How do we draw a line between frugal living and being a miserly?

I am just happy living in a home in a nice neighborhood with the basic needs of having a computer for writing, a streaming television to see classic shows and sporting events like bowling.

By doing what is right for you. Be sure to measure what you want vs what you need. Do the ends justify the means. For example, if you're required to travel, don't be afraid to spend a little more to enjoy the journey. However, that doesn't mean that you need to let others presure into doing something you're not comfortable doing. Decide where it's worth spending the money.

Being frugal is good as long as you are not doing without anything.

I don't have an easy answer. I am generous with friends and family. But I don't buy unnecessary material objects for myself. I see no use for most shiny objects.

You might chalk out some budget for the luxuries of life. That way you would enjoy and won't feel guilty!

As long as your spending choices support your goals and well-being without depriving yourself unnecessarily at the cost of your own comfort or enjoyment, then you’re likely on the right track.

Contentment means an awful lot.

That is a good question. I guess if you are enjoying yourself it is frugal, if not, it is wisely

Do you have all the basic things you need to live comfortably? If you don't feel the need of extra things then don't let the others say what you should or shouldn't do especially if they don't help you financially.

we should balance living in life.. one has to walk together with everyone.

For me, frugality is not only a lifestyle and a good way to be about money. But it is also a means to an end. Frugality is what has allowed me to accumulate wealth and be more free with money when I choose to be. As I have always said, save on the things you need so you can afford the things you want. Money earned is never considered money only to be spent. I save. I invest. And those investments then offer dividends, interest and returns. The principal can be left alone, while the proceeds can be used however I want. To replace income. To go on a vacation or buy something I really want. Or create an offset so I don't have to compromise somewhere where I do not want to. Or I can simply reinvest it so I can earn even more on it. Being frugal allowed me to have a much more comfortable life. It's allowed me to choose where I want to work, where I want to live, the kind of car I want to drive and so many other things. Being miserly to me means you don't want to enjoy your money at any point. I am not like that. I don't like spending money where I do not have to. But I want money to work for ME when I want it to. Frugality is what lets me do that.

It's good to be a minimalist at least you can watch how you can spend money, your room looks very clean and that was my opinion about being a miserly