@frugalmoneymanager on myLot

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

I have just finished paying off $3289 in credit card debt. It took me 1 year and 2 months of scrimping, and saving, and doing without to pay it off. But, I am now debt free (except for my mortgage). I have cut up most of my...

check register

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1 person

frugalmoneymanager I think you see it the same way I do. It is difficult to pass up on free money. But, it is also a hassle and a temptation to keep up with making sure it's paid off before interest charges accrue. This may seem counter-intuitive, but I've found that if I use...

22 Jan 07

xixinha @xixinha (141) • Portugal 25 Mar 08

I am thinking of getting a tattoo on my hip. If it were you what tattoo would you get and why?

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2 people

frugalmoneymanager I am thinking of getting a tattoo on my hip. If it were you what tattoo would you get and why?

25 Mar 08

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2 people

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

I have just finished paying off $3289 in credit card debt. It took me 1 year and 2 months of scrimping, and saving, and doing without to pay it off. But, I am now debt free (except for my mortgage). I have cut up most of my...

7 responses •

1 person

frugalmoneymanager Well, I wouldn't call it a "scam" since I did get a check for $91 from them. I've also gotten a $30 credit on a purchase. I do see your point though. I've never missed a payment, but one time I did have a CC company credit a payment late. It wasn't late...

15 Jan 07

antoinette7777 @antoinette7777 (162) • Philippines 3 Dec 07

Wash by hand in cool water using gentle soap. Lay flat on a clean towel to dry. TIP: Machine washing and drying cause excess wear and tear, shortening the life of the garment. When storing, place in a lingerie bag or drawer...

lingerie

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1 person

frugalmoneymanager Wash by hand in cool water using gentle soap. Lay flat on a clean towel to dry. TIP: Machine washing and drying cause excess wear and tear, shortening the life of the garment. When storing, place in a lingerie bag or drawer insert to protect from sunlight...

3 Dec 07

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1 person

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Jan 07

I'm an honest person. I think your honesty level says something about your character. But, I have realized that I do lie about some things. They are small things, and I don't think they are significant - but they ARE lies. I...

1 response

frugalmoneymanager I understand when people say they lie because they don't want to hurt someone's feelings. But, I wonder if it is really better to lie. I know that if it was me that was being lied to, I would feel much worse about the lie than I would the truth.

12 Jan 07

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Jan 07

I'm an honest person. I think your honesty level says something about your character. But, I have realized that I do lie about some things. They are small things, and I don't think they are significant - but they ARE lies. I...

1 response

wolf_fangs15 @wolf_fangs15 (26) • India 28 Nov 07

Do you have a name for your novel? What is it about & what genre it belongs to?

1 person

frugalmoneymanager Do you have a name for your novel? What is it about & what genre it belongs to?

28 Nov 07

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1 person

misskatonic @misskatonic (3723) • United States 11 Jan 07

This is for my fellow lesbians and gay men. If you're very, very out of the closet, does it bother you or get under your skin when people repeatedly assume you're heterosexual? (And a warning now: anyone who uses this as a...

mature content

13 responses •

4 people

frugalmoneymanager I can't say that I am "obviously" of the closet. I don't have a butch appearance or wear gay jewelry, so it's not obvious that I am gay. I would say that I probably have a typical "het" appearance. But it does bother me that I am perceived as heterosexual -...

12 Jan 07

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1 person

misskatonic @misskatonic (3723) • United States 11 Jan 07

I'm always being told that I should smile more in pictures. I'm not a smiling person, I rarely remember to smile when I'm taking a picture. I'm not an angry person or anything, I just... don't smile. Anyone else the same...

photographs

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6 people

frugalmoneymanager I always have to remind myself to smile when someone is taking a picture. I'm just not much of a smiler unless something has amused me. I've always been that way. I have a picture of my sister pulling the sides of my mouth up to make me look like I'm smiling....

