Do you pay your bills on line or do you still write checks?

@terri0824 (4991)
United States
July 9, 2007 7:16pm CST
It took me a long time to get away from writing checks out to pay my bills. I started using my bank to pay all my bills on line at the first of the year. It is so easy to do. Takes less time. Also with the price of stamps that keep going up, it is also a lot cheaper to pay the bills this way than writing a check and sending it in the mail. So do you pay your bills on line or do you still write checks out and send them in the mail?
11 people like this
42 responses
• Pakistan
31 Dec 07
I also pay my utility bills online via my back account.Previously I had to go to a nearby bank and stand and wait in the line for my turn .This was sometimes very annoying as I got late for other things.Now it takes about 3-4 minutes each bill and that as well from my home :)
@terri0824 (4991)
• United States
5 Mar 09
Exactly how I do it, so much simplier and quicker~
@SheliaLee (2736)
• United States
31 Dec 07
Hi Terri! I am still writing checks to pay my bills. My husband works for the Postal Service and I try to keep giving all of their workers as much service as possible to help with job security. Have a great day! SheliaLee
@terri0824 (4991)
• United States
31 Dec 07
I can understand your reasoning behind this.
1 person likes this
@jal1948 (1359)
• India
27 Jul 07
like you i had given a bank mandate to pay my bills but they impose a penalty if for some reason there is insufficient funds,i pay by cheque now
@terri0824 (4991)
• United States
31 Dec 07
I don't have it set up where they automatically pay. I make payments through them.
1 person likes this
@jillhill (37354)
• United States
10 Jul 07
I do some online and some by snail mail. I guess for me I still like to write out the check so I have evidence that I actually paid them! Old fashioned here!
2 people like this
@terri0824 (4991)
• United States
14 Jul 07
Old habits are hard to break!
@KatieS (503)
• United States
10 Jul 07
I don't know if I'm just old-fashioned, but for some reason I still trust the mailman more than the internet. I knew someone who paid their bill online and it didn't make it on time even though she did it several days before the due date, mine ALWAYS makes it in 2-3 days thru the mail. I do have a few that come directly out of my bank, but most are by check.
@terri0824 (4991)
• United States
14 Jul 07
It took me a long time to get to this point to pay on line. I too have several bills that come directly out of my checking account.
@jazzygdc7 (285)
• United States
28 Jul 07
I would love to pay my bills on line because I feel that it is safer, quicker and cheaper. My parents won't let me pay them on line because they want to see if I paid my credit card bills properly. I always write out checks and send the statement back in the mail. The only time when I am allowed to pay my bills on line is when the bill statements are not mailed out to me in time.
2 people like this
@terri0824 (4991)
• United States
31 Jan 08
I don't think I will want to write another check for credit card bills. Just too easy to pay on line!
@horsesrule (1957)
• United States
10 Jul 07
We pay most of our bills online now. You are right, it is the quickest and easiest way to do it. There are still a few that have to be paid with a check though, like our rent for example.
2 people like this
@terri0824 (4991)
• United States
10 Jul 07
Rent and water bills seems to be the ones so far that can't be paid on line.
@AmbiePam (93787)
• United States
10 Jul 07
I still write checks out to pay my bills. I know I am behind the times. I mean, even my parents pay the bills they can online instead of sending in a check. But even though sites are mostly secure, I like to have the paper statement in my hand, and be able to go from there.
1 person likes this
@AmbiePam (93787)
• United States
10 Jul 07
Oh, I agree. It is easier and cheaper too.
1 person likes this
@terri0824 (4991)
• United States
10 Jul 07
I know it took me a long time to get to this point. Just like it took me a long time to start using a debit card. I started out paying a few bills on line like credit cards and cell phone, and then at the beginning of the year I gradually added the rest of them on through my bank to pay bills. It is so much easier.
1 person likes this
@byfaithonly (10698)
• United States
11 Jul 07
I love paying bills online - not everyone has it available but if I can I do it. No worrying about stamps and how long/if it will get to the right person. I know right then and there it's there because it comes direct out of my checking account which I also check online regularly.
