resa77

@resa77 (51)

United States • Age 43

Joined myLot 17 years ago

www.orangekat.com

Likes (17)

resa77's Likes

resa77 liked this • 6 May 07

Anyone heard of

Sandra06 @Sandra06 (430) • United States 3 Feb 07

Dave Ramsey? Have you tried his plan to get out of debt?

8 responses

MeredithRX We have been using his plan for a year and a half and have paid off all of our debt besides my student loan and have saved more than $20K for an emergency fund. It has been a lifesaver for us! His plan is just common sense. But, breaking things down into...

6 May 07

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2 people

resa77 liked this • 6 May 07

Anyone heard of

Sandra06 @Sandra06 (430) • United States 3 Feb 07

Dave Ramsey? Have you tried his plan to get out of debt?

8 responses

knowitallgurl We are on week 4 of his program and we love it! We've done Crowne Ministries seminars as well but Dave just blows them out of the water! My hubby and I are so excited about this program and how it is begiinning to shape our lives that we are going to start...

6 May 07

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2 people

resa77 liked this • 6 May 07

Breeder, Pet Store, Shelter or Classified Ads?

sidyboy @sidyboy (284) • United States 5 May 07

When looking to get a dog, many people don't know where to go. Classified ads are usually full of dogs bred by people who just bred their pets. There is usually no health testing done, no guarantee, and even if the dog has...

9 responses •

4 people

resa77 liked this • 6 May 07

i don't have a credit card..and you??

brand4less @brand4less (1061) • Indonesia 2 May 07

i'm 27 and i don't have any credit card.the only card i have is debit card. when i go to shop if not paying cash then i'll use debit card.many supermakets and department stores in here accept debit cards.if i travel to another...

atms

life

money

4 responses •

1 person

writermom8 I'm already in my 30's and haven't had the interest to get a credit card ever. I don't believe in getting into debt and seeing how many people get in so much trouble by mishandling their finances through these so-called plastics is enough to scare me away. My...

6 May 07

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1 person

resa77 liked this • 6 May 07

credit card or debit card?

tigerdragon @tigerdragon (4297) • Philippines 6 Jan 07

would you rather use other people's money or your own money whenever you purchase something.i use to have a credit card and i had problems later on paying the interest alone. now, i opted to have a debit card ,making use my own...

inqiury

25 responses •

11 people

dopey22girl I prefer debit card because then I am only allowed to spend the money I actually have. If I used a credit card I know I would spend a lot more than I should, with the attitude that oh I'll pay it off later. And that would not be good! Lol. Also if I used a...

6 May 07

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3 people

resa77 liked this • 6 May 07

Did you cut up your Credit Cards Dave Ramsey style?

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

I have just finished paying off $3289 in credit card debt. It took me 1 year and 2 months of scrimping, and saving, and doing without to pay it off. But, I am now debt free (except for my mortgage). I have cut up most of my...

7 responses •

1 person

frugalmoneymanager Thanks, Mike. Those are great points. I've just recently learned about credit utilization and how it affects your credit rating. I was under the impression, like many people are, that once you pay off your cards it's best to close the accounts. And,...

6 May 07

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1 person

resa77 liked this • 6 May 07

Did you cut up your Credit Cards Dave Ramsey style?

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

7 responses •

1 person

DIXIE444 CUT THEM UP TOO !! If you are truly following Dave Ramsey's plan, you will realize that the little bit of cash back that you are getting from the cards, you are paying in interest or finance charges. My husband and I went through the Financial Peace...

6 May 07

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1 person

resa77 liked this • 6 May 07

Which is better paying $25 month more in taxes or to put same funds in 401K?

sedel1027 @sedel1027 (17846) • Cupertino, California 4 Mar 07

I have looked at both side of this. My husband and I currently have no retirement fund set up. With making the money we do, we do need every cent we make most months. Regardless, when my husband was single he acquired this habit...

6 responses •

2 people

melanie652 Invest in the 401k. You can never go wrong investing in yourself and in your future. Even $50 a month will go a long way over the years towards your retirement. The money can be put in the 401k pre-tax. Meaning no taxes are taken out on it and it actually...

6 May 07

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2 people

resa77 liked this • 6 May 07

Tips for mylot Newbies

avonrep1 @avonrep1 (1862) • United States 14 Apr 07

I decided to start this thread to help mylot newbies, or other mylotters that are looking to get more responses or feel their earnings are not where they should be. Please experienced mylotters, add to these tips, if I have...

29 responses •

20 people