12 Jan 07

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1 person

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

I have just finished paying off $3289 in credit card debt. It took me 1 year and 2 months of scrimping, and saving, and doing without to pay it off. But, I am now debt free (except for my mortgage). I have cut up most of my...

7 responses •

1 person

frugalmoneymanager Thanks, Mike. Those are great points. I've just recently learned about credit utilization and how it affects your credit rating. I was under the impression, like many people are, that once you pay off your cards it's best to close the accounts. And,...

28 Dec 06

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1 person

frugalmoneymanager @frugalmoneymanager (113) • United States 12 Dec 06

I have just finished paying off $3289 in credit card debt. It took me 1 year and 2 months of scrimping, and saving, and doing without to pay it off. But, I am now debt free (except for my mortgage). I have cut up most of my...

7 responses •

1 person

frugalmoneymanager That's a good point. Using a credit card responsibly will improve your credit rating. So, if you want to buy a house, it might be a good idea to have a credit card. But, use it carefully and pay it off each month.

28 Dec 06

frugalmoneymanager @frugalmoneymanager (113) • United States 21 Dec 06

I do not like the Police, and I no longer trust them. The way they treat people, even innocent people, changed my mind about them. I used to think the police only treated criminals badly, but I found out first hand that if...

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1 person

frugalmoneymanager Sometimes I wonder what criteria they use to determine whether someone is fit to police. I believe that they should do psychological testing on people who want to become authority figures. Some of them are dangerous with all that authority.

26 Dec 06

madonna143 @madonna143 (1737) • Philippines 26 Dec 06

Do you wake up early as usual even if you do not have work? Are you used to waking up early? Do you actually wake up early or do you go to sleep until lunch time?

early riser

waking up early

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10 people

frugalmoneymanager I get up around 6 in the morning during the week, whether I have to go out or not. I do sleep in on the weekends, tho. When I was younger I slept every chance I got. I mean I was a sleep hog. I never wanted to get up unless I had to.

26 Dec 06

imrajesh @imrajesh (1965) • India 26 Dec 06

hi guys n girls out life is full of problems and solutions but there r some problems which we might have been unable to solve there might be problems which were so abstruse that we can't solve it alone so let us discuss some...

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1 person

frugalmoneymanager It really takes self-discipline to study, especially if it is a subject that you find boring. When I was in college, I would always isolate myself to study. Otherwise, interruptions always meant I would have to re-read again. Also, I found that the sooner...

26 Dec 06

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1 person

estarga @estarga (1188) • United States 14 Nov 06

Craigslist.com is an excellent site where you can do almost anything, there are advertisements for estate sales and also for specific products, personals, wanted ads, jobs and its free. I love it!

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2 people

frugalmoneymanager I have browsed craigslist a few times. But, since I live in a small town there is usually nothing in my area. I have heard that you can get some great deals there, tho. I recommend it to people living in larger cities.

26 Dec 06

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1 person

emilieespino @emilieespino (963) • Philippines 25 Dec 06

Did you receive a lot of gifts? Was there any special gift that you received this Christmas? Were you happy with your gifts?

christmas gifts

gifts

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1 person

frugalmoneymanager I gave myself 4 nice gifts. The cool thing about giving yourself gifts (instead of asking for them from others) is that you know just what you want. My daughter is 14 so I just take her to the store and let her choose what she wants. This saves us both...

26 Dec 06

adversitycity @adversitycity (90) • Philippines 23 Dec 06

one of my friends told me he hates his family. how could he? i wont tell here y. but, do we have the right to hate our own family? our own blood? the reason of our existence?

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1 person

frugalmoneymanager Of course you have the right to hate your family. Not that I would recommend hating anyone. Hate hurts you more than it does the person you hate. But, I think we hate people based on how they treat us. If our family treats us badly, it makes sense that we...

26 Dec 06

kalanithik @kalanithik (6) • India 8 Jul 12

please give instruction to who to build ptc site

6 responses

frugalmoneymanager please give instruction to who to build ptc site

8 Jul 12

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6 comments

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