Helihenry

@Helihenry (4)

United States • Age 42

Joined myLot 15 years ago

Discussions (0)

Helihenry's Responses

Do you have a credit card?

Shhhhhhhhhhhhhhh!!!!! @krupesh (2608) • India 20 Mar 09

Do you think its useful or think otherwise? I had 6-7 credit cards but I over used them & I had to shell extra money like the hidden charges , some times late payment fees .Have you ever paid extra for your credit card payment?

15 responses •

3 people

Helihenry I used to but now I'm down to two. Too many credit cards gave me too many temptations and too many headaches!

30 Mar 09

need help/advice for credit card debt

mikeysmom @mikeysmom (2088) • United States 29 Mar 09

there are so many ads out there on tv and radio for these supposed credit counseling agencies that can consolidate your credit card debt and even get your principle balance and interest down. i know many of them are scams and have...

credit card debt

debt consolidation

1 response

Helihenry You have to wait at least 4 months before a credit card company will negotiate with you. But you should definetely talk to them before it's been 6 months...otherwise it goes to charge off - which you don't want. Talk to them yourself. Having a lawyer send them...

30 Mar 09