FinanciallySMART

@FinanciallySMART (41)

Jamaica • Age 25

Joined myLot 16 years ago

Practical, down-to-earth, independent financial advice

www.financiallysmartonline.com

FinanciallySMART's Responses

Money Lessons from Usain Bolt

kerriannc @kerriannc (4279) • Jamaica 28 Aug 09

As 100m sprinter Usain Bolt propelled his way through the finish line in an astonishing world-record time of 9.58 seconds, Jamaica and the rest of the world celebrated his magnificent race. At the 2009 Berlin World Athletics...

2 responses

FinanciallySMART Wonderful article. Thank you so much for sharing with us.

28 Aug 09

a serious threat...

rhainemwahh @rhainemwahh (67) • Philippines 9 Jul 09

how can you handle your emotions? Most of the times, when we actually not prepare for this kind of situation, depression might be a serious threat in one's life. The nuber one reason of suicide cases is depression. So we really...

2 responses

FinanciallySMART Yes depression is the no 1 causes of suicide. Some children were not brought up to handle stress and then when the negative comes they are unable to assess it and so they take their life. Parents need to discuss depression with their children and look for this...

10 Jul 09

Back to basic cooking

Daddy Neil @neildc (17238) • Lapu-Lapu City, Philippines 8 Jul 09

Click... Click... Click.. Ooohh honey, we run out of gas. How can we cook now? Said my dear wife. What can we do, we don't have money to buy LPG right, I guess we have to go to basic... Charcoal... Oh right, charcoal... So had...

14 responses •

2 people

FinanciallySMART We use the LPG but whenever this happen we go for the charcoal. Sometimes it is wonderful going back to the basic because you get to enjoyed both aspect of cooking. The charcoal cooked the food different from the LPG and a lot of persons doesn't realized...

10 Jul 09

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1 comment

Do you have Experience in Networking Business?

char06 @char06 (106) • Philippines 29 Jun 09

I have several Networking Business but I have not earn so much. From Middle to Lower entry I register from my own allowances before but I enjoy the training, many people I encounter and to be friends. I don't know what is my...

business

networking

online

4 responses •

1 person

FinanciallySMART As with every other business dedication is the key with Networking. Just having the site and leaving it there on the host will not work. You need to go out in your neighborhood or outside of it to let others know about it. You also need to visit other sites...

10 Jul 09

What are the reasons for people attempting suicide

Tk5013 @Tk5013 (311) • Liberia 10 Jul 09

One of my amusine has made a suicide attempt last week. I dont know the exact reason. But i worry why people attempt suicide. Do you what are the reasons for people attempting suicide

8 responses

FinanciallySMART There are a lot of factors that can lead to suicide thoughts and eventually attempts if that person is not strong even to resist it. Life have a lot of ups and downs and some persons are unable to cope with the different circumstances that affects their life...

10 Jul 09

Are you a person easy come and easy go?

clorissa123 @clorissa123 (4926) • United States 6 Jul 09

Life just too complicated sometimes, especially in a relationship. There were always unpredictable incidents that you couldn't control. You might fall in the love in one moment, another moment you might need to decide whether or...

love

relationship

4 responses

FinanciallySMART Sometimes the things that you think are easy come are the ones that are hard to let go. No one can predict who to falls in love with or who to become friends with. No one can also decide the choices that allow them to make mistakes at the workplace. But what...

7 Jul 09

Handwashing clothes instead of washing machine!

allegradream @allegradream (210) 6 Jul 09

Hi, I have been handwashing clothes for a week now due to my washing machine completely dying on me after 10 years hard labour looking after 6 children lol! I was just wondering if anyone else out there handwashes their clothes,...

handwashing

washing

18 responses •

2 people

FinanciallySMART Why do you use the stick to wring your clothes. Well there are some good soaps that will make your washing easy. Talking with the cashier at your local grocery shop will allow you to choose the right soap. You can also purchase blue which you can use to make...

6 Jul 09

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1 comment

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1 person

getting pregnant for free house and money

OConnell87 @OConnell87 (1042) 30 Jun 09

I live near a council estate and a lot of its population are made up of teenage mums, i think its really unfair how they get a free house, for getting pregnant accidently, tough deal with it, married couples who maybe not ready...

9 responses •

2 people

FinanciallySMART Every countries worldwide has this problem with misguided youths. What you can do is try to get some influential persons in the community to give advice to these persons. Tax payers has to stand these bills and even though they receive it free it is not indeed...

30 Jun 09

a sad moment

pbrockington @pbrockington (500) • United States 24 Jun 09

i am not sure if my depressed moment will last but I am feeling really low in this cluster of moments. I am trying to deal with the mess that is my realationship, my job dose not pay me enough to cover my bills let alone child...

sad

venting

5 responses

FinanciallySMART Disappointment is not a good thing and I would like to just tell you to cheer up. P have you prepared a budget where you can work from. A lot of times the circumstances that surround us tend to drag us down but please try to focus and be level headed. Think...

