"Affordable Healthcare"

@crazyhorseladycx I once read about what you called Obamacare. I thought it was quite good, but it seems it was not accepted.

@marguicha the initial concept seemed feasible'n fair. then congress 'n the senate made 't somethin' purty ugly 'fore they'd pass't. the original promise made by our president 'twas that we could keep our insurance (nope, the insurance i'd 't the time cancelled their policies) 'n keep our doc's.

i'm glad ya've that choice, hon. not certain how many countries offer private health insurance?? they've the same here - called medicaid (some other names, too) fer the poor. 'tis 's lil fish that're gettin' screwed 't seems.

do y'ave access to 'ffordable health 'nsurance fer those serious troubles?

@Nevena83 how sad, but glad they've that option.

@crazyhorseladycx No, for more serious problems, our people often seek help in other countries.

do y'ave options to purchase a private plan? i know i'd a friend'n the u.k. who't times needed quicker treatment'n he could get 'nless he paid fer such out'ta his pocket.

@crazyhorseladycx Yes, you can get private as well. Earlier this year I went private for a nerve root block because it was faster. Privately, you can pay for an individual treatment or take out health insurance.

@egdcltd 'tis wonderful that'cher givin' those options, hon. i'm tryin' to figure a polite way to air my grievances with our state'n their insurance coverage. thus far, bein' polite's not been effective...

the 'nly positive i can say 'bout this's there'll finally be no penalty fer not havin' the crap fer 2020.

so glad to hear, hon. they've a medicaid program here'n the u.s. that does the same. some'f 's folks 're stuck'n the middle, we cannot 'fford to continue payin' 1/4 to 1/2 the hubs 'ncome jest fer insurance premiums.

i jest dunno how the government feels 'tis 'ffordable when the premiums 'lone equal more'n 1/4 yer annual income?? does tennessee manage their own system? i'm tryin' to figure if'n the states that do 're jest that corrupt?

@CarolDM seems such varies by state'n e'en by county here 't least. i'd love to've a sit down with all the folks responsible though...

@crazyhorseladycx it all goes back to Medicare and the government everywhere but the premiums and deductibles are affordable here. Not sure why such a difference.

How far would it be to go to Albuquerque @crazyhorseladycx ? I'm pretty sure they have some good doctors out that way.

@rebelann 560 miles round trip....

this plan'd offer -0- coverage if'n i went out'ta state. few doc's'n my area e'en take these plans offered. those that do, i'd not take a stray pup to. they nearly killed my sweet momma, myself 'n did kill my mamaw....

so glad y'ave not that worry, hon.

no ma'am, the supplements're not cheap, but 't least ya aint faced with large deductibles 'n out 'f pocket 'xpenses. i'm fixin' to lose the coverage through the hubs work coz he's now'n medicare. 'tis cheaper to get a supplement fer him than what he's now. e'en payin' the medicare part b, supplement 'n part d 'tis cheaper - with no surprises 'r dictatorship's to who he can see'n where.

yer most fortunate, ms. valerie. we'll save some funds gettin' the hubs'n a medicare supplement, e'en payin' fer the part b, that'n a part d plan. i'm jest spittin' mad. the very doc's here'n my town that 'ccept any 'f the insurances offered fer next year're the same who nearly killed me, my momma 'n did kill my mamaw. i'd not take a stray pup to 'em.

@just4him medicare 'tis purty much universal 'cross the u.s. i believe. 'tis those'f 's who've not yet reached that milestone who're treadin' deep waters. i might jest need to move to texas where i can get plan that covers my needs...

@crazyhorseladycx I'm sorry they're so bad. When I was an insurance agent for a few short months, I learned Wisconsin has one of the best Medicare plans in the country. One thing about Medicare is that whatever state you are living in when you get it, it will follow you no matter where you move. So, should I ever move to New Mexico, I would still benefit from Wisconsin Medicare benefits.

i jest knew i should'a moved to australia years 'go 'n begged fer citizenship! i don't mind payin' a fair 'mount fer coverage, but bein' forced to drive near triple the distance to get care?? infuriates me that blue cross/blue shield (these'd be their quotes) made a whoppin' $41.7 billionin profits durin' 2018.

@JudyEv this'un 'twas paid $19 million, plus all 'f the 'perks' back'n 2018. i'm sure such's 'ncreased substantially. i 'gree with ya, but the states 'llow this. givin' 'em their premium increases annually per their request. not lookin' 't all 'f the facts. out'ta all the premiums paid'n 2018, 'nly 64% 'twas used to pay claims. yer correct, obscene. dunno how one'd go 'bout fixin' that though :(

@crazyhorseladycx There is a lot of hoohaa here at the moment about the salaries that some of the CEOs of these big organisations are receiving. Our 10 highest-paid CEOs made over $150 MILLION between themm in the 2018 financial year. The CEO of Qantas made 23 million. It's obscene.

@nela13 we've a bad joke 's a healthcare system. free 'round these parts means yer purty much destitute 'n the doc's 're not ones i'd take a pup to.

@crazyhorseladycx The best doctors are in the public health care in our case.

@crazyhorseladycx don't you have a national health system? Here it is free for those with low salaries.

i'm glad yer helpin' her, hon. 'tis a minefield. each state's 'ts own rules 't seems, those that got granted the rights to o'ersee such anyhow - new mexico bein' one. i dunno how such came to be?

@crazyhorseladycx well that's the government for ya and it's just evil.

@crazyhorseladycx My husband's bill was around $5000. He stayed in hospital 4 or 5 nights. This was after insurance paid. Mine was under $2000 and I only stayed one night less than he did.

