FinanciallySMART

@FinanciallySMART (41)

Jamaica • Age 25

Joined myLot 16 years ago

Practical, down-to-earth, independent financial advice

www.financiallysmartonline.com

FinanciallySMART's Activity

Money Lessons from Usain Bolt

kerriannc @kerriannc (4279) • Jamaica 28 Aug 09

As 100m sprinter Usain Bolt propelled his way through the finish line in an astonishing world-record time of 9.58 seconds, Jamaica and the rest of the world celebrated his magnificent race. At the 2009 Berlin World Athletics...

2 responses

FinanciallySMART Wonderful article. Thank you so much for sharing with us.

28 Aug 09

a serious threat...

rhainemwahh @rhainemwahh (67) • Philippines 9 Jul 09

how can you handle your emotions? Most of the times, when we actually not prepare for this kind of situation, depression might be a serious threat in one's life. The nuber one reason of suicide cases is depression. So we really...

2 responses

FinanciallySMART Yes depression is the no 1 causes of suicide. Some children were not brought up to handle stress and then when the negative comes they are unable to assess it and so they take their life. Parents need to discuss depression with their children and look for this...

10 Jul 09

Back to basic cooking

Daddy Neil @neildc (17239) • Lapu-Lapu City, Philippines 8 Jul 09

Click... Click... Click.. Ooohh honey, we run out of gas. How can we cook now? Said my dear wife. What can we do, we don't have money to buy LPG right, I guess we have to go to basic... Charcoal... Oh right, charcoal... So had...

14 responses •

2 people

FinanciallySMART We use the LPG but whenever this happen we go for the charcoal. Sometimes it is wonderful going back to the basic because you get to enjoyed both aspect of cooking. The charcoal cooked the food different from the LPG and a lot of persons doesn't realized...

10 Jul 09

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1 comment

Do you have Experience in Networking Business?

char06 @char06 (106) • Philippines 29 Jun 09

I have several Networking Business but I have not earn so much. From Middle to Lower entry I register from my own allowances before but I enjoy the training, many people I encounter and to be friends. I don't know what is my...

business

networking

online

4 responses •

1 person

FinanciallySMART As with every other business dedication is the key with Networking. Just having the site and leaving it there on the host will not work. You need to go out in your neighborhood or outside of it to let others know about it. You also need to visit other sites...

10 Jul 09

What are the reasons for people attempting suicide

Tk5013 @Tk5013 (311) • Liberia 10 Jul 09

One of my amusine has made a suicide attempt last week. I dont know the exact reason. But i worry why people attempt suicide. Do you what are the reasons for people attempting suicide

8 responses

FinanciallySMART There are a lot of factors that can lead to suicide thoughts and eventually attempts if that person is not strong even to resist it. Life have a lot of ups and downs and some persons are unable to cope with the different circumstances that affects their life...

10 Jul 09

Are you a person easy come and easy go?

clorissa123 @clorissa123 (4926) • United States 6 Jul 09

Life just too complicated sometimes, especially in a relationship. There were always unpredictable incidents that you couldn't control. You might fall in the love in one moment, another moment you might need to decide whether or...

love

relationship

4 responses

FinanciallySMART Sometimes the things that you think are easy come are the ones that are hard to let go. No one can predict who to falls in love with or who to become friends with. No one can also decide the choices that allow them to make mistakes at the workplace. But what...

7 Jul 09

Handwashing clothes instead of washing machine!

allegradream @allegradream (210) 6 Jul 09

Hi, I have been handwashing clothes for a week now due to my washing machine completely dying on me after 10 years hard labour looking after 6 children lol! I was just wondering if anyone else out there handwashes their clothes,...

handwashing

washing

18 responses •

2 people

FinanciallySMART Why do you use the stick to wring your clothes. Well there are some good soaps that will make your washing easy. Talking with the cashier at your local grocery shop will allow you to choose the right soap. You can also purchase blue which you can use to make...

6 Jul 09

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1 comment

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1 person

Investments

FinanciallySMART @FinanciallySMART (41) • Jamaica 2 Jul 09

Growing Up most of us was not fortunate to have parents educating us about Money Management. As we reach teenage stage we spend our money as soon as we received it not thinking about tomorrow. Since the recession we have learned...

4 responses

FinanciallySMART Thank you for your advice. Your blog is very impressive.

