should couples have a join account ?

I prefer to separate it since we have our own necessary. but love not talking about money only.. can join in another thing ;)

My partner and I have separate accounts for now, that pay our rent, food etc etc. We're hoping to open a joint account as well in the next few months, to save for our wedding in. It feels like a logical step towards our life together, and it makes it easy to keep track of how close we are to having the amount we need. I don't know if I would ever be comfortable with having just one joint account for spending too though - for one thing, things like my mylot and microworkers earnings are only mine, and I want to be able to spend those on whatever I like, after all I worked for them.

i think so... that is the ideal thing to do because even the Bible says that once you are married, you are no longer two but one... and as the marriage vow says, we share everything with our spouses once we are married... that includes the material things as well... that's what i think... take care and have a nice day...

I have a gf before. We used to have Joint Account. But when we broke up. We have to divide our savings. Many discussions are raised. We ended up verbal fighting. From then on, I don't encourage my present gf to have a joint account with me. Because we might ended up like that again. Joint Account usually done for business and married couples.

hi, for me, couples should have different account, because they could avoid comparing of their earnings, and just for their assurance and privacy.

Hi! I used to not care about me and my husband having a joint or separate accounts. When we got married, we opened a joint account and it worked for quite a while until we had a baby girl and started to have some disagreements. It was then that I opened a separate account and an account for my daughter. I was thinking that in case something happened that breaks our marriage up, I will still be financially secured to care for my daughter. I'm not saying that I have the intention to leave him soon but I'm just being ready for the possibility. It depends on your situation and preference. There is no hard and fast rule when it comes to relationships and finances. Just sharing!

I honestly think that couples should have their "own" checking accounts, but that does not mean I think they should keep their money separate. It's just that more mistakes occur when two people are using one checking account. They can be tied together for all practical purposes, but at least they would have their checkbook if they needed it. My philosophy is...what's mine is his and what's his is mine.

Good question! I think it would depend on the financial situation for both involved. In some instances together may be best - I don't think any one should have any secret accounts that they keep from their partner.

My boyfriend and I have joint and separate accounts as well. We have been living together for five years. So all the household bills expenses go from the joint account. Reason we have separate also is simply a way to mange our own spending money. So basically it depends on the commitment of the couple and preferences. Naturally trust is a big factor.

I personally believe that each couple should have a join account so that each of them can handle the account. However, each of them may have individual accounts if they like to do so to hide the balance from the partner. Everything depends on the relation between the two.

I think the best way is to have a joint and separate accounts. Most of the times i'm the one responsible with our family's expenses & budgetting so my hubby prefers it having one joint account for our convenience and we both can transact in the bank especially if emergencies suddenly happen.

I have been with my husband for nearly 9 years and married for three and a half, I trust him completely with my money but we have separate accounts. Alot of people do not understand this but we split the bills, we both pay equal amounts but I just like to have my own money. Whatever works I suppose, and for us this is what works.

We always have joint accounts, because I believe that what I have is his and what he have is mine. It is like give and take.Sharing what we have.Plus it is part of your married life to have access to each others wealth. :0

In my own opinion, having separate accounts are much better but that is if both are working. Because if you come to think of it, if the woman is not earning,then where would she get money for her savings? It is better in this situation to have a joint account so that the man who earns, would not be spending all family savings without the woman's knowledge. With joint account, both can have control over the money. In my situation, since both of us are working, we have separate accounts. I earn my savings so I have the freedom to do whatever I choose to do with it. But if there comes a time when we have to withdraw a huge amount of money, we should have knowledge of each partner's account activities.

I like to keep our money seperate in my relationship. It free's up the responsibilities of shared bills and i think that both of us would help each other out if we could or had to. I think it's easier when you want to spend money on gifts or personal items too.

I think that if one is not married one should have seperate accounts. If one is married then a joint account is in order. I also believe individual accounts should also be encouraged even if a couple has joint account for paying bills. It is good to have one's personal money even in a marriage.

this is as sample as a,b,s,d if they are sharing each and every thing so why not their accounts,because what they both earn is not for an individual they earn for the whole family,and if there is any argument that one should say i want an individual account then i think that this is not making any sense. happy lotting

Well,if you live together,it's ok to have a joint account for household bills and such,but you should also keep an account only in your name with money in it in case something happens to your relationship.It's better to be prepared than to be left in the dust......