My Auntie borrowed money to me again...

Hi jersey86, Wow you are such a nice person, imagine you can lend your money to your aunties even though they dont pay you. If that happen to me, if my aunties or other relatives lend money for me and then they dont pay me, they cannot borrow from me anymore. I give them my X-list. thanks and have a nice day.

Hi jersey, It's not bad to refuse sometimes especially they are not a responsible borrower. Not unless maybe you are just picking uo your money in the streets..They continue to abuse you because you allow them. When you will be a little reserve about it, for sure, they will learn a lesson that when they don't pay you back, they can't borrow again. You need also to be fair to yourself, how if you will lose your job for example, can you rely to them? in most cases, no one will really be willing to have an additional burden except our family. so, try to say no for the auntie who are not paying you back!

Tell them the bank is closed. Once in a while helping someone out when they're in a real jam is one thing, but, they're taking advantage of you. If you continue to shell out money, they'll keep asking.

The best thing I can suggest is learn to say no. Just tell them that you don't have it. You need to start looking out for you and when your savings is gone you'll be looking for help yourself. Some ppl get in the habit of borrowing and don't think twice about it. **AT PEACE WITHIN** ~~STAND STRONG IN YOUR BELIEFS~~

If they are just keep borrow your money and they just don't lack of money, don't in the urgent need of money. I think you can stop to borrow them money. As you have said that, your salary are just enough for your expenses, you can tell your anties that you don't have money, you are running out of money every month. As myself, once I was working in a big city, that my relatives all think that I have much of money, actually they are rich as they have caculate their money for years. And I just work there two years, I earn more but spend more how much can I saved?

I know exactly where you are coming from. My aunt has borrowed money from me and the last time she hasn't paid it all back. And I'm a college student! Definitely not rich lol. I always heard this saying, "never lend what you cant afford to give away." You expect people to be responsible and considerate and pay you your money back, but that doesn't always happen. I think you should learn the word NO. Its short, simple, but very difficult for others to use. If you cant afford to give it away, then you just cant. Dont put yourself in an unfortunate situation.

well, it really depends on you... if you have the capability and willing to help your auntie, then i will say go for it... but if you yourself are struggling and you don't want to help your auntie anymore, then you have to tell her firmly that you are not going to lend her your money anymore... she has to learn to manage her money properly and stop using you... what i can say is, just follow your heart... take care and have a nice day...

First of all, I think you used the worng word, should be lend money to them. You know what kind of your relatives or closer aunties. I think you should know the reasons they lend money from you. They are not really in emergency to use it. They just want money for their own usage. There is no purpose for you to lend to them. I think you should stop to lend to them. Just tell them frankly you are not their ATM. You need the money too. You did not owe them they have their own hands and legs, should earn money by themselves.

well it depends if money isnt really a big thing for you then i wouldnt worry about it , but if it is then i would let them know that they cant borrow anything else until they payback what they owe already. like someone said earlier they could also be taking advantage of you becuase thet know they can always come to you and thats not fair especially with the way the economy is today every little bit of money i have is important to me. the only person i give money to and dont expect her to pay back is my mother.

Tell them that becuase they haven't paid you back you no longer have any savings left. Or you could try going to them and asking them for money, say that they have taken all yours and you need some now for food.

I think that you should be frank in telling them that you are only earning enough for your expenses. Be polite enough to tell them that you need the money too and therefore you can't lend them money. The moment they realize this maybe they'll stop borrowing from you and then you can save your money.

This is a difficult situation to be in, but I too have been borrowed money from I know how you feel. Sometimes helping other people / relatives is a good deed but if they keep coming to borrow from you it becomes a bad habit. And also try to think, if they always get money from you, than they'll never understand the hardship in saving own money. Next time, just try to explain to them that you also is in need of money, and don't just lend it to them. Unless they need the money to do something important (ex. go to doctor).

Well...I am certainly in the same boat. However, it was my brother and sister-in-law. And we aren't talking small change here. Very large amount. The last time they borrowed from me I told them the bank was closed indefenatly. Of course they promised to repay as soon as they got refinanced...which never happened! And since then they always had an excuse. Now they won't even answer there phone. I know that someone is there because my brother is on disability,and my sister-law-works. I don't mind helping family or even a very close friends, and I know everyone at sometime in ours lives has had money problems (maybe). I know this sounds harsh, but sometimes people have to start growing up and take responsibility for their actions. I even told my sister-in-law I would take payments. I have yet to see a dime!! And know it has put me into a very real bind. Here again this seem cold but to protect yourself, have them sign a promisary note.

That's a tough one. First of all it's really great of you to help out your family members, but now it seems that they are just taking advantage of you. Next time they ask to borrow money, nicely but firmly tell them that it has gotten a little out of hand, and you can't afford to lend out any more money until they pay you back what they already owe you. Suggest they put a little of their own salaries away for times when they really need it. Good luck!