Are you an overspender?

If being frugal won't feel like being dry, then I'll proceed with it. But when it does, perhaps I'll do buy some of my luxury sometimes to be satisfied, but then careful of not being satiated. Self-control is really a thing, especially when regards to money. Having negative traits will always depend with it.

I guess it depends on my mood. I tend to spend a lot of money on food,junkfood.lol.

No I don't over spend. I usually spend on the things which are essential for me.

I used to be..but not now

sometimes I do.But do not mind it.If I have the cash then spend it.

Hi, welcome to Mylot. I may be tempted to overspend, but I try my best not to.

I found out about an American man called Dave Ramsey and he has seven baby steps to financial bliss. Step 1 is to save $1000 as a beginners emergency fund, baby step to is pay off all debts apart from the home, and now I am on baby step 3 add to the emergency fund to make is 3 to 6 months of expenses. I do tend to overspend on flights because they are expensive in the school holiday. We are planning a holiday for next April over the Easter time. I also like to buy small coastal decorations for my lounge.

I tend to spend without a thought on certain things like books, sarees etc..so now I make sure that a part of my earning automatically gets credited to a saving scheme , so that I am forced to budget and spend accordingly

I only stick with what I need.

Now not!.. I'm particular about time!..

I don't spend too much on unwanted things.It is waste of money. I only buy what is needed. It is not good to be a spendthrift.We should save some money for tomorrow.

No, I don't have such kind of life style. I always think twice before spending anything.

I sometimes spend on things I don't need sometimes when I get it I get it at the time and then I can go return it.

I use to think I was but I'm really not, I believe in saving that extra dollar for the rainy days.

Sickness. I try many ways to keep my money in the bank but at last I take it out and use.

I could do well in budget.