3 Jul 09

Investments

FinanciallySMART @FinanciallySMART (41) • Jamaica 2 Jul 09

4 responses

70-20-10 savings

hartnsoul @hartnsoul (558) • Philippines 29 Jun 09

I'm just curious on what you think. I read this scheme from a book on financial management. I think it's worth sharing especially to those frugal moms out there. Say you have 100 as salary, you use 70% of that as revolving...

18 responses •

1 person

FinanciallySMART The bible says that giving 10% of our earnings is giving thanks to God. Don't look at it as giving it to the church but as saying Thank You Heavenly Father for blessing me. I would encourage you to try it and you will see the blessings on your life.

30 Jun 09

getting pregnant for free house and money

OConnell87 @OConnell87 (1042) 30 Jun 09

I live near a council estate and a lot of its population are made up of teenage mums, i think its really unfair how they get a free house, for getting pregnant accidently, tough deal with it, married couples who maybe not ready...

9 responses •

2 people

FinanciallySMART Every countries worldwide has this problem with misguided youths. What you can do is try to get some influential persons in the community to give advice to these persons. Tax payers has to stand these bills and even though they receive it free it is not indeed...

30 Jun 09

a sad moment

pbrockington @pbrockington (500) • United States 24 Jun 09

i am not sure if my depressed moment will last but I am feeling really low in this cluster of moments. I am trying to deal with the mess that is my realationship, my job dose not pay me enough to cover my bills let alone child...

sad

venting

5 responses

FinanciallySMART Disappointment is not a good thing and I would like to just tell you to cheer up. P have you prepared a budget where you can work from. A lot of times the circumstances that surround us tend to drag us down but please try to focus and be level headed. Think...

25 Jun 09

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1 person

A no spend month, a month without spending any money, could you do it? Have you

writersedge @writersedge (22563) • United States 24 Jun 09

done it? About.com 's frugal newsletter is asking people to try for a no-spend July. The author of the newsletter says that she calls for one month every now and then. July would be hard because of the 4th of July weekend. So I...

38 responses •

11 people

FinanciallySMART I have never consider a no spend month. But if I should have a no spend month I would choose this month June. In this month depends on the family there will be less expense. In the month of June one does not have to worry about back to school supplies, school...

25 Jun 09

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1 comment

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1 person

Do you have any good ways to make my customers know my products?

wanglh1616 @wanglh1616 (11) • China 14 May 09

Because my product is rare in this city,so most people don't know my product.In addition,the product which is called ground heating system is very expensive.So my customers are those person who are rich and willing to improve...

customer

open up market

product

3 responses

FinanciallySMART You can start by doing networking. Go to the PTA meetings, communities meetings etc and sell your business. Networking is a very important part of getting customers if you traveled in the public transportation don't be afraid to tell the passengers in the bus....

23 Jun 09

Ho do you get rid of ants using environmental friendly stuff?

Bebs08 @Bebs08 (10681) • United States 22 Jun 09

Now that it is already summer here in US, I observed that there are lots of ants around. It makes me upet looking everywhere specially in our kitchen area full of ants. I sprayed insecticide on them, but they will again come back...

ants

insecticides

killing

10 responses •

1 person

FinanciallySMART Soap powder is a good way of getting rid of ants. I was a bit amused when I saw my neighbour using it but then I was astonished to see the result they all died.

23 Jun 09

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1 comment

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1 person

Overcoming Depression

FinanciallySMART @FinanciallySMART (41) • Jamaica 20 Jun 09

I have noticed that it takes little or nothing for one to be placed in depression. The constant worry about money, the kids and even our love life put us in a tailspin. My advice to you my friends here in MYLOT is to think...

3 responses

PayPal has a withdrawal limit of $0.00

richiem @richiem (3644) • Philippines 20 Jun 09

Before, I thought that if I will be able to link my bank to PayPal I will be able to withdraw. But I just found out that they have a withdrawal limit of $0.00 for unverified members. Yes, that means I cannot withdraw a thing....

paypal

56 responses •

15 people

FinanciallySMART Hey Richie where have you been haven't seen you around the lot for sometime now lol. No I am not a verified member but I still used it to purchase things over the internet.

20 Jun 09

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2 people

I don't want your money!!!

jellymonty @jellymonty (2352) 19 Jun 09

Ok so here's the latest scoop from my camp. I got a man, a very wealthy business rich man, who has been sniffing up my door and trying to persuade me to be his woman. The realty is he is not physically attractive (his stomach is...

19 responses •

3 people

FinanciallySMART A person should not use his/her wealth to gain love from another with this said I would like to tell you that even though you see this man unattractive don't you believe that you could actually make a difference in his life. Yes by encouraging him to attend...

20 Jun 09