Credit Rating Help Needed

Depends on what your looking to buy, but I know Americredit will do auto loans for people with bad credit, usually at a terrible interest rate but it would be something that would help to build credit until you have substational enough credit to refianance with another bank. For credit cards check out orchardbank.com, HSBC a big company owns them and they work with people with bad/no credit. Also if credit isnt too terrible HSBC also will do car/auto loans, and they wouldn't have a terrible interest rate. It would be good, if you could get a credit card with a low balance, and routinely charge things on it, and then pay it off the next month. So charge $100 and then when the bill comes pay the $100 off. This helps to rebuild credit and shows lendors you are capable of paying it back.

I own a do it yourself credit repair web site http://www.thecreditrepairmanual.com The site is loaded with useful information and tips like, How to improve your credit score, How to dispute, and write those letters of dispute! If you have any questions please feel free to ask.