 (2880)
• United States
27 Feb 07
dont let nothing stop you from your dream..im 50 an i am going to take classes in real estate.so dont feel bad because you are 40.go get what you have always wanted to do.you are never to old to learn.you can always get a goverment grant to help pay for schooling.you can talk to the school an they will help you find a way to get a loan.if anyone in your family was in the armed forces you can get a va loan.
@dfinster (3528)
• United States
27 Feb 07
Way to go. I think it's great that you're going to go back and better yourself. I was in the Army for 3 years and I'm checking in to the VA benifits already so I can get every kind of assistance I can. Thanks again for you comments.
1 person likes this
@onesiobhan (1327)
• Canada
27 Feb 07
Absolutely. 40 isn't old at all. I used to go to school with people in their 60's because tuition is free for pensioners here. Spend some time doing some research. Figure out what grants and scholerships you might be able to get and put together a financial plan. A financial advisor might be able to help you put something together. Go for it! And good luck.
2 people like this
@dfinster (3528)
• United States
27 Feb 07
I'll definatley be talking to a financial advisor to help me. I wish things were free for pensioners here where I live, but don't want to wait until I'm that age to go back even if that was an option. I guess I'm really starting to get more and more motivated with every comment I've read here today. Thanks for your input!
1 person likes this
• United States
27 Feb 07
I think it's great that you want to go back to college, and I think the age of 40 is hardly too old to do it. If you have no experience with college courses, try contacting a local community college. They generally have fairly low tuitions because of government subsidies. You can work on your AA degree and go from there. You can also contact your local college's financial aid department and see if they have any recommendations for scholarships or grants you may be entitled to receive. Some colleges offer payment plans to avoid the student loan mess. There are options available, and I'd love to see you try and take advantage of them. Good luck!
2 people like this
@dfinster (3528)
• United States
27 Feb 07
Thanks for the info. I've noticed that quite a few people that have responded have had nothing too great to say about student loans. What's the problem with them? I'd like to find out what some of the specific drawbacks are so I can go into this with my eyes open in that area.
1 person likes this
@blugem (30)
• Malaysia
27 Feb 07
well, my dad did his degree when he was in his 40's.. and he is 50 this year.. when he did his degree, my dad took work leave for 2 years and his pay was deducted to half.. FYI he's a teacher and still is ^^ well, if you don't like what you're doing at the moment, how about doing some research on what you want to study.. find more information about study loans or intership.. or even study as a part timer.. this way it would take a longer time but it might be a very valueable experience for you. after all you're never too old to continue your study
2 people like this
@dfinster (3528)
• United States
27 Feb 07
Hi! I've don extensive research on this career area and that's what makes me sure that I want to pursue it. You're right in the fact that I still have a lot of research to do as far as student lons, grants etc. I want to make sure I can get all the benefits that I can to help me through if I do this. I think that's really cool about you dad, what a great role model for someone to grow up with.
1 person likes this
@eden32 (3973)
• United States
27 Feb 07
My uncle started law school at 50. He use to say something to the effect that he would be 58 in 8 years anyway, he'd rather be 58 and finished with law school than 58 and wishing he had started. He passed the bar about 4 years back and now works as a law professor and LOVES it. I think if you feel a "calling" to a new career, it really doesn't matter how old you are.
2 people like this
@dfinster (3528)
• United States
27 Feb 07
I definately feel a "calling" to this profession. I've been thinking about it since I finished high school. I wanted to be a lawyer but life just didn't take me to the point where I could even come close to that type of schooling so I figured the legal assistant field would be just as good for me because of the type of work they do.
1 person likes this