Have you experience being broke?

I presently experience feeling broke. However, I feel very fortunate that at least I am able to function at a level where I can take care of my needs and pay my bills. I just don't have extra money to buy what I need that would help me to stay on my food plan to lose the weight that I lost before. I am struggling somewhat but I know in my heart that there are a lot of others who have less than I do and are homeless and have next to nothing so I count my blessings.

Oh yes. I hate being broke. It really is horrible. I've been out of work for a little while and hope to start work again soon. I donated plasma. I got $25 this past tuesday and on thursday I'll get $30. So, it's a little something to put gas in the car and some food in the refrigerator. It's been rough but I've adapted to it and can't wait to get out. I've also sold things on ebay and been working here on mylot.

I'm still pretty financially unstable, but I'm doing much better than I was in the past. I have been literally homeless before. I had a family that didn't take care of me, and at one point as a child I had nowhere to live. I stayed with friends when I could, and did a lot of things I'm not proud of now to survive. When I finally did get someone in my family to help me, I wound up stuck in an abusive situation because of it. After high school, I was sent off to college on scholarships, and I lost my scholarships because I had so many health problems and spent most of a semester in the hospital, unable to attend classes and therefore earn the grade required to keep the scholarships. Appeals to the college did no good, and I went to stay with my grandmother, who told me I had exactly a week to get out of her home before she kicked me out. What I did was trust the generosity of a group of people I had only met online, one of whom I tentatively considered my "boyfriend". And it worked out for me. I moved from Kentucky to Michigan, got my health situation sorted out, and once I became healthy enough, starting working. So for me getting out of the "broke" situation was simply a matter of finding the right help, not from my family, but from near-strangers that have been kinder to me than my family ever was.

I have also experience being broke as in really broke-Way back 2001, I left my job,I was living at an apartment with my cousin who was still in college then and somehow I supported her financialy, so when I left my job, I have no money, I have debts, and have other responsibilities too. I cried everymorning, It's so hard like you don't wanna wake up anymore.But I've moved on..I literally moved out of that place and got another job. Now I seldom experience not having enough money even for food. I feel so blessed that tho I am not rich I have what I need..not because I have a good job and earn much but because I have learned to trust God even with my finances.And it's true when you are faithful in giving your tithe to the Lord,He'll bless you even more.

I have had no income since the beginning of 2005 due to illness. My boyfriend - that i live with - has a normal salary. It is not enough to cover all our expences. So, we have cut all unnessesary expenses. We pay only interest on our mortgage. Only spend money on "have to items" (not many at all). And we get money from my parents and grandmother from time to time. it is no fun at all. It feels very degrading not to have my own money. I cannot even buy my own food!

actually im just experiencing being broke. right now i have no work. i just work at home and its not enough for me to pay our expenses.though i have my mom with us, still she asks too much from me that i really cant give her.its very hard and tough. i have 2 kids and stil do not know where i will get for their education. til now i cant sleep coz i have to recover from so many debts. im really depressed. hope God will help me on this.

I did and it is a very humbling experience. I didn't thought I would experience that in my whole life. When I left the house, I was in BAD terms with my family. So it was really not planned that I would leave. What I did? I adjusted and change my lifestyle to fit to what I have and what I can afford. I lived in a small room. I actually rented it because when I went to my friends house for help, I thought they let me stay in the small room but was schocked to know that they want me to rent it. When you are broke, you will know who's you're real friend. I kept on hearing this phrase from my mom before but I realized that it is true when I was in the situation. I tried to fit my lifestyle to the small money that I have. And believe me, its hard. When you only have a penny for food its so hard. I prayed and prayed to my God and He never failed me. I eventually found a good decent job then, went to work with my few clothes. I have to wash it when I get to the place I call home that time and hang it overnight and prayed that the blowing wind would dry it in the next morning. Little by little I had recovered and now, it just a memory I would never forget. That experience made me work and work harder that I would never experience the same thing again.

