Kudos to Capital One/Master Card

The last couple time it hasn't been due to being an idiot. No idea how they got the card #. Either an online purchase or a store that still has an old card machine that shows the whole #. But anyway, my credit card company took care of it right away too!

Samething happened with my mother inlaw. She asked used her credit card to pay some or her Medicine which she ordered online (trying to save couple of $$). She the the medicines and everything is good until one day around January UPS delivered HP LAPTOP brand new and its a 900.00 online on sale. So my mother inlaw thinks its form her daugther in Texas since they talked about get her a new computer. Then in the morning, a FedEX guy arrived and said he was told that a package is to be picked up. So my inlaw never gave the Laptop since its in her name and she never ask for any Fedex. to make the story short, her card was charge with 900.00 and it was even purchased at HP's official website. She closed the card and ask for another one and until she get her 900.00 the Laptop wont go anywhere. scammers are everywhere. we should be carefull.

Luckily,I have not faced such a situation . However,I believe that Capital One did an excellent job in such a case . I would also complain and would not rest till that issue is resolved .

Hi sparky, That is one big scam tha they try to catch people out and taken their money, I'm you got yors back, as for me I would never use my card on line as I never buy anything online as I don't trust anybody, if I want to buy anything, I just buy it in the shops. I hate scammers. Love and hugs. Tamara xxxxx

Good for you and Capital One. I have not had thaat happen bu other things and they were great with me as well. Mostly when you sign up for something and the disclosure is k\]hidden on some item 15 in very fine print, which by the way Is Illegal!!! They have to disclose up front what their little gimmic is. I used to have capital one before the bottom fell out of like everything. They were good to me.

I search and destroy. I usually keep a log on my computer for susipicous websites in case something like this happens, but yes its just that easy. You really dont know which websites to trust anymore. I get onto my siblings about things like this all the time. This is how people still your identity, not just your credit cards. The internet is just not strict enough. There should be people monitoring things like this.

another thing dont donate on line!

You had a very lucky escape there my friend. This is common behaviour online and one has to be very diligent in order to catch the charges. Capial One handled the matter very efficiently for you, which is good. I'll reiterate that people using credit cards online should be more dilligent... it saves a lot of heartache. Brightest Blessings my friend.

Oh good on you Sparks and well done those others for being observant and reporting the error as well. Recently, I also had cause to be careless and then thank my credit card issuer for coming through. I had been toying with the idea of getting a weight loss product available in America. I had been humming a haaa-ing then one day an offer was presented to me and I thought ...oh what the heck and I started to order it. I entered my card details and then....my dial-up session dropped out before I could get to the final page! I thought...that was an omen so I didn't follow through with it. The deal was, they send you a free sample and if you don't return it in 30 days they bill you. I received my statement a few days later and I had been billed for $129.00 + $39 something postage! When it turned up a few days later, I REFUSED TO TAKE DELIVERY OF THE PARCEL. As far as I was concerned, my order was incomplete and I should not have been charged anyway. I rang my credit card company and organised for my card to be cancelled, so they could not continue to bill me. The chap I spoke to said he had 47 customers in November involved with this company cancel their cards, 36 in December, 20 something in January and several around the same time I was taking care of mine. He also sent me forms to recover the amount deducted for postage. I received these papers in the mail about 5 days after the cut off date to return them but I returned them anyway and both these amounts were reversed and I owed nothing...best of all, no fee for them doing this which surprised me. Around the same time, I decided to order some ink for the printer my daughter gave me for Christmas. I went to the site where I had registered my details for warranty etc and found the ink for my model and then I checked the postage...WOW! I also noticed that the company was quite close to where my daughter lives so I decided to let her pick it up for me at her next visit. Luckily, I checked my credit card (a different one) because I was charged for the ink. However I received no product!! When I rang the company, I was told that my details were automatically entered because I was a member, the charge details must have gone through but not the product details!! How bloody cheeky?? I wonder how often they have got away with that? It's so IMPORTANT TO CHECK YOUR STATEMENTS WHENEVER YOU RECEIVE THEM.

I'm a search and destroy gal when it comes to someone taking money from me, lol If I ordered something that's different, but for them to just steal my info and charge me, uh uh no way they will get away with it. I too have had this happen to me with a well known site.

Oh God, don't I know this one. I am so sick of online scams. There are a million to the 5th power of them and once they start, doesn't seem like you can get rid of them. I'm glad you got it sorted out. Some scams I have gone after with a vengeance, but I'm getting so tired of filing reports that now, some sadly I have just let go and chalked it up to me being an idiot.

I haven't been scammed online yet *Knock on wood* But, if I were, I'd be raising bloody hell with the credit card company. I have a prepaid card and can only spend whatever amount I put into the card and I certainly would not want anyone helping themselves to that

I like to hear these types of stories, it helps me stay alert. When you work on line you can get caught in a number of webs. Maybe that is why they are called Web sites, the spider is just waiting to grab your credit card.

Search and destroy and tell every body I know to be careful of -insert creeps name here- Good show Sparks!

Great to hear that you got this resolved and "Capital One" backed you up on this. I like "Capital One" also. It was kind of stupid on the part of the company that scammed you, didn't they think you would find out about this when you checked your charges. They deserve to get fined for what they did.

Yup I was scammed once. Didn't have anything to do with a "strange" charge to a credit card, but my phone bill. I used to do those stupid survey thingies (for CashCrate), so of course you often have to fill out your name, address and phone number...and in some cases check the "I agree" TOS...well, lets face it how many of us actually read the mile long TOS of most places? Then about a month later after having filled out these survey things, bingo, I get this strange charge on my phone bill. Like huh? I even got hit with a Collect Call, supposedly made by me to Calif...uh, like duh? I have long distance included, so like why the heck would I want to do a collect call? Anyway, the one weird charge was for nearly $100...ekkkkkkk. Anyway, I did get things settled with my phone company, and it was them who told me I no doubt had filled something out on a form (like those dumb surveys) and it was a scam thing and they latched onto my phone number and charged me--bottom line..be careful about those stupid surveys or filling anything out with one's phone number.

Hey sparks! I'm glad Capital One was good to you on this issue because I hate the company with a passion because they've done me wrong twice and I promised myself and hubby to never go back! Both times I had to fight for the interest rate that I was promised and even had to go to the big guy before getting it and even then they tried to change it! Once I got a better offer, I dumped Capital One and went with the new one and so far, I've been very happy.

I am very happy that Capital One handled this matter so quickly and in such a helpful manner. I hear that they are a great company to deal with. It is always nice to hear first hand from someone about a company or service. I also think it is a good idea keeping a credit card separate from you husband that he does not know anything about. Have a great day and happy myLotting!!!

I don't use a credit card online... hardly ever. Have once or twice to a specific store but honestly, maybe 4 times all of last year. If I can't use my PayPal card to buy it, I usually don't buy it on line...for this exact reason. I can control the money in PP - put in $100 and when it is gone, my spending stops until I put more in there. Great way to manage a budget! And if something odd does happen... I can handle it with PP and only PP and it doesn't mess up my budget or credit cards or anything else. It doesn't go to my credit report or complicatet hings in any other way.

SEARCH AND DESTROY!!!! kudos for them to getting it sorted out that quick!