how to avoid lending money?

I really don't mind lending them a few bucks out of my wallet, as long as it does not come around several times. If it does become a problem, then this is what I would do: whether your friend knows you have money or not, it is your money, and your property. I really don't like to carry cash around with me, so whenever I have some cash over $10 or $20, then I prefer to deposit it in the bank or just leave them in the safe place at home, where no one will know other than yourself. Empty your wallet, and fill them with the cards or other things you put in your wallet, OTHER than cash. Than next time, when a friend of yours (maybe best friend) asks you for cash, and if you really don't want to lend them, then just pretend that you are willing to lend them money, and look into your wallet. Well, after a friend of yours know that you searched through your wallet and found no cash, then you are the only one who knows that you put your cash somewhere safe, and he/she does not know!! happy mylotting :)

Hi there.,Well I do face such situations like this.Many of my close friends ask for money,frequently.But I'll never entertain such things.My policy is "Not to borrow from others and not to give money to others".Even our best friends will get some sort of feeling,while paying back money.When my friends come to ask money,I'll just say I'm not having money with me,they know that I always carry some money with me.Even then I'll not give them.Except,if its a serious situation or if he/she needs some small amount.People act so politely while taking money ,but when it comes to returning back the money,they act weired and as if,we are asking for their money.So,they ask me once or twice,then after that they will never raise money matters in front of me.If they stop talking with me,that means they were my friends only for money.Then there will be no pain in losing such friends...If anyone asks you money,keep saying no..!!!Thats the simplest and the best way of rejecting them..Have a nice day..!!!

lucky i don't have money..i don't have job and i don't have money to lend that's why my friends never ask me for some..but my sister had been into that situation where she doesn't know how to say no to the point that there's nothing left for her...the big deal is that those friends she took in and helped run away and left her debts....the only thing that you had to learn is just say no....learn how to say no and put yourself first before others

Thats just silly to keep giving him money if he doesn't repay it. Its simple - say NO. And tell him since he never repays it you don't plan to loan him money again. Its called being a responsible grown up. If you keep loaning him the money, neither one of you are being responsible.

To avoid lending money don't show others that you have money. Always say that you don't have money. Tell him that you needed your money because you have to pay something or need to buy important things(groceries,etc.) for your house. If that person dump you as one his friends don't regret it. He is not worth it. That friend of yours only befriend you because of money.

If you really don't want to lend him the money, just tell him you have just loan a large sum of money and invest it in business or stocks or bonds. And, for your friendshop, never borrow money from your friends unless he/she is willing to, or you'll find you lose the friend.

well, i will tell my friend honestly that i am also in a difficult situation and i don't have lots of money myself... it is not possible to lend money to other people when we ourselves are still struggling to survive... if my friend had a history of borrowing money from me and not returning it, then i will tell him/her honestly the reason why i won't lend him/her my money again... for me, honesty is the best policy... and if my friend gets angry at me just because i won't lend him/her the money, that means he/she is not my true friend and so be it... take care and have a nice day...

I would tell them politely that I don't want to give them money. If they threatened the friendship then I will say so be it.

A situation like that is a very difficult one, indeed. I think in such situations, Honesty is the best Policy This way you will save some money for you for the need and still your friends and others will respect you for being honest.

i just read a composition that about how to refuse lending moeny to others. the composition is in chinese, here, i translate some items to you: 1 please look at my face, "is it clean? " "yes". 'my pocket is more cleaner than my face.' 2 before he opens his mouth, you said"can i borrow some money from you? now i'm poor, and i have to..." 3"my wife is too frudge, she always asks me where is the money"[em]lol[/em how do you think of these ideas?

If you know the money will be use for something unimportant then dont. You are not obliged to help him if he is not capable of paying it and use it for things that are not important at all. You need the money more than he do. And you have every right to protect that money even to your friend. If he happen to break the friendship then he is not worthy to be your friend. Coz a true friend understand you and will not abuse your kindness. You have to be firm with your decision and learn when to say no.It is ok to help if you know a person deserved it but if your just doing it to save the friendship. Then youll end up without a single penny in your pocket if you allow your friend abuse your kindness.

to be honest ,this is a difficult problem to treat it ,just as what you said ,we though do not want to lend money to our friend sometimes ,we feel it is hard to say with them in general .i also often face the situation ,but i have some ways to treat it well ,if they sure know that we have money ,we ought to say with them that we will buy something with our money at once ,or tell them that you will use lots of money someday if we must lend money to them ,so they ought to pay back the money after a shorty time .

[b][/b]many people think that life start with money and without money life was going so difficult. but they are wrong becasue it depend on your how are you feel in your real life.

I don't think I can refuse others especially my friends to lend them some money,because when my friends ask me for money,I'd rather think that they need money indeed,or else they don't have to borrow money from anyone.Just now I sent one of my friend some money,even though i am in a bit of jam too. I do know it is not a good habit to do this,because another weakness to me is that i would feel imbarrassed when i ask someone to return my money.do you have the same psychology? So in this situation,I would loose some money for my kindleness. We should change this kind of relation with our frieds and money.I tell myself that don't to refuse others' request,but the same time I am not hesitated to say "no". I am only to prefer to help others in the satuation that i can sure why he or she need this money and when the money will be turned back.At the same time,i would let them know,I love them and cherish the friedship between us,I do not wish to be cheated,and once they break the promise,we won't be friends again,not only because the money,but also the trust.

Just say you can't afford to right now. He will realise for himself that there is a problem and then will either not ask again or persist. If he persists tell him the truth, you might not get it back or not get it back on time, then tell him its not possible. If he stops being a friend then he wasn't worth it in the first place.

My experiences tell me, do not easily lend money to my relatives but can lent to my friends. It will benefit to your friendship if you lend to friends and get return or borrow from friends and return to them as promise, we can be friends because we know each other very much. However, i have found it is hard to get the money back from one of my relatives as if i did sth wrong with him and i must say sth good to him every time when i ask him pleadingly for returning money, even so i still haven't got my money back from him so far. So my opinion is try not to lend money to the relatives and now i know how to avoid lending money to them, I may tell them i have a lot of things to do this year and need money also or some other excuses which, I think, are easy to find now, or do not behave as a rich man in face of them in the daily life.

if you have no money ,you will have no this worry,heihei!but for my opinion ,if i have the ability to offer some,i will exert myself to do it as long as that people is faithful .i have borrowed money from my friends and relative when i bought house,most of them would like to help me ,but few didn't want to do it,that had made me depressed.everyone has the difficult time,if we can,let us show our friendship.

Just honestly tell them that you don't want to lend them money. I'm sure they will understand If you explain it clearly to them. Good Luck.

Hi! If friendship is at stake, then, being true to your friend is the key. You may at least talk to him seriously about his habit of lending money. Then if you have some ways to help him to earn money for himself. (considering that he has no ways of earning money) Like for example: I have also a friend who always lend money to me without paying me back. Then, I always telling him that I am always in good term in giving him money but he needs to pay me back though I knew that he can't do that. Then, from time to time I prepared some task, works for HIm to be able to at least (an equivalent) of paying me back the amount of my money that I've gave to Him. Or at least, if he's really in the habbit of taking money from you, then prepare in advance the task and be the one to offer him first the paying job...thanks for the space provided--cheers

Hello tousif1988, i suggest you just refuse to give the money to him, i mean, by doing this you would be actually helping him. The more you give, the more money he will ask for. If you stop giving him money, the person will eventually stop asking and possibly stop him from asking anyone again.