25 Jun 09

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1 person

A no spend month, a month without spending any money, could you do it? Have you

writersedge @writersedge (22563) • United States 24 Jun 09

done it? About.com 's frugal newsletter is asking people to try for a no-spend July. The author of the newsletter says that she calls for one month every now and then. July would be hard because of the 4th of July weekend. So I...

38 responses •

11 people

FinanciallySMART I have never consider a no spend month. But if I should have a no spend month I would choose this month June. In this month depends on the family there will be less expense. In the month of June one does not have to worry about back to school supplies, school...

25 Jun 09

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1 comment

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1 person

Do you have any good ways to make my customers know my products?

wanglh1616 @wanglh1616 (11) • China 14 May 09

Because my product is rare in this city,so most people don't know my product.In addition,the product which is called ground heating system is very expensive.So my customers are those person who are rich and willing to improve...

customer

open up market

product

3 responses

FinanciallySMART You can start by doing networking. Go to the PTA meetings, communities meetings etc and sell your business. Networking is a very important part of getting customers if you traveled in the public transportation don't be afraid to tell the passengers in the bus....

23 Jun 09

Ho do you get rid of ants using environmental friendly stuff?

Bebs08 @Bebs08 (10681) • United States 22 Jun 09

Now that it is already summer here in US, I observed that there are lots of ants around. It makes me upet looking everywhere specially in our kitchen area full of ants. I sprayed insecticide on them, but they will again come back...

ants

insecticides

killing

10 responses •

1 person

FinanciallySMART Soap powder is a good way of getting rid of ants. I was a bit amused when I saw my neighbour using it but then I was astonished to see the result they all died.

23 Jun 09

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1 comment

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1 person

PayPal has a withdrawal limit of $0.00

richiem @richiem (3644) • Philippines 20 Jun 09

Before, I thought that if I will be able to link my bank to PayPal I will be able to withdraw. But I just found out that they have a withdrawal limit of $0.00 for unverified members. Yes, that means I cannot withdraw a thing....

paypal

56 responses •

15 people

FinanciallySMART Hey Richie where have you been haven't seen you around the lot for sometime now lol. No I am not a verified member but I still used it to purchase things over the internet.

20 Jun 09

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2 people

I don't want your money!!!

jellymonty @jellymonty (2352) 19 Jun 09

Ok so here's the latest scoop from my camp. I got a man, a very wealthy business rich man, who has been sniffing up my door and trying to persuade me to be his woman. The realty is he is not physically attractive (his stomach is...

19 responses •

3 people

FinanciallySMART A person should not use his/her wealth to gain love from another with this said I would like to tell you that even though you see this man unattractive don't you believe that you could actually make a difference in his life. Yes by encouraging him to attend...

20 Jun 09

Huge Salaries of Movie Stars & Athletes

debrakcarey @debrakcarey (19887) • United States 19 Jun 09

Do you think it is good for stars of Hollywood and sports to receive the HUGE salaries and payments that they get? It has to be why it is almost out of reach for regular people like you and I to attend games and even to go...

athletes

huge salaries

movie stars

19 responses •

5 people

FinanciallySMART Isn't it that this is their careers and they have invested in it and so they are now reaping the rewards. We all have a choice if we noticed that attending the games or going to the movies are too expensive then you don't go. This is their careers and just as...

20 Jun 09

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1 comment

Can a clear friendship exist between a boy and a girl?

Curlann @annierose (21570) • Philippines 19 Jun 09

Whenever I got a close friend who is a boy, it always ended up in sad thing. I had experienced having a male best friend falls in love with me and decided to court me. Unfortunately, my feelings for him is just for friends and...

friendship between two opposite gender

20 responses •

2 people

FinanciallySMART Yes this type of friendship can happen but one has to be open with the other. Never encourage the feelings that you know will lead to romantic ideas. Since you know that this is what preventing you from having friends from the male gender I would encourage you...

20 Jun 09

Semi Finals Starts Tomorrow

kerriannc @kerriannc (4279) • Jamaica 16 Jun 09

The first T20 semi finals begin tomorrow 17/6 and I am against the line up. Their are two unbeatable side Sri Lanka and South Africa which comes through without losing a match and instead of the organizer putting them together...

3 responses •

1 person

FinanciallySMART The first semi final was very interested. To believe that Pakistan indeed beat South Africa attest to the sentiment that cricket is a game of uncertainty.

18 Jun 09

Is it time to trust again?

reinydawn @reinydawn (11643) • United States 18 Jun 09

About 4 years ago - almost exactly - I had an incident with my step-son that left a pretty bitter feeling with me. Well, it happened about 4 years ago, but we didn't find out about it until a couple months later. Right before...

kids being kids

lying

trusting family

14 responses •

3 people

FinanciallySMART Well it commendable that u are willing to give it another chance. Just hope for the best. Persons deserve second chances and if this incident repeat itself them talk with your husband and let him know how disappointed you are. Also remember that love and...

18 Jun 09

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1 comment

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2 people