Do you borrow money from others?

China
May 31, 2008 3:28am CST
Sometimes i will. But i hate this, hate the words i speak out, i'm afraid they'd refuse, and i'm sensitive to their reluctance. If there's a delay, i'd be unhappy, i'd think they don't really want to lend me money. Well, money is not everything, but it is something that we do need in daily life, can buy lots of things. Never borrow money unless you really really have to, and select the right person, otherwise it is yourself that will suffer. **Enjoy life~~**
7 people like this
48 responses
@wisedragon (2325)
• Philippines
31 May 08
I am blessed to have generous and supportive parents and relatives, so I have never had to borrow money from other people. And I always find a way to pay it back 10-fold, not necessarily in cash, but in the form of favor or other way of helping. Family is a great support system.
1 person likes this
• China
4 Jun 08
Hello, wisedragon, wow~ Yeah, families will always be there for us, we need to cherish their kindness.Thanks for sharing **Enjoy life~~**
@sun2day (1062)
• Virgin Islands (U.S.)
31 May 08
We all need money to survive. I dont like to borrowing money from others; not even the banks. I hate the head ache of thinking I have to pay back. I like to try and have my own money as much as possible. I try not to be a spndthrift. As I get older I become wiser.
• China
3 Jun 08
Hey, sun2day, yeah, the best way to avoid money problem is that we never be short of money.lol **Enjoy life~~**
@marciascott (25529)
• United States
31 May 08
No I try not to borrow, but I did borrow $20.00 yesterday from my friend. I will pay it back to her real soon.
1 person likes this
• China
3 Jun 08
Yeah, i try too, but i borrowed several days ago. Haha, i spent money at random and don't manage it. That's the root reason, i have to change **Enjoy life~~**
@lingli_78 (12822)
• Australia
31 May 08
so far, i try my best not to borrow any money from anybody... i try to live as frugal as i can and depend on God... so far, His grace and mercy is sufficient for me and i am able to survive without having to borrow money from anybody... if i have to ask for money, i will ask it from my parents... they are the best persons who will help me... take care and have a nice day...
1 person likes this
• China
2 Jun 08
Hello, lingli_78,thanks. You're lucky, not short of money and can turn to parents for help. I can too, but as growing up day by day, i feel shamed to buy money from them. They've spent years to support me and now i grow up, but still can't not live on my own, oh my god, i should have be counted on by them **Enjoy life~~**
@kun2349 (23381)
• Singapore
31 May 08
Unless i have no choice, i wun wanna borrow money from ple too, including my family members and good frenz.. Because it can become a habit, plus it's not a good habit.. ONce we start, we will always think thta there will always be someone there to lend us money when we need.. But once they start to refuse, we will think that they are selfish, and dun wanna help.. But in the 1st place, we are the ones who has the wrong perception in the 1st place.. And thus, i wun wanna borrow money unless really really urgent..
• China
3 Jun 08
hello, kun2349, thanks for sharing, you have a point there. **Enjoy life~~**
• India
31 May 08
I am reminded of these words of Shakespeare: "Neither A Borrower Nor A Lender Be".I also believe in the other saying that Money is the root cause of all evil.It is the reason why friends fight and part,why misunderstandings happen and why rifts occur in families that were going well with one another.I think it is very important that we try to minimize our financial dependence on friends and relatives.I can say these things because I have seen how my my Dad has lended money to needy friends but that has never been repayed till now though it is long overdue.
1 person likes this
• China
2 Jun 08
Hello,nikhil, anks for sharing your thoughts on this. I love your words. **Enjoy life~~**
• United States
1 Jun 08
Actually, no. Not anymore...at least, I don't think so. I don't remember much about borrowing money from other people, and I have a feeling that's a good thing, because I don't like to get into debt. Not from my family members, not anyone else. Not before, not now. Now that i'm under SSI with direct deposits, I don't have to.
• China
5 Jun 08
Hello, DuoMaxwell, i try not to borrow money any longer Thanks for sharing **Enjoy life~~**
• China
5 Jun 08
Hello, DuoMaxwell, thanks for sharing. I always have my pocketll at the beginning of a month and at the end of a month. **Enjoy life~~**
@alcazar (761)
• India
5 Jun 08
yeah i do man...but not from anyone....there are a couple of friends of mine...when anybody in the group needs it ...then the rest of us are always ready...and there is no condition on returning it....but you have to help when if others need it...thats..it
• China
5 Jun 08
Hello, alcazar, thanks for sharing, i'd like to help if i can help **Enjoy life~~**
@leafgxu (472)
• China
31 May 08
For me, borrow money from others is not a problem. My friends often borrow money from me so when I want to borrow from my friends, they are happy to borrow money for me.
@tigertang (1749)
• Singapore
1 Jun 08
Being in debt is not much fun, particularly when its from friends. Loans, as the banks are never too shy to remind is, creates a situation of having obligations and personally, I don't much like having obligations to my friends. However, there are times when borrowing becomes a necessary part of life. You need a couple of bucks to tied you over til the next pay cheque situation and who else can you turn to except your friends. Having said that, this type of situation has to work both ways. If you can rely on friends to help you out, they have to be able to rely on you when they are in need. When it works both ways, you'll find your friendship becomes the stronger for it.
