Quilter

@fatragu (677)

United States • Age 40

Joined myLot 17 years ago

All Activity

Discussions (92)

Quilter's Discussions

What is your starter home goal?

Quilter @fatragu (677) • United States 8 Jul 23

Knowing what you know now, what would be your ideal starter home? Mine is a plex. I'd love a 6plex but a 4plex is fine. I will live in one and rent the others out. I see the benefits and disadvantages to living right next to my...

1 response •

1 person

Credit Builders

Quilter @fatragu (677) • United States 8 Jul 23

I am trying to build my credit score so I can eventually buy my first home. I am at 501 which is huge for me. A few years ago it was in the 300s. I am already using Self and Kickoff and a really crappy credit card. Does anyone...

Yesterday was Payday

Quilter @fatragu (677) • United States 8 Jul 23

My check actually went further than it normally does because I had overtime on it. I got everything that had to be paid this paycheck paid and have my remaining envelopes in order of importance. In September I get one of those...

3 responses •

3 people

Messiest area in your home?

Quilter @fatragu (677) • United States 5 Jul 23

What is that one space in your home that no matter how hard you try seems to always be messy? Is it the kitchen table? That one cushion on the couch? Is it the table by the door? Mine is my room. My work desk is messy but I can...

home

mess

clutter

12 responses •

13 people

Favorite Cookout food

Quilter @fatragu (677) • United States 5 Jul 23

What is your favorite cookout food? Mine is a tossup between macaroni salad and strawberry pretzel dessert. I'd love ideas of things to make for my lunches during the week. So far I've got macaroni salad, potato salad, burgers,...

cookout

food

recipes

7 responses •

8 people

Did you have a good 4th of July?

Quilter @fatragu (677) • United States 5 Jul 23

My 4th was good. Pretty much just stayed home so I couldn't go spend any money. We had 2 storms with a lull in between so that was good for everyone blowing fireworks. On the 3rd we went and watched one show and the next town...

fireworks

holidy

4th of july

1 response •

2 people

Are you a Spender or a Saver?

Quilter @fatragu (677) • United States 4 Jul 23

I believe there are two kinds of people in this world. There are Spenders and Savers. Spenders have the urge or need to spend every penny that they come across. Savers have that same need or urge but it is to keep as much money...

4 responses •

5 people

How my No Spend months work

Quilter @fatragu (677) • United States 4 Jul 23

July is my first No Spend month this year. For a No Spend month for myself I don't spend any money on anything that isn't in my budget. There are a few rules that I use for myself. If my vehicle breaks I will empty other...

2 responses •

1 person

No Spend July

Quilter @fatragu (677) • United States 4 Jul 23

Last month I was not able to pay all of my bills because I didn't make enough money. So this month is a no spend month. If it isn't a bill or envelope money doesn't get spent. I'm doing good so far. I've only spent $53 and that...

grocery

finance

picky teens

1 response •

1 person

Soda Savings Challenge

Quilter @fatragu (677) • United States 2 Jul 23

I mentioned that I charge myself $1 for every soda that I drink. Doesn't matter if it is a bottle or a can. The only rule is I can't buy 2 liters, only 16oz bottles and 12oz cans. I have a container and every time I open a soda I...

6 responses •

6 people

Does anyone else coupon?

Quilter @fatragu (677) • United States 2 Jul 23

I started last year and I used to be a hoarder really bad and I am always worried that I am going to slip back into old habits with this. Does anyone else have that issue or is it just me? I only use apps so I don't have to lug...

4 responses •

5 people

I have lost my crojo

Quilter @fatragu (677) • United States 2 Jul 23

I love to crochet and to knit and for some reason I lost my will to craft about 3 weeks ago. I'm currently knitting my mom a throw blanket and at this rate it will have to be Christmas 2025 present. At least it is in the colors...

1 response •

1 person

I'm a tired person

Quilter @fatragu (677) • United States 2 Jul 23

Almost all the time I am tired. Especially when I'm at work. I work from home so the urge to take a cat nap on my lunch is huge. Thankfully I manage to talk myself out of it all of the time because by the time I fall asleep it...

1 response •

1 person

New Budget

Quilter @fatragu (677) • United States 1 Jul 23

It is now July 1, 2023. How did that happen? When did that happen? I swear it was February last week. I just sat down and finished my June budget and made my July budget. I need to bring home $3,844.33 to pay all of my bills...

3 responses •

4 people

50/30/20 Budget

Quilter @fatragu (677) • United States 24 Jun 23

If you haven't heard of the 50/30/20 budget or you have never had it explained, here is how it works. You get paid and then your money gets divided in the following ways. 50% of your check gets put aside for Needs. Needs like...

5 responses •

5 people

New business idea

Quilter @fatragu (677) • United States 24 Jun 23

Next year I will be opening my online shop and will have a table at some vendor fairs. I will be making and selling all things budget related. Envelopes, fake money, savings challenges, binders, etc. My goal is to make them...

3 responses •

3 people

Payday

Quilter @fatragu (677) • United States 24 Jun 23

Well, today was payday and just like that all my money is gone. I didn't even get to cash stuff any envelopes. Got up, checked my bank and saw my check. My car payment pulls out as soon as my check hits the bank so I can't...

4 responses •

3 people

Extra hours at work

Quilter @fatragu (677) • United States 22 Jun 23

I got lucky this week at work and they offered over time. It is Thursday and I only need about 15 minutes tomorrow to hit my 40. So I'll have about 7 hours of overtime for the week. I just wish they'd go back to having it open...

4 responses •

4 people

New Job

Quilter @fatragu (677) • United States 18 Jun 23

In December I got hired on at my current company with a great pay for this area. It is almost double minimum wage. So everytime I don't want to go to work I remind myself I could be flipping burgers and trying to figure out how...

job

work

exhaustion

1 response •

2 people

Debt Journey

Quilter @fatragu (677) • United States 18 Jun 23

Are you on a journey to financial freedom and peace? What are some books you'd recommend? Do you have any words of advice for someone who has no idea what they're doing? Everyone I know is in debt to their eyes and sees nothing...

4 responses •

4 people