1 person likes this
@terri0824 (4991)
• United States
31 Dec 07
Yep, it's the way to go! Sorry it has taken so long to respond to this response! Have missed you and pray that everything is going ok for you! Happy New Year!
@Aurone (4755)
• United States
10 Jul 07
I still do both. Online except for the few who do not offer an online option.
2 people like this
@terri0824 (4991)
• United States
10 Jul 07
For the one's that don't offer an on line option, I use my bank on line to send them a check.
@mari_skye (1637)
• Philippines
10 Jul 07
I pay my bills online, as you have said, it is a lot cheaper and more convenient. Also with fund transfers, going to the bank will cost me a little extra for bank charges, but when I do it online I will not be charged. So I believe banking online is a much better choice.
2 people like this
@terri0824 (4991)
• United States
10 Jul 07
Thanks for your response, it is the way to go, on line bill paying.
@Feona1962 (7526)
• United States
10 Jul 07
I pay my bills online...I think it is easier and quicker.
@terri0824 (4991)
• United States
10 Jul 07
Yes, easier and quicker is the way to go!
1 person likes this
• India
10 Jul 07
I pay my bills by checks or you may say that i have never used online paying, so i dont know if it is nice.
1 person likes this
@terri0824 (4991)
• United States
31 Dec 07
It is a lot easier to do in my opinion to pay on line.
• India
10 Jul 07
ealrier it took too much time to pay bills with ur check going to the bill counter waiting for ur trun to come but nowadays things have changed nowdays i stand in the front of thel line with my check hahah not jokin i go ealry in the morning without brushing to pa the bill yes i agree that w can pay bills through net but here in india noithin has changed after that bcz the most of times the websites and put of service so i have to go there in the office.
1 person likes this
@terri0824 (4991)
• United States
10 Aug 07
I am spoiled by the internet, I don't think I would like to have to stand in line to pay a bill.
@lingli_78 (12822)
• Australia
10 Jul 07
i pay all my bills online... i never write a check before and i don't have a checkbook as well... paying bills online is so much faster and more convenient... thanks to the invention of internet that we are able to do it now...
1 person likes this
@terri0824 (4991)
• United States
11 Jul 07
Yes, the internet has made it so much easier to do a lot of different things.
• Philippines
10 Jul 07
i pay my bills online. i find it very convenient and i also don't have to queue at banks or other payment centers. no hassle of writing checks.
1 person likes this
@terri0824 (4991)
• United States
28 Jul 07
Yes, paying bills on line is much more convenient.
@smileonstar (4007)
• United States
10 Jul 07
I do both... some of the payment are not avaible online so i have to write the check. I like online bill pay better than anything else. you know fast and easy...
1 person likes this
@terri0824 (4991)
• United States
1 Aug 07
With as busy as our lives tend to be these days, fast and easy is the way to go.
@sid556 (30959)
• United States
10 Jul 07
I recently switched to paying all my bills on line as well as doing all my banking online. I was a bit nervous putting so much personal data onto my computer and still am so afraid of identity theft for it'd ruin me. Still i have to admit it is so very much easier and faster. The whole process of writing checks,purchasing stamps and then remembering to mail them....how did i do it for so long?
1 person likes this
@terri0824 (4991)
• United States
30 Jul 07
yes, paying on line sure does simplify things.
• United States
10 Jul 07
I write checks and send them in the mail but online payment systems are very convenient and I probably will switch back to said payment systems in the future. Thanks for starting this topic! It is a great conversation piece.
1 person likes this
@terri0824 (4991)
• United States
21 Jul 07
Thanks for responding. I have a hard time starting discussions sometimes, and I thought this one was a good one to start.
• United States
10 Jul 07
I don't pay online or have a checkbook. Everything is cash or money order for me.
1 person likes this
@terri0824 (4991)
• United States
25 Jul 07
I couldn't imagine having to do it this way. But whatever works.