Cash or Credit Card?

Philippines
April 3, 2007 12:38pm CST
We love shopping! BUt what do you think is more convinient for payment? Cash or Credit card? As of now, I may say that credit card is more convinient to use than cash, u just swipe it then it's finish! BUt on the other hand, when you use cash, u can have more control when it comes to spending you money...RYT? No more monthly interest? What do you think? Cash or Credit Card?
1 person likes this
3 responses
@MJJ1011 (107)
• United States
3 Apr 07
We use our credit card for all purchases. It's so easy to use and we earn points for cash back on our purchases. We pay off the balance every month so that we never owe interest. Because we are set on paying it off every month we are careful about how we spend our money so that we don't rack up too many charges. As more and more companies' computer systems are getting hacked into and information is being stolen I am becoming a little leary about using my credit card so much.
@wachit14 (3595)
• United States
3 Apr 07
Credit card is definitely easier to use in the moment, but ultimately I prefer cash because I like the satisfaction of knowing the item is paid for. I hate getting those hefty credit card bills every month and I like to keep those payments down as much as possible.
@taiguy (478)
• United States
3 Apr 07
I think a cashless society would solve alot of problems and increase efficiency. So I would say credit card. Credit Card is definately easier for me to spend when I should not be spending it, though. Hence why I don't use mine.