• China
1 Jun 08
Hello,leafgxu, you're so kind, your friends must like getting along with you. Yeah, if you lend money to them, they will lend you if you're in need. Good behaviors deserve a return i think. Thanks for sharing. **Enjoy life~~**
• China
2 Jun 08
Hello, tigertang, yes, i agree. As a friend, sometimes we can't open our mouth to ask for money when the deadline has passed, that's why lots of people don't want to lend money to familiar people. In this sense, it's better to borrow money from the bank, yeah, right. But if ask money from friend, your relationship must be very good and will be better in the future if this matter has been well solved. Thanks for sharing **Enjoy life~~**
@posham (1236)
• Philippines
31 May 08
yep.. from my sisters and brother a lot... they do the same with me.. life's smoother knowing you can count on somebody when you're broke.
1 person likes this
• China
2 Jun 08
Hello, posham, everyone need to find someone in life to count one. Thanks for sharing **Enjoy life~~**
@SomeCowgirl (32191)
• United States
31 May 08
I like your logic. Too often people are hurried in asking for money and this can not only embarrass the person asking for it but can also hurt the person to whom is being asked. Often times people are not friendly and courteous and do not pay the person back.. this causes a trust issue with the person.
@SomeCowgirl (32191)
• United States
31 May 08
Of course I didn't put anything about asking for money. No, I don't really. My friends would often times ask me as they could trust me to give them it.
@SomeCowgirl (32191)
• United States
5 Jun 08
It seems I missed your response to me. Thanks for re-respond ing to me. Was wondering when you would. Embarrassment is never good. Also, I wanted to add, you must be careful to whom you borrow the money from or to whom borrows the money to you.. some friendships do not last.
• China
2 Jun 08
Hello, SomeCowgirl,yeah, you're right, embarrass both the lender and the borrower. Difficult. Thanks for sharing **Enjoy life~~**
1 person likes this
@moraho (234)
• Nepal
4 Jun 08
there is no problem for me borrowing or lending money to others ... but i do keep in mind that if I borrow from someone, I return it as soon have the money. I do not like keeping people hoping for return.
• China
10 Jun 08
Hey, that's a good behavior, keep it up moraho. Thanks for sharing Enjoy life
@agihcam (1914)
• Philippines
5 Jun 08
Borrowing money from others or friends is not bad.However,you should have good communications with each other and avoid promising return date which is not attainable or not feasible for you to return the money.This is the common approach by many in order to convince somebody,however,this is the start of her says,the people you borrowed the money will tell to his friend that you borrowed money and promised to return it in a certain date but you did not make it. For me,I do borrowed money from trusted individual who offer a little percentage from the money I have borrowed,there are lots of individual loan business right now and they are offering low interest compared to bank,so I preferred to borrow from them.
• China
10 Jun 08
Hello, gaihcam, wow, if we borrow from friends or siblings, we needn't pay the interest, lol.Do you know the individual or it's just kind of agency? Thanks for sharing Enjoy life
@dephoy (11)
• Indonesia
31 May 08
If I have to... I will borrow money sometimes, usualy to my close friends or my brother... :(
1 person likes this
• China
2 Jun 08
Hello, dephoy, thanks for sharing **Enjoy life~~**
@roger3611 (200)
• China
3 Jun 08
i hate borrow money from others too, so i try my best to avoid it, and lend my friends money if they ask.
• China
10 Jun 08
Hey, roger, thanks for sharing
@rhane7315 (5649)
• Philippines
4 Jun 08
i only borrow money if i really need it. i borrow money from my bf lol i also let him borrow my money if he's the one who really needs it also
• China
10 Jun 08
Hello, rhane, thanks for sharing your thougts on it. Yes, i agree, we only borrow money if we really need it Enjoy life
• China
2 Jun 08
I have borrowed the moeny to my classmate,I don't think so much first,but her don't return to me now.I don't know how to ask her.
• China
10 Jun 08
Hey, beasyvan, i don't know how to ask others for money, too Thanks for sharing and enjoy life
• Philippines
2 Jun 08
i used to have this freakin rich friend, her allowance a day is 10 times more than everybody's! so whenever i borrow money from her, and if i pay her back she would kick me! she'll say that i'm not supposed to pay her back, but she didn't have to kick me! actually i think it's only me and this other friend of mine that she kicks, that rich witch just can't say it nicely... but she suddenly had this friend who was like some kind of bodyguard who chases me and my friend away if we boorow money... but they're all nice just a bit crazy... i guess we all got big headed but we stopped...
• China
10 Jun 08
Hello, wow, your friend's so rich!! I'd get a couple of this kind of friends. just kidding. Thanks, enjoy life
@setroc (853)
• Philippines
4 Jun 08
only from siblings, coz even though i would get a refusal it doesnt realy affect me, i dont borrow money from friends
• China
10 Jun 08
Hey, good idea. We don't feel sad if refused by siblings, cause if they don't lend they really don't have that amount of money i believe. We're much closer than friends Enjoy life
@Mirenia (199)
• United States
3 Jun 08
I never borrow money from other people.. friends, family etc.. I just wont do it. I hate having to ask other people for money so I dont. I do, however, lend money out to other people if they ask me for it.
• China
10 Jun 08
I hate borrowing money, however, i do need it badly sometimes Thanks and enjoy life