Celebrate for me!

That is fantastic well done. I am working hard to save up some money at the moment. I don't have any debts apart from my mortgage, they all went when my ex left. However I'm trying to save up a bit each month so that I have enough money in the bank to pay the bills in case he misses a maintenace payment one month. Once I have this saved then I can start saving up for a new fence and other new things I need for the house. Its hard work though, always having the look for the cheapest of everything but I always feel like I have achieved a lot when I can put some money into my savings account at the end of the month.

Way to go!. My wife and I have too much debt. I don't like to think about it. We need to focus on one card and make extra payments on that and get rid of it. How long did it take? What sort of things did you have to sacrifice? Your story is an inspiration for us to get down to business. Thanks!

I am choosing to become more frugal. We throw out so much garbage each week and I had to wonder why? Are we too wasteful? So, we have started working on that this year. For one thing, you don't own your things...they own you....you have to provide a place for them, insure them, worry about them, move them, make room for them, take care of them and it is a full time job just organizing everything. I think you are smart to frugalize your life and make it simplier. I, too, am determined to cut down on the buying and use what I have. Cooking from scratch is healthier because you are not eating all the additives, fat,salt,sugar,etc.etc. that is found in packaged food. Plus...it is more creative to make your own meals. Good Luck on your endeaver....stick with it! And congrats on paying off the credit card!

congratulations on your success!!! you're right it was a great thing for you. I think it is important to recognise the difficults we go through because we deserve our own respects for the sacrifices we are able to face and do. I have a little personal success to celebrate and it is the fact that I have just started my new two jobs...I try to do my best and I am also trying to improve my English (for personal and professional purposes) and to improve my private medicine activity...I am satisfied with myself because even though I don't have great successes to celebrate I can celebrate my struggle for building up my own carreer.

Wow thats really nice! About us (me and my bf) we're trying hard to finished our loan... and taking a tough budgeting... (thehardest part... is we're not the one who use the loan) Well things are working I guess... We able to manage to buy all our needs and pay for the loan. Soon we'll be able to pay for it completely... and we promise not to make some loans again... unless "we" need it. What I really hate is when there are bills to be paid and the resources is not enough...then account is getting due. I hate thinking where to find the money, what excuse should I make. There are times that i experience our electric bills will be due by tomorrow but still there is no money that we can use to pay... Ouch! I almost gone crazy. Atleast though we dont have lots of money... we dont have debts to be paid... we can have a good night sleep. When we're through paying for that loan then we can have our savings that we can make use when we need it...

i'm happy for you, the moment 1 credit card goes the more income you would generally have. Thats why me only have 1, which i only use in emergencies. Oh & buying things you want is'nt really considered as an emergencies :)! I had to learn that the hard way ! Any ways hope you bring them depth cards down !

Thats how amazed i was when i got my first payment, but thank god my parents took care of monthly budget at that time. Although i didnt start a full time , i just hope that i save enough for my costly interests

This is great for you! We hope to do this soon too...we are being very careful with our money, and hope to have two of our cards paid off by May!

Good for you! No success stories here, no matter how much we save, something comes along (my daughter had to get glasses...) that eats our savings...

Yay for you! I've got two credit cards that are close to being paid off (another few months for each) and I'm really looking forward to it. I pay an extra $10-$15 dollars each month on my car payment. I hardly miss that much money each month, but in the 4 1/2 years of the loan I've now saved over two payments worth and now have only 4 payments to go! Good luck to you on your continued success.