@kareng mercy, 'tis highway robbery. one cannot 'fford to get ill 'r injured here'n the u.s.

i'd rather die than 'pply fer medicaid. i've no desire fer free, jest reasonable'n the ability to use my doc's. heck, i went through 37 'f 'em 'fore i found the ones i've got! the rest bein' quacks, 'nly interested'n writin' rx's, not payin' mind to underlyin' issues. that's all such cost y'all there?? ya'd 've been lucky if'n yer bill 'twas that cheap fer jest one day't the hospital here. 'tis shameful our system 'tis so filled with corruption 'n greed.

@crazyhorseladycx We are fortunate for now, but then comes the question of what happens if something happens to the company, or if he leaves and finds another company . . . the future is always uncertain. We had a discussion with our neighbors not too long ago - we had no idea they were without health insurance for some time because of their circumstances - they were were hopin' and prayin' and sweatin' that nothing would happen during that time. Insurance/medical groups that used to be considered cheaper are no longer exactly "cheap", COBRA is super expensive as is private insurance, but apparently insurances that are supposed to be top notch don't cover everything as they used to. Folks have to stress about $ on top of the health issues they have . Insurance companies have definitely taken advantage have even pulled the rug from underneath folks.

yer most fortunate to've good coverage through yer hubs, hon. we're payin' fer coverage through the hubs (nearly $800/month - more'n half his income) 'n cannot 'fford to use 't with $6,350. deductibles each. half the country seems to wish fer 'freebies' whilst the rest 'f 's jest wish 'em to knock 't off. when insurance went mandatory, the insurance companies'n states took full 'dvantage. where's they should'a got the crap knocked out'ta 'em.

@much2say 'tis sure disheartenin' to be'n such a position. particularly when one's young'uns 'r a chronic illness. the insurance companies 've taken advantage 'f the government who 'twas too ignorant to look't the facts 'n 'llowed 'em to go hog wild with their premiums 'n lack 'f beneficial coverage. pharmaceutical companies've 'lso gained great wealth from such. if'n all government officials, their branches 'n staff were subjected to the same's the general public, they'd be horrified - yet perhaps'd force change fer the betterment 'f all. doesn't really matter if'n y'ave got coverage if'n ya can't 'fford to use 't 'r their co-pays're too high, eh? i truly dunno how those folks sleep't night.

@crazyhorseladycx I understand you, it is not fair to pay that much. I mean, you can stay without the insurance and save the money for an accident...if you have a healthy lifestyle, and are careful...you better gather many friends and ask them why is it so expensive?

@stringer321 with the soarin' cost 'f healthcare here'n the u.s., e'en a broken leg can run o'er $10,000. i dunno the answer. i've severe crohn's 'n 've not been able to 'fford e'en check-ups since 2013. i know somethin' 'tis amiss, but can do nothin' 'bout 't. most've my friends 've medicare 'n a supplement. costs 'em 'bout $350/month fer both 'n they've no out 'f pocket 'n can see whome'er they wish'n any state.

$9600 per year currently, plus a $6,350.00 deductible. 'tis broke's thus far. seems regardless 'f which way we go, we're still gonna be out that much'n premiums, but if'n the hubs gets a medicare supplement, we'll not both've such huge deductibles. 'tis utterly ridiculous. i feel that if'n our elected officials 'd to pay fer coverage'n the 'open market', they'd be workin' harder to correct this. ya know, since they stuck their fingers'n the pie, per se, stirred the pot 'n caused costs to escalate e'en more. yer fortunate fer 'ffordable coverage, hon.

@crazyhorseladycx we have quite a few options here in Connecticut. I would not have chosen one that didn't cover both states. According to this there are 5 medicare advantage plans for Curry County NM

@crazyhorseladycx From your mouth to God's Ear!! I am assuming that is because his doctors choose not to participate in Medicare, many don't the payments are too low!!

@BelleStarr thanks, hon. yep, they've 5 plans 'f which none cover the hubs docs. sigh...'f course, hopefully soon that'll not be my problem.

@crazyhorseladycx That's terrible, Crazy, just terrible.

@jaboUK yes ma'am, but folks keep fallin' fer the garbage bein' passed out by politicians'n others who're actually benefittin' quite greatly from this 'act'.

not jest fer me, hon. there'd be thousands 'pon thousands who're'n this same boat. i'd thought 'f jest goin' no coverage't all 'n then'd a crohn's flare this past weekend. will get whate'er cheap, crappy coverage i can get'n cross my fingers. 'll not be able to use my doc's, there'd be no gastro specialists local. i hear tell there's one'n roswell, so 'bout the same mileage. trouble bein', 'ccordin' to his office, they've no 'ppointments fer a good 6 months. sigh... yes ma'am, most fortunate fer certain.

@DocAndersen that'd be the 'nly way 'n mercy if'n there'd not be loads 'f hollerin'. providers, pharma companies 'n insurances've gotten by with so much fer way too many years. can ya jest 'magine the call 'f foul play if'n blue cross 'd not make $41.7 billion'n profits? their stockholders'd sure be screamin' right 'long with their ceo's.

i'm sure glad folks got all hyped 'bout this crap. whilst such's helped those with lots 'f young'uns 'n minimum waged jobs, the rest 'f 's seem purty screwed. oh, that 'twas what one 'f the gals i spoke with 't the healthcare website told me - jest get pregnant 'n that'll add to yer premium deduction. really??? i'm a grandma....aint got the plumbin' fer 't nyhow. sigh...

@crazyhorseladycx there are so many moving parts to this I worry about the impact if we don't take the whole system and fix it all