Monthly Bills

United States
October 30, 2006 12:30pm CST
My husband and I are having the toughest time keeping up with day to day costs. He works his but off to keep things going. I would love to work but have 2 kids and it doesn't really pay off to put them in childcare. Anyone else feel like they have to rotate their utility bills to keep up with the more important things like the mortgage!? Just curious to see how many other people are struggling as well.
3 people like this
9 responses
• United States
30 Oct 06
We're in the same boat. My other half works for his father (so you'd think we'd be ok right?). About 2 months ago things started to go down hill. First my other half was admitted to the hospital, then we fought trying to get a doc to see him then had to go BACK to ER for a doc to do nothing but look at him and say"Oh you jus pulled a muscle." WTF!?! So after 2 months my other half finally passes a kidney stone that all teh doctors said wasn't there. He missed a bit of working for all these doctor appointments (MRIs, CTs, IVPs, etc etc). 2 months is 4 paychecks and never once did we get out of this hole. Hes also trying to find a new, better paying job. We've talked about me getting a job but everything I would make would go to daycare. Its been very hard. I've sold so much. Now I know there will be people that will say"Oh your broke but you still have internet!? Not that broke then are you?" I say screw you to those people. We're trying very hard to make up for what we lack, but I refuse to give up everything. Internet is my one luxary. No cable, no fancy cars... hell if it wasn't for having such an amazing landlord who let us slide on rent we would be homeless. Well, we didn't completely slide. We spent about 50 dollars and remodeled the bathroom. Plan on remodeling the whole damn house if we have to to make up for his generosity. One hing i will never go without though, regardless how bad it gets, my son will always have food, diapers and milk. Even if that means I personally go without.
• United States
30 Oct 06
I think I started to run out of room lol Its hard to get any help from anyone. So we've been doing as many side jobs as possible. My other half is about to miss more work for more doctors appointments as well. This time, its to make sure a mole isn't cancerous. I've learned to NEVER say "It can't get any worse" because every time I have, its gotten worse. I don't even what to know what would happen next.
@Meljep (1666)
• United States
30 Oct 06
kimmy -- I feel your pain! You will never regret staying with your kids, even if it means barely scraping by. I would recommend you read "Financial Peace" by Dave Ramsey. It's an excellant book to help with figuring out how to get ahead.
• United States
30 Oct 06
Thanks very much for the tip. I'll be sure to check it out.
@srhelmer (7029)
• Beaver Dam, Wisconsin
30 Oct 06
Money is definitely tight right now. We just bought a home and, after paying the mortgage and other bills, we don't have a whole lot left over. The only silver lining for us is things should get better early next year.
@nancygibson (3736)
• France
30 Oct 06
Hang in there! It will get better and I have found this site is bringing in more money for me than any of the other work from home things I've tried.
• United States
30 Oct 06
Do you feel you could do some work at home to help out? If you feel you can there are many real companies out there that would hire you to work from home. You could go to www.melodysmommy.com to look for jobs as well as www.telecraig.com (type in a job such as transcription in the box).
@april444 (1341)
• United States
30 Oct 06
Yep Im there tooo . not only is daycare expensive they just care about the money... I work from home part time as a telephone operator but can only do it when they sleep. Hope things get better for ya :) How old are your children?
• United States
30 Oct 06
Dog - Dog sleeping on floor with bandana
My children are 2 and 7. Both girls.. My youngest has had health issues one after another so it makes it extremely difficult to get back out to work. Not to mention the time constraints to take my 7 year old daughter to school and pick her up. Trust me, I would love to get back out into the work force.
• United States
30 Oct 06
I am in the same situation as you. We have 3 kids, and there is no way I can afford a babysitter or daycare for them. I had to look for a while, but you can look into getting a part time job to help with the bills. It was hard for me because no one wanted to work with my schedule. But I finally found one. Not much just 15-20 hours a week. But it will help. Try seeing if someone will hire you that will work around his schedule. Maybe work on his days off. Good luck! I know its hard.
@sbeauty (5865)
• United States
30 Oct 06
This seems to be a recurring theme in our society today. Hard work doesn't cut it any more. I think it's because the majority of the money in our country (about 95% I think) is in the hands of only the top 4% of the population. The rich run everything, and somehow they only think they need more and more and never give a thought to the rest of the people. Even when my kids were little, it was expensive to put them in daycare. I had a fairly decent job, but I worked 2 weeks of every month just to pay for their care. We needed the other half of my salary for our house payment. My daughter, too, has found that it isn't cost effective for her to try to work and pay someone to watch her children. Unfortunately, most people can't afford to live on only one income. I wish I had more encouraging words. I can only say, hang in there like we did, be conservative in how you spend, and you'll make it through these years. When the kids are in school you can work at least part time to help out.
• United States
30 Oct 06
My husband is the only one that works in our home, and it does get hard for us at times. But God knows our needs and we have never gone without.