I think everyone must have goen through this stage except of course those that have been born with the silver spoon in there mouth.:) I dont have a silver spoon so i have been broke numerous times before especially in College. We go through the stage when we try to save allowances by not eating complete meals. Or just going to bed when we dont have money and skip meals so we can make it stretch. Its all about those days which i dont want to go back to. I even experience that the only money left in my pocket was a fare going to the bank to pick up my allowance. If anything goes wrong witht he bank, i wont be able to go bank home Lol Those were the days..Still exist now but not as bad:P

Yes I did. I have maxed out my credit card so I have no choice but to pay it little by little lest my credit rating will suffer. A huge portion of my salary goes into paying the credit card. To make matters worse I loaned from another bank money to pay the card debt in full only to max out my card again. So I ended up paying two debts, one the credit card bill and second the loan from the bank. I have no choice but to sacrife buying new clothes, shoes, bags and dining out. I have paid the debts now and I promised myself that I no longer want to experience that ever again. I have learned to save since freeing myself from debt. I have also learned that it is better to pay for an item in cash than use the credit card. If you have no money then don't buy it (my new motto now).

Yah I did, when I was in college. I have no means of getting my own money since my schedule at school didn't allowed me to get a part-time job. Everytime I need something which is not for school, I have to ask my parents for it. I got used to it for 4-yrs of college life. =)

My husband experience this all the time. We almost lost our home last month over it. We are still with our head verily above water and I just keep praying that something will happen to give us a break.

I sometimes find myself very broke. Then I get very depressed over it. But these days I try to cope by diverting my focus and doing something thats fun yet free. I realize that all the money in the world cannot buy happiness and so I shouldnt allow money problems to stress me out. Also, I'm trying to launch out on a new business venture so I can cover more of my expenses and have extra money to spend.

I'm broke all the time lol i live pay check to pay check and feel that i will never get caught up how ever i try to work as much overtime as possible to get all the extra cash possible and now im trying the work at home online in my spare time thing too

I am broke now- but I am searching for legitimate telecommute income- WAHjobs, Verafast, and Craig's list are good resources

as a matter of a fact, i just did get broke last year, after we were hit with a tremendous hurricane. it was like the end of the world. no money, no food, no house, no work, no everything. luckily, ive learned to cope up with much effort and really strive to get up. right now, i already have a new job, my finances are slowly but surely running smoothly, and everything seems to be getting back at their own place.

I haven't been totally broke, but I did realize that I wasn't able to completely pay my bills. So instead of waiting until I did go broke, I cut a bunch f things out of my life - dinners out, land line phone, digital cable, etc. Then, I went and got a second job, and I worked all day at a full time job, and 3 days a week part time. That earned me extra money - and the time at my second job was time I could NOT be out with my friends, eating, going to the movies, going shopping, etc. So it really worked out for me. I dug out of debt (hospital bills) and then I quit my job!

oh yes, even by now i felt broken...

Sad but true but really, I am always broke. I hate it but I have no choice but to borrow money to my friends and even to my parents. Need to work hard don't want to be broke anymore!!

more than once unfortuantely and in looking back I really can't explain how things changed other than saying God intervened. when my hubby was out of work he found another job and we started over.

hi heatspine...i am broke right now...i feel devastated...i don't know what to do. banks are demanding me to pay but i don't hve any money to pay them..i don't even have money to buy food and milk for my children. its just devastating..they say that you should face your creditors and that's what i'm doing right now but when you talked to them they'll be forcing you to pay or else they will result to collection agencies which will charge you 25% then will just make things worst. i understand that but i really don't have anything nor property to sell. if i have then i should have paid them several months ago and not let them humiliate me or scare me...you see..things were tough for me last year and this year. i really don't know how to make both ends meet...i resulted to credit cards..i was a good payor..i have the cards for more than 3 years now but since our expenses grew because our family is growing..my kids got sick..our expenses grew out of hand...i just don't know what else to do...sometimes i don't feel like going to work..i feel heavily burden that i could not get out of bed...i feel embarassed coz i can't pay my obligations and dues...even with my officemates. i feel ashamed of myself... can anyone help me..thank you!