Earning money???
By easy888
@easy888 (10405)
Australia
March 17, 2007 2:20am CST
Do you earn enough money for living ??? If not ,have you think of any chnage ??
How do you spend on your income ? rent, mortage, clothes, food,bills?? in what proportion??
Do you try to save money every month??What do you do to save money ??
'' It seems that I cannot save mych money every month as tax rate is high in Australia,plus I have to pay something like superannuation...etc....There are not much $ left every month.
I think i need to change my spending habit and try to save money, if i ca nsave $5 one day that mean i can save $180 every month, and i am already happy with it.
23 people like this
64 responses
@pramodthakur (2365)
• India
17 Mar 07
I earn enough money to meet my requirements. I save in form of fixed deposit, pf, epf, insurance, pension scheme, tax saving etc. Remaining amount I spend for me and parents. I am working in a multi-national company so salary is as per expectation.
@kathy77 (7486)
• Australia
17 Mar 07
No I do not earn enough money for living now but I do have some money already saved so this helps me. I do pay rent, food and bills, I cannot save any money as this money must go towards paying these bills but I do not take that much out of what is in my bank account. Yes you do have to pay superannuation. Maybe you do need to change your spending habit and save some money this is what I did and now that I am no longer working at least this money mainly stays in the bank.
@manzician (4727)
• India
17 Mar 07
I am from India and earn around $600 a month which is more than enough for me to run my family in India. I understand your concern but dont worry, if u work hard then you can definitely succeed.
4 people like this
@slickcut (8141)
• United States
17 Mar 07
Yes i earn enough money for my living...i own my home,so all i pay is taxes yearly which is very cheap cause i have my house and land homesteaded..I try to save each month,sometimes i do,sometimes No,depends on my spending habit for that month and if i have unexpected bills come up.I earn extra money if i can,you know you never have to much money it seems.I live in Texas and it is fairly reasonable to live here,not expensive at all...I spend about $140.00 per month on groceries at one time then i go back through the month to pick up items such as bread,milk,dog food,etc....My taxes on my home runs around $80.00 per year,there is no other yaxes we py here in Texas..
4 people like this
@ironstruck (2298)
• Canada
17 Mar 07
I earn enough money for living, but I like the finer things in life.
I don't mean big fancy cars and homes.
I mean tropical destinations and weeks spend on stunning white sand beaches.
In order to do that, I work hard at other things for some extra income so I can "live the dream."
All things are possible if you work hard...
4 people like this
@simran1430 (1790)
• India
17 Mar 07
I think money is something everyone wants and every one needs too and there is no going without money . As far as basic amenities are concerned you probably just cannot do without it , but as far as entertainment and enjoyable life style are concerned you need money for that too .
@winterose (39887)
• Canada
17 Mar 07
I can't find work, I am not working and I don't have enough money to pay my bills at this time, that is why I am here and other places.
4 people like this
@ankurz (4)
• India
17 Mar 07
gr8 to see u r from australia. its kind of wiered but instead of giving u a solution i myself have a question for u.. i m a student from india n will be coming to perth, australia for around 2 to 3 months in may. i enquired for the rents n was told about beatty lodge which will take around 100 aud per person to stay. we r a roup of 7-8 people. is it that costly in australia or am i getting cheated. in india i can get a nice room for 5 aud a day.
3 people like this
@gbaben (509)
• Russian Federation
17 Mar 07
As human want are insertiable,so i believe any money you are still earning, you will be filling that you still need to earn more. What i do is the little i have,before in other tangible need arive i invest it into stocks.
@resty1977 (7)
• Philippines
17 Mar 07
stocks is a good investment. you need to identify the best where to put your money so you can earn more money. whenever you got money from that stocks you have, the more you would want to earn much more than that you earned before.
@wildhorse (1293)
• Egypt
17 Mar 07
I guess no one really earn enough money.. except of a few fortunate people of course :) we always want more luxuray things and vacations, etc if we can cover our basic needs.. for me i cover my needs but i can't save much, I still need to buy many things but can't really afford it.
@Angelinka (1410)
• Italy
17 Mar 07
no,i dnt earn enough money!:)i would like to earn much more,i think like everybody..i would like to travel more and to buy everything what i would like too..i cant say i am missing of anything,but i wount be happy untill i am going to be millionaire:)i am trying to save some money,but later i spend all my saving for presents and holidays..
@jennybianca (12912)
• Australia
19 Mar 07
We don't really earn enough. Most of the problem is that a third of my husbands income goes on maintenance payments. The more he earns, the more he pays.
We are trying to save with electricy, phone & water bills.
There is not much else we can do to save money, as food costs no matter what. We don't go out much. Rates & insurance can't be lowered.
@gramskaren (661)
• United States
18 Mar 07
Yes I earn money for a living. I spend on mortgage, gas, electric, food etc. I put away a $100 in an account every week for emergencies. It is done automatically at my work. They let you split it into two different accounts. I like to save it for a rainy day or for our vacation we like to take. It is tough at times but now set up another account to put money in to pay property taxes and house insurance to don't have to come up with big amounts. It is hard but have to learn to budget that is for sure.
2 people like this
@wishangel (225)
• Malaysia
19 Mar 07
you should change you spending habot so thatyou can save al ot, i have save money but this money i use for do the investment so thati no see my money too,lol
2 people like this